<?xml version="1.0"?>
<snapshot time="Fri Jul 25 02:00:02 PDT 2008">
<in-funding-loans>
<in-funding-loan loan-id="352676" loan-title="education" amount-requested="$12,000" interest-rate="12.22%" apr="13.26%" loan-length="36 months" amount-funded="$5,450" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="C4" home-ownership="MORTGAGE" current-employer="Los Angeles County" tenure="10yr 5mo" monthly-income="$10,417" debt-to-income-ratio="17.87%" fico-range="660-679" earliest-credit-line="1995-08-28" open-credit-lines="29" total-credit-lines="59" revolving-credit-balance="24730" revolving-line-utilization="68.1%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="54" public-records-on-file="1" months-since-last-record="111" loan-description="I need to be able to pay for my son to start his first year of college, books, transportation and living expenses. Please help, his father just left us and I don&amp;apos;t know what else to do." location="Los Angeles, CA" hometown="Los Angeles, California, United States" previous-employers="" education="West Los Angeles College,University of Phoenix" associations="Volunteer with the Boys and Girls Club of Los Angeles,I tutor at a community youth drop in center,I&amp;apos;m an active board member of a Women and Childrens transitional home for Recovering Alcoholic Women" />
<in-funding-loan loan-id="325798" loan-title="Repay 401k Loan" amount-requested="$15,000" interest-rate="14.43%" apr="15.83%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="E1" home-ownership="MORTGAGE" current-employer="Raytheon" tenure="4yr 7mo" monthly-income="$7,917" debt-to-income-ratio="16.79%" fico-range="700-719" earliest-credit-line="1975-04-27" open-credit-lines="21" total-credit-lines="38" revolving-credit-balance="56040" revolving-line-utilization="35.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Hi all,

I would like to repay the 401k loan I took out with my current employer." location="Waltham, MA" hometown="United States" previous-employers="" education="MIT (Massachusetts Institute of Technology),Stanford University" associations="" />
<in-funding-loan loan-id="352701" loan-title="Honeymoon + Moving Expenses" amount-requested="$10,000" interest-rate="8.63%" apr="9.14%" loan-length="36 months" amount-funded="$5,850" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="A5" home-ownership="RENT" current-employer="LSS Data Systems" tenure="2yr 6mo" monthly-income="$4,255" debt-to-income-ratio="3.92%" fico-range="740-759" earliest-credit-line="2004-09-09" open-credit-lines="7" total-credit-lines="9" revolving-credit-balance="2149" revolving-line-utilization="15.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I&amp;apos;m getting married in September, and I&amp;apos;m at the point now of trying to arrange the honeymoon. All of the online travel sites require full payment at the time of booking, which is more than I currently have on hand. We&amp;apos;re also moving in mid-August, so I want to make sure we&amp;apos;re covered and don&amp;apos;t have to worry about stretching things too thin while we&amp;apos;re going through transitions.

I have a steady income and an excellent credit history. I have no doubt that I would qualify for this loan at a regular bank, but I thought I&amp;apos;d try out the site and see how it goes. Thanks!" location="Columbia, MO" hometown="Minneapolis, Minnesota, United States" previous-employers="Mayo Clinic" education="University of Minnesota-Twin Cities" associations="" />
<in-funding-loan loan-id="352702" loan-title="Debt consolidation" amount-requested="$15,000" interest-rate="12.54%" apr="13.58%" loan-length="36 months" amount-funded="$7,100" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="C5" home-ownership="RENT" current-employer="SunGard" tenure="2yr 0mo" monthly-income="$7,750" debt-to-income-ratio="15.41%" fico-range="680-699" earliest-credit-line="1999-09-06" open-credit-lines="13" total-credit-lines="14" revolving-credit-balance="20308" revolving-line-utilization="65%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Consolidation of debt into one payment at a lower rate than current cards to prepare for application for a mortgage.

Most of the debt we&amp;apos;ve incurred has been a result of wedding and newlywed expenses.  Now that we have all the goods a married couple needs, we&amp;apos;re at the point where we&amp;apos;re working to eliminate our debt, but progress seems slow when it&amp;apos;s spread across multiple cards combined with various high interest rates (7%-14%).  Paying a single lender over a short term would make reducing our debt to zero much easier.

After receiving this loan, the plan is to pay off the highest cards and close them permanently.  The long term plan is to use this elimination of our debt and subsequent uptick in our credit score to apply for a mortgage at a rate currently more favorable than what we could get today.

Please note that our debt-to-income ratio may seem a bit higher than it actually is due to unreimbursed business expenses.  I traveled to India for business this month and managed to incur ~$10k in expenses that will be reimbursed shortly." location="Dallas, TX" hometown="Frisco, Texas, United States" previous-employers="" education="UT Dallas" associations="" />
<in-funding-loan loan-id="352719" loan-title="medical help...." amount-requested="$10,925" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$4,900" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="C3" home-ownership="MORTGAGE" current-employer="c&amp;R insurance" tenure="11yr 3mo" monthly-income="$23,750" debt-to-income-ratio="4.33%" fico-range="680-699" earliest-credit-line="2002-05-24" open-credit-lines="4" total-credit-lines="6" revolving-credit-balance="20205" revolving-line-utilization="1.2%" inquiries-in-the-last-6-months="6" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="My father just had surgery and I wish to help him  out by repaying some medical expenses. He is retired.
Medicare did not provide enough medical cost coverage so I am willing to help him out." location="churchville, PA" hometown="Philadelphia, Pennsylvania, United States" previous-employers="" education="Spring garden" associations="MGMA, PIA" />
<in-funding-loan loan-id="352725" loan-title="Loan to payoff Car/Consolidate Debt" amount-requested="$10,000" interest-rate="10.96%" apr="11.65%" loan-length="36 months" amount-funded="$5,400" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="B5" home-ownership="RENT" current-employer="Deloitte &amp; Touche" tenure="3yr 0mo" monthly-income="$4,833" debt-to-income-ratio="15.43%" fico-range="700-719" earliest-credit-line="2001-07-28" open-credit-lines="8" total-credit-lines="14" revolving-credit-balance="7366" revolving-line-utilization="42.8%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I want to payof the remaining amount on my car, which I have ifnanced through the Carmax and have a rate that is not desireable.  However, I am unable to refinance through a bank because the car is worth less than the outstanding loan amount.  In addition, I would like to payoff some a large credit card that has been haunting me since college. This loan will give me the ability to payoff my school loans earlier. ANd eventually become debt free." location="Pasadena, CA" hometown="New Milford, Connecticut, United States" previous-employers="Pepperdine University" education="Pepperdine University" associations="" />
<in-funding-loan loan-id="352742" loan-title="Buy a small video store" amount-requested="$6,000" interest-rate="7.68%" apr="8.19%" loan-length="36 months" amount-funded="$3,000" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="A2" home-ownership="MORTGAGE" current-employer="Bennigan&amp;apos;s" tenure="6yr 0mo" monthly-income="$5,000" debt-to-income-ratio="11.64%" fico-range="760-779" earliest-credit-line="1987-10-10" open-credit-lines="6" total-credit-lines="24" revolving-credit-balance="5847" revolving-line-utilization="13.1%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="6" public-records-on-file="0" months-since-last-record="" loan-description=" Purchasing a small video store. this amount inclunds fixturnes, computer register inventory and 2 months operating cost" location="Orlando, FL" hometown="Binghamton, New York, United States" previous-employers="Tony Romas,Gator&amp;apos;s Dockside" education="University of Central Florida" associations="" />
<in-funding-loan loan-id="352749" loan-title="Quicker the better" amount-requested="$5,000" interest-rate="8.32%" apr="8.83%" loan-length="36 months" amount-funded="$2,300" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="A4" home-ownership="RENT" current-employer="Caymanarts Inc." tenure="3yr 7mo" monthly-income="$6,833" debt-to-income-ratio="8.34%" fico-range="720-739" earliest-credit-line="1986-05-18" open-credit-lines="3" total-credit-lines="8" revolving-credit-balance="5688" revolving-line-utilization="69.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="38" public-records-on-file="0" months-since-last-record="" loan-description="In my earlier life I had lots of debt due to high interest rate cards and it seemed like as much as I made the payments the amount stayed the same. I got out of it with a great career and my credit is good. Nowadays whenever I accumulate a small amout of debt I just want to pay it off as fast as I can. If I can get a loan with a lot less interest than my credit card why not try. Just makes common sense.

I have one credit card which is a Citi Amex that I would like to pay off as fast as I can.

Thanks

" location="Palm Beach Gardens, FL" hometown="Los Angeles, California, United States" previous-employers="Caymanarts LLC" education="Miami Dade College" associations="Cystic Fibrosis Foundation,Coastal Conservation Association" />
<in-funding-loan loan-id="352764" loan-title="Pay Down Higher Interest Rate Debt" amount-requested="$15,000" interest-rate="12.86%" apr="14.25%" loan-length="36 months" amount-funded="$6,900" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="D1" home-ownership="MORTGAGE" current-employer="alfabet" tenure="0yr 4mo" monthly-income="$13,333" debt-to-income-ratio="24.74%" fico-range="720-739" earliest-credit-line="1989-09-29" open-credit-lines="23" total-credit-lines="48" revolving-credit-balance="440771" revolving-line-utilization="51.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Purpose of loan:
This loan will be used to pay down some higher interest rate debt that I incurred for equipment purchases for a business.

My financial situation:
I am a good candidate for this loan because I have always had 750-800 credit scores.  I have never defaulted on any debt obligation no matter how small.  I am an Ivy League educated professional with a strong background in Finance.  I want to see how low a rate lenders can offer on Lending Club. If it is low enough, I will use the money to pay off higher rate debt.  I am one of the safest borrowers you will ever find." location="Mountain View, CA" hometown="San Francisco, California, United States" previous-employers="SGI" education="Harvard,Stanford" associations="" />
<in-funding-loan loan-id="352802" loan-title="Aldo loan" amount-requested="$11,500" interest-rate="13.80%" apr="15.20%" loan-length="36 months" amount-funded="$5,600" number-of-lenders="1" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="D4" home-ownership="RENT" current-employer="I Altemus and Associaties Inc." tenure="3yr 0mo" monthly-income="$2,917" debt-to-income-ratio="24.31%" fico-range="680-699" earliest-credit-line="2001-09-27" open-credit-lines="8" total-credit-lines="11" revolving-credit-balance="5186" revolving-line-utilization="17.7%" inquiries-in-the-last-6-months="4" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Requesting a loan to continue my education." location="South Gate, CA" hometown="Los Angeles, California, United States" previous-employers="" education="California State University-Los Angeles (CSULA)" associations="" />
<in-funding-loan loan-id="344747" loan-title="MAsters in finance" amount-requested="$12,000" interest-rate="12.22%" apr="13.26%" loan-length="36 months" amount-funded="$5,400" number-of-lenders="1" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="C4" home-ownership="RENT" current-employer="Avatar Trading LLC" tenure="1yr 0mo" monthly-income="$5,000" debt-to-income-ratio="18.08%" fico-range="680-699" earliest-credit-line="1999-10-28" open-credit-lines="19" total-credit-lines="25" revolving-credit-balance="26013" revolving-line-utilization="37%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Planning to go to grad school. Need a little bit of money to pay tution. " location="New brunswick, NJ" hometown="bombay, India" previous-employers="HLV Capital,S. Matinee International LLC,National Securities,Continental Broker Dealer" education="Purdue University" associations="" />
<in-funding-loan loan-id="352830" loan-title="john G credit card loan" amount-requested="$6,000" interest-rate="10.33%" apr="11.02%" loan-length="36 months" amount-funded="$3,400" number-of-lenders="1" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="B3" home-ownership="RENT" current-employer="Health Grades Inc" tenure="1yr 1mo" monthly-income="$3,917" debt-to-income-ratio="1.79%" fico-range="700-719" earliest-credit-line="1999-11-07" open-credit-lines="3" total-credit-lines="9" revolving-credit-balance="3321" revolving-line-utilization="51.1%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="26" public-records-on-file="0" months-since-last-record="" loan-description=" to pay off credit card debt" location="denver, CO" hometown="Plymouth, Minnesota, United States" previous-employers="Jobing.com" education="University of Colorado at Boulder" associations="" />
<in-funding-loan loan-id="352834" loan-title="brads loan" amount-requested="$2,500" interest-rate="10.64%" apr="11.33%" loan-length="36 months" amount-funded="$1,000" number-of-lenders="1" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="B4" home-ownership="RENT" current-employer="business connections" tenure="6yr 0mo" monthly-income="$2,500" debt-to-income-ratio="15.6%" fico-range="680-699" earliest-credit-line="1991-01-23" open-credit-lines="11" total-credit-lines="13" revolving-credit-balance="1085" revolving-line-utilization="11.4%" inquiries-in-the-last-6-months="11" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="7" public-records-on-file="0" months-since-last-record="" loan-description=" borrowing 2,500 dollars to help out a family member in need" location="fresno, CA" hometown="Salt Lake City, Utah, United States" previous-employers="" education="Fresno City College" associations="" />
<in-funding-loan loan-id="352842" loan-title="Purchasing a used truck" amount-requested="$7,000" interest-rate="7.68%" apr="8.19%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="A2" home-ownership="RENT" current-employer="Cerium Networks" tenure="0yr 1mo" monthly-income="$3,750" debt-to-income-ratio="0.4%" fico-range="780-799" earliest-credit-line="1998-10-13" open-credit-lines="2" total-credit-lines="3" revolving-credit-balance="671" revolving-line-utilization="5.7%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I just moved to Spokane, WA. I have a new full time job paying 45,000 a year. I am purchasing a used truck. I have enough money to pay in full. I would like a loan to pay off the taxes (use tax) and the rest for just in case. I am looking for a loan with no closing cost, early payment penalties, balloon payments or any hidden type fees.   " location="Spokane, WA" hometown="Honolulu, Hawaii, United States" previous-employers="Progressive Communications of Hawaii" education="Honolulu Community College" associations="" />
<in-funding-loan loan-id="352816" loan-title="Pay off Debts" amount-requested="$3,000" interest-rate="11.28%" apr="12.66%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-07" status="In-Funding" application-date="2008-07-24" credit-rating="C1" home-ownership="MORTGAGE" current-employer="City of Richmond" tenure="0yr 5mo" monthly-income="$2,958" debt-to-income-ratio="22.78%" fico-range="700-719" earliest-credit-line="1997-12-17" open-credit-lines="19" total-credit-lines="36" revolving-credit-balance="7438" revolving-line-utilization="32.3%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Looking forward to getting closer to becoming debt free! I am looking to consolidate all my credit card debt." location="richmond, VA" hometown="Richmond, Virginia, United States" previous-employers="" education="George Mason University" associations="CASA (Court Appointed Special Advocates for Children)" />
<in-funding-loan loan-id="352759" loan-title="Ian Personal Loan" amount-requested="$7,000" interest-rate="12.86%" apr="14.59%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-07" status="In-Funding" application-date="2008-07-24" credit-rating="D1" home-ownership="OWN" current-employer="Aetna Disability" tenure="3yr 0mo" monthly-income="$2,250" debt-to-income-ratio="26.62%" fico-range="780-799" earliest-credit-line="1992-01-17" open-credit-lines="22" total-credit-lines="34" revolving-credit-balance="8220" revolving-line-utilization="10.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="The purpose of this loan is to pay off a high credit card." location="Weston, FL" hometown="United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352978" loan-title="Consolidate debt" amount-requested="$1,000" interest-rate="18.86%" apr="21.02%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-07" status="In-Funding" application-date="2008-07-24" credit-rating="G5" home-ownership="RENT" current-employer="Best Buy" tenure="0yr 8mo" monthly-income="$2,500" debt-to-income-ratio="27%" fico-range="640-659" earliest-credit-line="2001-08-30" open-credit-lines="9" total-credit-lines="15" revolving-credit-balance="10270" revolving-line-utilization="91.7%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="wish to consolidate debt, pay off a couple credit cards, recent raise at work should help" location="grayslake, IL" hometown="Antioch, Illinois, United States" previous-employers="Abercrombie &amp; Fitch Co." education="College of Lake County" associations="" />
<in-funding-loan loan-id="352258" loan-title="Purchase of Family Home" amount-requested="$15,000" interest-rate="12.86%" apr="14.25%" loan-length="36 months" amount-funded="$14,350" number-of-lenders="3" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="D1" home-ownership="MORTGAGE" current-employer="Genesys Regional Medical" tenure="32yr 2mo" monthly-income="$4,360" debt-to-income-ratio="18.14%" fico-range="660-679" earliest-credit-line="1978-01-22" open-credit-lines="5" total-credit-lines="16" revolving-credit-balance="12836" revolving-line-utilization="31.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="14" public-records-on-file="0" months-since-last-record="" loan-description="I am requesting this loan so that I can help my daughter, son-in-law, and their three boys purchase a new home.  They would like into move into the school district where their children currently attend.  They have been pre-approved but are in great need of the down payment.  I would like nothing more than to do this for them.  I have always obtained great credit.  The only flaw on my credit might be from a rental home that my husband had and got rid of before he passed away.  Please help me provide my family with their dream home!!  Thank you!" location="Davison, MI" hometown="Flint, Michigan, United States" previous-employers="" education="University of Michigan" associations="Kearsley Football Boosters" />
<in-funding-loan loan-id="352252" loan-title="truck parts" amount-requested="$2,000" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$400" number-of-lenders="1" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="C3" home-ownership="MORTGAGE" current-employer="DG Liu Contractor inc" tenure="8yr 0mo" monthly-income="$4,167" debt-to-income-ratio="16.03%" fico-range="660-679" earliest-credit-line="2002-02-16" open-credit-lines="8" total-credit-lines="9" revolving-credit-balance="874" revolving-line-utilization="21.8%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" vehicle tires needed as well as other substantial repairs to continue to use my vehicle as a safe daily driver" location="Union Bridge, MD" hometown="Frederick, Maryland, United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352280" loan-title="investing in residential Land" amount-requested="$15,000" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$11,750" number-of-lenders="2" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="C3" home-ownership="RENT" current-employer="Raymond James Financial" tenure="1yr 0mo" monthly-income="$5,417" debt-to-income-ratio="19.66%" fico-range="700-719" earliest-credit-line="2003-03-13" open-credit-lines="9" total-credit-lines="16" revolving-credit-balance="24985" revolving-line-utilization="49.6%" inquiries-in-the-last-6-months="5" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="i am trying to buy a residential Land in emerging and booming market like new delhi where building cost is very cheap and return of investment is 150% in just six months.

I intend to purchase the land build the house with my friends help who is in building house business and make a six flats/3 floor  house. and sale it each one of them under USD 12, 000.00.

" location="Brandon, FL" hometown="Tampa, Florida, United States" previous-employers="Citigroup Inc." education="The Texas A &amp; M Univ. - Tarleton State University" associations="AITP,Delta Mu Delta - honor society,IEEE Consumer Electronics Society" />
<in-funding-loan loan-id="352302" loan-title="Small Business equipment" amount-requested="$15,000" interest-rate="12.22%" apr="13.26%" loan-length="36 months" amount-funded="$11,300" number-of-lenders="2" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="C4" home-ownership="MORTGAGE" current-employer="Delta Air Lines" tenure="6yr 0mo" monthly-income="$4,750" debt-to-income-ratio="22.76%" fico-range="700-719" earliest-credit-line="1995-10-21" open-credit-lines="8" total-credit-lines="20" revolving-credit-balance="8939" revolving-line-utilization="74.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="To help secure more start up capital for our new business. My wife and I are opening a Sports Bar and have invested our own capital but need additional  funding to purchase used restauarant equipment. Thank you." location="Fayetteville, GA" hometown="Port au prince, Haiti" previous-employers="Media One,Footlocker,Florsheim" education="Broward Community College" associations="Toastmasters" />
<in-funding-loan loan-id="352303" loan-title="Grad School Loan" amount-requested="$2,900" interest-rate="8.00%" apr="8.51%" loan-length="36 months" amount-funded="$1,200" number-of-lenders="1" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="A3" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$4,167" debt-to-income-ratio="4.82%" fico-range="720-739" earliest-credit-line="2001-09-19" open-credit-lines="10" total-credit-lines="15" revolving-credit-balance="1312" revolving-line-utilization="9%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I did not take enough summer credits (in MBA program, Montclair State, NJ) to qualify for a student loan from my school, and need to pay out of pocket." location="Clifton, NJ" hometown="West Milford, New Jersey, United States" previous-employers="" education="Pennsylvania State University-Main Campus,Montclair State University" associations="" />
<in-funding-loan loan-id="352299" loan-title="Small Town Teacher..trying to get by." amount-requested="$5,400" interest-rate="10.33%" apr="11.02%" loan-length="36 months" amount-funded="$4,300" number-of-lenders="2" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="B3" home-ownership="RENT" current-employer="Tarkio School District" tenure="2yr 0mo" monthly-income="$2,333" debt-to-income-ratio="4.59%" fico-range="700-719" earliest-credit-line="2003-11-08" open-credit-lines="10" total-credit-lines="11" revolving-credit-balance="3757" revolving-line-utilization="20.2%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" Simply looking to take out a loan to pay off some of my schooling and to survive until school starts in September. Thanks" location="Tarkio, MO" hometown="Nebraska, United States" previous-employers="" education="Peru State College" associations="" />
<in-funding-loan loan-id="346531" loan-title="Kyle Fuller" amount-requested="$3,000" interest-rate="14.75%" apr="16.16%" loan-length="36 months" amount-funded="$1,200" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="E2" home-ownership="ANY" current-employer="Brewhouse Tavern" tenure="0yr 6mo" monthly-income="$3,000" debt-to-income-ratio="15.87%" fico-range="640-659" earliest-credit-line="2002-09-18" open-credit-lines="7" total-credit-lines="7" revolving-credit-balance="2779" revolving-line-utilization="86.8%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="8" public-records-on-file="0" months-since-last-record="" loan-description="Need a loan to pay my deductible on my car and would like $3000 so I can consolidate some debt with the rest." location="Reno, NV" hometown="Susanville, California, United States" previous-employers="Cruise West" education="Lassen Community College" associations="" />
<in-funding-loan loan-id="352409" loan-title="personal loan" amount-requested="$4,500" interest-rate="10.64%" apr="11.33%" loan-length="36 months" amount-funded="$2,475" number-of-lenders="2" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B4" home-ownership="RENT" current-employer="Stop and Shop" tenure="16yr 0mo" monthly-income="$2,833" debt-to-income-ratio="9.67%" fico-range="680-699" earliest-credit-line="2004-04-07" open-credit-lines="2" total-credit-lines="4" revolving-credit-balance="12040" revolving-line-utilization="95.6%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" invisiline dental surgery." location="Boston, MA" hometown="Boston, Massachusetts, United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352403" loan-title="Wedding Finance Loan" amount-requested="$5,000" interest-rate="15.38%" apr="16.79%" loan-length="36 months" amount-funded="$2,300" number-of-lenders="1" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="E4" home-ownership="RENT" current-employer="Pitney Bowes" tenure="3yr 9mo" monthly-income="$4,000" debt-to-income-ratio="15.65%" fico-range="640-659" earliest-credit-line="1997-07-14" open-credit-lines="9" total-credit-lines="19" revolving-credit-balance="901" revolving-line-utilization="42.9%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="50" public-records-on-file="1" months-since-last-record="35" loan-description="This loan is needed to pay for various wedding expenses.  The bride&amp;apos;s family has agreed to pay for the reception hall and food.  My family is not is the position to assist, so I am funding the rest.  This loan amount will be used to pay for the remaining expenses (florist, dress, DJ, alcohol, decorations, etc.)

I have a fair credit profile, which is continuously improving.  I made mistakes when I turned 18, but have paid my debts responsibly since then.  The last major blemish is a judgment from three years ago (no remaining balance.)  Since that time, I have 100% on-time payments for all debts - auto loan, student loans, and credit cards.  I also have a favorable debt to income ratio.


My fiancee and I have cut costs where possible, including postponing our &amp;quot;dream&amp;quot; honeymoon for a shorter, domestic, trip, and are doing all of the planning and much of the work involved ourselves.  I do not have the home equity to tap into for the remaining expenses.  I hadn&amp;apos;t started a &amp;quot;wedding&amp;quot; savings because, honestly, I never had any desire to get married in the past.  But I met the one for me, and all of that changed.

Thank you for your consideration of this request.  Hopefully you&amp;apos;ll find this young couple starting out to be a worthwhile, and eventually lucrative, investment" location="Dublin, OH" hometown="Denver, Colorado, United States" previous-employers="" education="Regis University" associations="NPR Donor" />
<in-funding-loan loan-id="352524" loan-title="Escape from ridiculous interest" amount-requested="$7,500" interest-rate="15.70%" apr="17.11%" loan-length="36 months" amount-funded="$3,400" number-of-lenders="1" expiration-date="2008-07-31" status="In-Funding" application-date="2008-07-17" credit-rating="E5" home-ownership="RENT" current-employer="JEAcoustics" tenure="0yr 3mo" monthly-income="$4,383" debt-to-income-ratio="21.38%" fico-range="640-659" earliest-credit-line="1995-10-24" open-credit-lines="11" total-credit-lines="43" revolving-credit-balance="20032" revolving-line-utilization="72.1%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="40" public-records-on-file="0" months-since-last-record="" loan-description="Although I&amp;apos;ve made great progress since finishing school, I still have some nagging credit card debt left over from undergraduate and graduate school.  Some of this is in a Bank of America card which has an exorbitant interest rate.  BoA refuses to budge on the interest rate despite my excellent payment record, so I&amp;apos;d like to get a loan to pay this card off once and for all.  I&amp;apos;m a full time professional in a very stable field and would have no trouble paying off my debts without a loan, eventually.  I just want to speed up the process and save some money while I&amp;apos;m at it." location="Austin, TX" hometown="Palisade, Colorado, United States" previous-employers="Veneklasen Associates,Hankard Environmental,US Department of Energy" education="Colorado School of Mines" associations="Acoustical Society of America" />
<in-funding-loan loan-id="352873" loan-title="Pay Off Beneficial " amount-requested="$7,500" interest-rate="12.86%" apr="14.59%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-06" status="In-Funding" application-date="2008-07-23" credit-rating="D1" home-ownership="MORTGAGE" current-employer="Charles Schwab" tenure="15yr 2mo" monthly-income="$8,750" debt-to-income-ratio="10.71%" fico-range="680-699" earliest-credit-line="1996-04-27" open-credit-lines="9" total-credit-lines="29" revolving-credit-balance="15478" revolving-line-utilization="96.2%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="38" public-records-on-file="0" months-since-last-record="" loan-description="Have a line of credit with Beneficial that was taken out at time of need and now dearly want to reduce the interest expense and close the account with them.  Current rate is 23.9%" location="Phoenix, AZ" hometown="Marlton, New Jersey, United States" previous-employers="Firemans Fund Insurance,Getty Oil,Texaco" education="Tulsa Community College,Arizona State University" associations="Ladies&amp;apos; Oriental Shrine of North America" />
<in-funding-loan loan-id="352901" loan-title="Consolidating Credit Card Debt" amount-requested="$7,000" interest-rate="14.12%" apr="15.87%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-06" status="In-Funding" application-date="2008-07-23" credit-rating="D5" home-ownership="RENT" current-employer="The Lightstone Group" tenure="3yr 3mo" monthly-income="$6,441" debt-to-income-ratio="12.37%" fico-range="640-659" earliest-credit-line="2000-03-07" open-credit-lines="15" total-credit-lines="30" revolving-credit-balance="11162" revolving-line-utilization="40%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="56" public-records-on-file="0" months-since-last-record="" loan-description="This loan will be used to refinance my credit card debt. I&amp;apos;m currently paying 20.9% and would like to reduce the APR." location="Toms River, NJ" hometown="Hoboken, New Jersey, United States" previous-employers="" education="New York Institute of Technology-Ellis College" associations="Golden Key International Honour Society" />
<in-funding-loan loan-id="352903" loan-title="Getting Things in Order" amount-requested="$6,725" interest-rate="18.86%" apr="21.02%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-06" status="In-Funding" application-date="2008-07-23" credit-rating="G5" home-ownership="ANY" current-employer="Bizzy Bee Exterminators" tenure="1yr 3mo" monthly-income="$2,750" debt-to-income-ratio="7.89%" fico-range="660-679" earliest-credit-line="2006-09-02" open-credit-lines="3" total-credit-lines="7" revolving-credit-balance="5114" revolving-line-utilization="26.2%" inquiries-in-the-last-6-months="5" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="12" public-records-on-file="0" months-since-last-record="" loan-description="I just really wanted to get a loan to take a vacation, to help me out with moving expenses, pay a bill or two, and relax for a minute." location="Covington, GA" hometown="Covington, Georgia, United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352912" loan-title="Career Training Loan " amount-requested="$4,500" interest-rate="14.12%" apr="15.87%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-06" status="In-Funding" application-date="2008-07-23" credit-rating="D5" home-ownership="RENT" current-employer="Dutesco At" tenure="0yr 2mo" monthly-income="$3,500" debt-to-income-ratio="8.11%" fico-range="640-659" earliest-credit-line="2000-10-03" open-credit-lines="7" total-credit-lines="16" revolving-credit-balance="5057" revolving-line-utilization="26.6%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="13" public-records-on-file="0" months-since-last-record="" loan-description="Dear Lender,

I am looking to secure financing for a career training program.

The program is called the Certification in Quantitative Finance.

Website link: http://www.7city.com/cqf.php?area=quants&amp;outline=cqf&amp;course=cqf&amp;country=us

The CQF is an intense 6 month course that covers all aspects of financial derivatives science. 80% of the delegates have advanced degrees in hard sciences and 90% currently work for major Wall Street banks. I also hold a degree in engineering from one of the nation’s top universities. The CQF is equivalent to a Master&amp;apos;s in Financial Engineering.

I have been admitted to the program and have made the first 2 payments of $2,858.00. My remaining balance is $11,432.00. I am seeking a loan of $4,500.00 as the remaining balance will be financed elsewhere. 

Sallie Mae and other providers (FASFA) have specialized career training loans; unfortunately, the training program must be based out of the USA to be eligible for funding. The CQF is provided by 7City Learning LTD based out of London, UK. Thus the piecewise funding.

50% of the delegates attend the course in London. The other 50% attend via their distance learning program as I am. This year’s class has 198 delegates. Record numbers!

Thank you and take care.
 
" location="Staten Island, NY" hometown="Bellows Falls, Vermont, United States" previous-employers="Terrapinn Inc,General Electric" education="Rensellaer Polytechnic Institute" associations="United States Tennis Association" />
<in-funding-loan loan-id="352934" loan-title="Pay off high interest credit cards" amount-requested="$7,500" interest-rate="14.12%" apr="15.87%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-07" status="In-Funding" application-date="2008-07-24" credit-rating="D5" home-ownership="RENT" current-employer="Markham Contracting Co., Inc" tenure="1yr 9mo" monthly-income="$3,120" debt-to-income-ratio="15.29%" fico-range="660-679" earliest-credit-line="2004-01-17" open-credit-lines="9" total-credit-lines="11" revolving-credit-balance="13578" revolving-line-utilization="67.9%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I was put on medical bedrest a few months prior to having my daughter and then couldn&amp;apos;t go back to work until 8 weeks after I had her.  With all of my time off being unpaid, and my employer not offering any form of disability, I had to use all my savings and extend a good portion of my credit to pay the bills.  I have paid off quit a bit since I have been back to work, but would like to consolidate what I can of the remaining to get everything paid off sooner." location="Glendale, AZ" hometown="Phoenix, Arizona, United States" previous-employers="Shasta Industries" education="" associations="" />
<in-funding-loan loan-id="352946" loan-title="American Dream" amount-requested="$7,500" interest-rate="11.59%" apr="12.97%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-07" status="In-Funding" application-date="2008-07-24" credit-rating="C2" home-ownership="RENT" current-employer="Veradonna Corp" tenure="3yr 2mo" monthly-income="$10,000" debt-to-income-ratio="0.46%" fico-range="720-739" earliest-credit-line="2005-12-07" open-credit-lines="6" total-credit-lines="8" revolving-credit-balance="1271" revolving-line-utilization="5.6%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I have the opportunity to buy two investment properties funding has been secured through a FHA mortgage program. The mortgage contains renovation and closing cost financing as well which I obtained with a low fixed rate (fixed rate good ajustable bad) not only will the rental incomes pay for the mortgage but it will yeild me a very good monthly profit (after expenses) an additional 38% to my income. I need assistance with the downpayment which the bank must see as reserve assets in my account that must remain liquid for the duration of the loan procees until closing.  " location="Salisbury, MD" hometown="Naballah, Jordan" previous-employers="Morok Inc." education="American University of Jordan" associations="" />
<in-funding-loan loan-id="352322" loan-title="credit cards" amount-requested="$9,200" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$7,400" number-of-lenders="2" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="C3" home-ownership="RENT" current-employer="Jefferson count schools" tenure="2yr 0mo" monthly-income="$3,500" debt-to-income-ratio="23.63%" fico-range="740-759" earliest-credit-line="1994-04-29" open-credit-lines="19" total-credit-lines="38" revolving-credit-balance="9347" revolving-line-utilization="13.5%" inquiries-in-the-last-6-months="8" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="28" public-records-on-file="0" months-since-last-record="" loan-description=" I am trying to get out of some high interest credit cards and start fresh with my new baby. " location="Frederick, CO" hometown="Longmont, Colorado, United States" previous-employers="" education="Northern Colorado. Ohio State" associations="" />
<in-funding-loan loan-id="352412" loan-title="Looking for a loan" amount-requested="$15,000" interest-rate="10.33%" apr="11.02%" loan-length="36 months" amount-funded="$11,000" number-of-lenders="2" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B3" home-ownership="RENT" current-employer="Opus Funding" tenure="1yr 6mo" monthly-income="$7,083" debt-to-income-ratio="7.37%" fico-range="720-739" earliest-credit-line="2004-04-07" open-credit-lines="6" total-credit-lines="10" revolving-credit-balance="132" revolving-line-utilization="2.8%" inquiries-in-the-last-6-months="9" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I am looking for a loan for the purpose of covering the expenses of school tuition as well as room and board, food, books." location="Carlsbad, CA" hometown="United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352416" loan-title="First child on the way!" amount-requested="$7,500" interest-rate="10.71%" apr="11.40%" loan-length="36 months" amount-funded="$6,000" number-of-lenders="2" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B5" home-ownership="MORTGAGE" current-employer="Tiara Yachts" tenure="4yr 6mo" monthly-income="$3,417" debt-to-income-ratio="12.38%" fico-range="680-699" earliest-credit-line="1998-08-17" open-credit-lines="11" total-credit-lines="14" revolving-credit-balance="21196" revolving-line-utilization="46.2%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="25" public-records-on-file="0" months-since-last-record="" loan-description="We are trying to consolidate our  wedding ring 2500.00, personal loan 1267.00, chase credit card 2000.00, maurices card 1200.00, and a little extra for baby supplies.

 These add up to 700+ in monthly bills, which will save us 450+ a month. This will help us greatly in extra monthly cash to prepare for all of our needs." location="Holland, MI" hometown="Hamilton, Michigan, United States" previous-employers="Haworth" education="Davenport University,Grand Rapids Community College" associations="" />
<in-funding-loan loan-id="352395" loan-title="HD" amount-requested="$3,000" interest-rate="9.70%" apr="10.38%" loan-length="36 months" amount-funded="$1,600" number-of-lenders="1" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="B1" home-ownership="MORTGAGE" current-employer="ERCOT" tenure="4yr 0mo" monthly-income="$7,916" debt-to-income-ratio="11.79%" fico-range="700-719" earliest-credit-line="1999-11-01" open-credit-lines="9" total-credit-lines="14" revolving-credit-balance="7562" revolving-line-utilization="34.8%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" HD Loan" location="Hutto, TX" hometown="Whittier, California, United States" previous-employers="Ron Turley Associates,Xerox Corp." education="Salt Lake Community College" associations="" />
<in-funding-loan loan-id="352130" loan-title="rp" amount-requested="$5,000" interest-rate="8.00%" apr="8.51%" loan-length="36 months" amount-funded="$2,300" number-of-lenders="1" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="A3" home-ownership="RENT" current-employer="saint john&amp;apos;s episcopal hospital" tenure="1yr 1mo" monthly-income="$4,250" debt-to-income-ratio="11.6%" fico-range="760-779" earliest-credit-line="1993-10-03" open-credit-lines="8" total-credit-lines="10" revolving-credit-balance="550" revolving-line-utilization="1.6%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" my vacation month was scheduled early this year and I plan to visit my country" location="brooklyn, NY" hometown="leazpi city, philippines, Philippines" previous-employers="" education="university of the city of manila" associations="american college of physicians" />
<in-funding-loan loan-id="352381" loan-title="Consolidation" amount-requested="$8,000" interest-rate="8.63%" apr="9.14%" loan-length="36 months" amount-funded="$5,750" number-of-lenders="2" expiration-date="2008-07-31" status="In-Funding" application-date="2008-07-17" credit-rating="A5" home-ownership="RENT" current-employer="Precision Steel Mfg. Corp." tenure="18yr 0mo" monthly-income="$3,750" debt-to-income-ratio="10.35%" fico-range="740-759" earliest-credit-line="2001-03-25" open-credit-lines="5" total-credit-lines="11" revolving-credit-balance="2382" revolving-line-utilization="17.9%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I currently have a loan with an interest rate of 15.99%. Discover offered me a credit card with a very low interest rate that would not change for the life of the balance transfer. Discover did not offer me enough money to transfer the entire balance. I am looking for a loan to transfer my current balance of the loan and the Discover card to so that I can close both accounts. I am looking for the best, smartest way to decrease the number of debts I have into one with and with a low interest rate." location="Roanoke, VA" hometown="Roanoke, Virginia, United States" previous-employers="Kovatch Mobile Equipment" education="Virginia Western Community College" associations="" />
<in-funding-loan loan-id="352541" loan-title="Pay off Credit Cards" amount-requested="$8,000" interest-rate="13.17%" apr="14.56%" loan-length="36 months" amount-funded="$4,000" number-of-lenders="1" expiration-date="2008-07-31" status="In-Funding" application-date="2008-07-17" credit-rating="D2" home-ownership="RENT" current-employer="Baylor Health Care System" tenure="1yr 2mo" monthly-income="$4,597" debt-to-income-ratio="10.81%" fico-range="660-679" earliest-credit-line="2000-10-27" open-credit-lines="6" total-credit-lines="17" revolving-credit-balance="6413" revolving-line-utilization="81.2%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="42" public-records-on-file="0" months-since-last-record="" loan-description="Dear Lenders,
    I&amp;apos;m applying for this loan in order to pay off credit card debt that I accrued during my college years.  I had a full ride for academics as an undergraduate student; however, my Father was the sole provider in our family and he was laid off during my sophomore year of college.  He was no longer able to pay for my books and living expenses such as groceries.  In order to finish out my junior and senior year of college I had to go into credit card debt.  Upon graduating it took me three months to find a job- during which I defaulted on my credit cards.  After securing a job by the end of that summer (2004)- I have never missed a payment or been late.  However, due to the high interest rates (20% in some cases) it has been difficult to get these debts paid off quickly.  I am hoping to get a lower interest loan- that is only 1 payment instead of the 4 that I am currently making- in order to pay these debts off as quickly as possible.  I am wanting to return to school and get my MBA beginning in the Fall of 2009, so I am trying to minimize any expenditures. Please feel free to email me with any additional questions as to my request for this loan.  Thank you!" location="Dallas, TX" hometown="Checotah, Oklahoma, United States" previous-employers="" education="Ouachita Baptist University,John Brown University,Southern Methodist University" associations="" />
<in-funding-loan loan-id="352561" loan-title="Master&amp;apos;s Degree" amount-requested="$8,000" interest-rate="10.96%" apr="11.65%" loan-length="36 months" amount-funded="$7,250" number-of-lenders="1" expiration-date="2008-07-31" status="In-Funding" application-date="2008-07-17" credit-rating="B5" home-ownership="RENT" current-employer="Watermark Credit Union" tenure="2yr 3mo" monthly-income="$2,553" debt-to-income-ratio="18.25%" fico-range="720-739" earliest-credit-line="1997-12-12" open-credit-lines="10" total-credit-lines="27" revolving-credit-balance="10002" revolving-line-utilization="59.9%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="55" public-records-on-file="0" months-since-last-record="" loan-description="I want to start my master&amp;apos;s degree program asap!!!" location="Seattle, WA" hometown="Apple Valley, California, United States" previous-employers="" education="Chapman University-University College" associations="" />
<in-funding-loan loan-id="352488" loan-title="Buy A/C Unit for Business" amount-requested="$4,000" interest-rate="8.32%" apr="8.83%" loan-length="36 months" amount-funded="$1,300" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="A4" home-ownership="MORTGAGE" current-employer="Self" tenure="2yr 0mo" monthly-income="$4,167" debt-to-income-ratio="0%" fico-range="720-739" earliest-credit-line="1993-07-07" open-credit-lines="6" total-credit-lines="21" revolving-credit-balance="0" revolving-line-utilization="0%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="21" public-records-on-file="0" months-since-last-record="" loan-description="I am purchasing several items for a small business. I would use my creidit card, but I mostly purchse items via craigslist so it is not normally possible." location="austin, TX" hometown="arnold, Maryland, United States" previous-employers="Waterloo Bros. L.L.C." education="university of Maryland" associations="" />
<in-funding-loan loan-id="352583" loan-title="Credit Card Repayment" amount-requested="$4,000" interest-rate="10.01%" apr="10.70%" loan-length="36 months" amount-funded="$1,200" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="B2" home-ownership="OWN" current-employer="Imperial Jets" tenure="0yr 2mo" monthly-income="$4,167" debt-to-income-ratio="0%" fico-range="700-719" earliest-credit-line="1969-12-10" open-credit-lines="2" total-credit-lines="6" revolving-credit-balance="970" revolving-line-utilization="3.9%" inquiries-in-the-last-6-months="6" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="53" public-records-on-file="0" months-since-last-record="" loan-description="Looking to pay off my credit card debt and get my credit score back up where it belongs.  At this point my credit score is good, but, I would like it raised to excellent.  I have recently started a new high paying position as the director of marketing for the global operations of Imperial Jets, a private jet brokerage and management firm headquartered in new york city.  Since i got this job I will be able to repay my loan in a timely matter." location="new york, NY" hometown="Woodbury, New York, United States" previous-employers="Pure Earth Inc" education="University of Miami" associations="" />
<in-funding-loan loan-id="352529" loan-title="Bridging the gap" amount-requested="$6,000" interest-rate="10.33%" apr="11.02%" loan-length="36 months" amount-funded="$2,300" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="B3" home-ownership="RENT" current-employer="University Drive LLC" tenure="0yr 4mo" monthly-income="$4,167" debt-to-income-ratio="6.05%" fico-range="700-719" earliest-credit-line="1991-03-19" open-credit-lines="12" total-credit-lines="15" revolving-credit-balance="645" revolving-line-utilization="2.1%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="30" public-records-on-file="0" months-since-last-record="" loan-description=" I&amp;apos;m working on a small business, and putting everything I have into it right now, in preparation for releasing our first product in September.  I need this money to help me meet personal expenses between now and then." location="Los Angeles, CA" hometown="Houston, Texas, United States" previous-employers="Full Ride College Consulting,FactSet Research Systems,DealMaven, Inc.,Leo Burnett Co." education="The University of Texas at Austin, BA,Pacific School of Religion, MDiv" associations="" />
<in-funding-loan loan-id="352590" loan-title="Moving Expenses (relocating for new job)" amount-requested="$2,000" interest-rate="10.01%" apr="10.70%" loan-length="36 months" amount-funded="$550" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="B2" home-ownership="RENT" current-employer="Stanford University" tenure="2yr 0mo" monthly-income="$4,500" debt-to-income-ratio="7.22%" fico-range="700-719" earliest-credit-line="1996-01-23" open-credit-lines="4" total-credit-lines="10" revolving-credit-balance="8670" revolving-line-utilization="96.7%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="58" public-records-on-file="0" months-since-last-record="" loan-description="I have just signed on for a new job across the country which pays much better than my previous one, but I need to move in order to get there.  Hence the loan." location="Palo Alto, CA" hometown="United States" previous-employers="Harvard University" education="Stanford University" associations="" />
<in-funding-loan loan-id="352372" loan-title="Consolidate Bills/ Home Improvement " amount-requested="$14,125" interest-rate="16.96%" apr="18.38%" loan-length="36 months" amount-funded="$6,250" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="F4" home-ownership="RENT" current-employer="Fidelity Investments" tenure="2yr 10mo" monthly-income="$3,750" debt-to-income-ratio="18.8%" fico-range="640-659" earliest-credit-line="2001-08-21" open-credit-lines="9" total-credit-lines="15" revolving-credit-balance="11577" revolving-line-utilization="60.9%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="44" public-records-on-file="0" months-since-last-record="" loan-description="Consolidate Bills and Home Improvement." location="Millbury, MA" hometown="Boston, Massachusetts, United States" previous-employers="" education="Framingham State College" associations="" />
<in-funding-loan loan-id="352549" loan-title="Refinancing credit cards " amount-requested="$7,000" interest-rate="13.17%" apr="14.91%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-06" status="In-Funding" application-date="2008-07-23" credit-rating="D2" home-ownership="MORTGAGE" current-employer="Sutter Connect" tenure="2yr 3mo" monthly-income="$4,083" debt-to-income-ratio="16.09%" fico-range="660-679" earliest-credit-line="1995-03-28" open-credit-lines="16" total-credit-lines="28" revolving-credit-balance="24568" revolving-line-utilization="74.4%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Currently I am looking to pay off some of my credit card debt and consolidate it into one monthly payment to save on interest and have less payments to make. My mother and I live together and put our money together. My grandmother passed away last November 2007 and we are awaiting the finalization of her estate. Her home was just put on the market in the Bay Area. I am looking to cut down on interest and such for the time being until the estate is finalized at which time we intend to pay off debts." location="Orangevale, CA" hometown="San Jose, California, United States" previous-employers="Emergency Medicine Physicians,EmSource,Pride Electric,Taco Bell" education="" associations="" />
<in-funding-loan loan-id="352596" loan-title="Trying to get back on my feet" amount-requested="$5,000" interest-rate="9.70%" apr="10.38%" loan-length="36 months" amount-funded="$2,700" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="B1" home-ownership="RENT" current-employer="Imagine" tenure="0yr 1mo" monthly-income="$2,000" debt-to-income-ratio="9.7%" fico-range="700-719" earliest-credit-line="2004-08-08" open-credit-lines="7" total-credit-lines="8" revolving-credit-balance="2189" revolving-line-utilization="35.3%" inquiries-in-the-last-6-months="6" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I&amp;apos;ve just very recently been hired by a great company that pays extremely well for the work. My only problem? I&amp;apos;ve been basically unemployed since may, so I have an overdrawn bank account and credit cards at the maximum. I&amp;apos;m attempting to get a loan to pay off all of my credit cards and be able to turn my debt into an easy solution that can be handled with a monthly payment taken out of my new paycheck. I have a great rapport with this company, and see no future of losing my job despite how short I have been working with them, all I really would like is the ability to get a hold on my debt to keep it from spiraling out of control." location="Boulder, CO" hometown="Fort Collins, Colorado, United States" previous-employers="CU Boulder" education="CU Boulder" associations="" />
<in-funding-loan loan-id="351724" loan-title="Tansmission Replacement" amount-requested="$3,000" interest-rate="10.01%" apr="10.70%" loan-length="36 months" amount-funded="$1,200" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="B2" home-ownership="RENT" current-employer="Nextest Systems Corp" tenure="8yr 0mo" monthly-income="$4,896" debt-to-income-ratio="10.8%" fico-range="700-719" earliest-credit-line="2001-08-24" open-credit-lines="7" total-credit-lines="12" revolving-credit-balance="1051" revolving-line-utilization="58.4%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="76" public-records-on-file="0" months-since-last-record="" loan-description=" I am requesting a loan to replace the tansmission in my car" location="San Jose, CA" hometown="Los Gatos, California, United States" previous-employers="" education="Heald College at San Jose" associations="" />
<in-funding-loan loan-id="352605" loan-title="Affordable Apartments for Families!" amount-requested="$2,000" interest-rate="11.59%" apr="12.63%" loan-length="36 months" amount-funded="$450" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="C2" home-ownership="MORTGAGE" current-employer="AT&amp;T Mobility" tenure="8yr 8mo" monthly-income="$2,583" debt-to-income-ratio="10.26%" fico-range="660-679" earliest-credit-line="1997-07-16" open-credit-lines="3" total-credit-lines="11" revolving-credit-balance="198" revolving-line-utilization="13.2%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="18" public-records-on-file="0" months-since-last-record="" loan-description="The 2,000.00 that is being requested today is for a Real Estate Project.  The project is buying multi-family apartments that are in foreclosure.  We will  renovate the properties and then will be renting them to families based off their income.  The 2,000.00 will help for training and fees that need to be paid to get the project started." location="Austin, TX" hometown="Houston, Texas, United States" previous-employers="Applied Materials" education="Austin Community College" associations="" />
<in-funding-loan loan-id="351358" loan-title="dream1" amount-requested="$6,000" interest-rate="9.70%" apr="10.38%" loan-length="36 months" amount-funded="$5,500" number-of-lenders="2" expiration-date="2008-07-25" status="In-Funding" application-date="2008-07-11" credit-rating="B1" home-ownership="RENT" current-employer="Del Rey Pool Plaster" tenure="12yr 0mo" monthly-income="$3,333" debt-to-income-ratio="0.51%" fico-range="700-719" earliest-credit-line="2005-02-24" open-credit-lines="2" total-credit-lines="3" revolving-credit-balance="38" revolving-line-utilization="1.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="11" public-records-on-file="0" months-since-last-record="" loan-description="To complete an automobile hobby that I have been working on for the past 4 years. This loan is for the completion of it. " location="san fernando, CA" hometown="San Fernando, California, United States" previous-employers="" education="Collage of the Canyons" associations="" />
<in-funding-loan loan-id="352163" loan-title="new car" amount-requested="$6,000" interest-rate="12.22%" apr="13.26%" loan-length="36 months" amount-funded="$2,500" number-of-lenders="1" expiration-date="2008-07-26" status="In-Funding" application-date="2008-07-12" credit-rating="C4" home-ownership="RENT" current-employer="charrette pitman" tenure="12yr 2mo" monthly-income="$4,000" debt-to-income-ratio="14.77%" fico-range="660-679" earliest-credit-line="1996-08-14" open-credit-lines="9" total-credit-lines="19" revolving-credit-balance="10710" revolving-line-utilization="54.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="48" public-records-on-file="0" months-since-last-record="" loan-description=" purchase a 1929 mercedes replica collectable" location="North Tonawanda, NY" hometown="north tonawanda, New York, United States" previous-employers="panes restaurant (still employed part time as maint man)1994-present,Pitman 1997-present as lead tech rep" education="" associations="BPO Elks of the USA,Loyal Order of the Moose,Gastown sportsmans club,various HP,Xerox,Epson,seal,mimaki and Ricoh technical certifications in wide format and graphic arts equipment" />
<in-funding-loan loan-id="352646" loan-title="My dream is to open a barbershop!" amount-requested="$10,000" interest-rate="14.43%" apr="15.83%" loan-length="36 months" amount-funded="$4,300" number-of-lenders="1" expiration-date="2008-08-02" status="In-Funding" application-date="2008-07-19" credit-rating="E1" home-ownership="MORTGAGE" current-employer="Eastern Community Resources, Inc." tenure="2yr 0mo" monthly-income="$6,167" debt-to-income-ratio="3.92%" fico-range="640-659" earliest-credit-line="1997-02-17" open-credit-lines="7" total-credit-lines="14" revolving-credit-balance="5948" revolving-line-utilization="66.1%" inquiries-in-the-last-6-months="12" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="83" public-records-on-file="0" months-since-last-record="" loan-description="I need at least 10,000.00 to open my barbershop. I have been planning on it for a while and I just need some start up money." location="Atlanta, GA" hometown="Norcross, Georgia, United States" previous-employers="" education="Alabama State University" associations="" />
<in-funding-loan loan-id="352672" loan-title="Clear loan from friend,home improvement" amount-requested="$5,750" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$5,500" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="C3" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$5,250" debt-to-income-ratio="0.61%" fico-range="680-699" earliest-credit-line="2007-02-26" open-credit-lines="3" total-credit-lines="4" revolving-credit-balance="1161" revolving-line-utilization="40%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I had borrowed $5000 from a friend while buying my current car. I need to repay that. Also I recently moved into this current apartment and I need to buy some basic furniture." location="Westborough, MA" hometown="United States" previous-employers="EMC/TCS" education="" associations="PMI,QAI" />
<in-funding-loan loan-id="352681" loan-title="Tough time for me and my son - single da" amount-requested="$12,000" interest-rate="16.65%" apr="18.07%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="F3" home-ownership="MORTGAGE" current-employer="Hyland Software" tenure="8yr 0mo" monthly-income="$6,283" debt-to-income-ratio="27.23%" fico-range="660-679" earliest-credit-line="1987-12-08" open-credit-lines="22" total-credit-lines="56" revolving-credit-balance="23280" revolving-line-utilization="63.7%" inquiries-in-the-last-6-months="5" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="7" public-records-on-file="0" months-since-last-record="" loan-description="Hello,

I am a 42 year old single father of an 11 year old boy. Due to extraordinary circumstances I have ascertained credit card debt that is almost unbearable. I lost my vision several years back due to a botched lasik surgery and actually appeared on the Today Show, CNN, HBO and several other shows to let the world know the true risks of lasik surgery. Since that time I helped change the industry standards and assisted in started a web page that helped hundreds of thousands of people regain their vision and seek qualified eye surgeons. By having all of that publicity I was able to find an experimental procedure to regain my vision, which I have back at 90%. However, I am not able to drive at night and never will be. That led to a divorce and over time with spending money to find a cure and other issues that came up with that and the divorce, I acquired a lot of credit card debt. 

the loan will pay off the credit cards I have at the very high interest rates." location="Chandler, AZ" hometown="Old Bridge, New Jersey, United States" previous-employers="Arizona Supreme Court" education="Florida State University" associations="Florida State University Varsity Club (former football players), boosters." />
<in-funding-loan loan-id="352747" loan-title="Integra Loan" amount-requested="$6,500" interest-rate="8.32%" apr="8.83%" loan-length="36 months" amount-funded="$2,300" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="A4" home-ownership="RENT" current-employer="Psychology Software Tools" tenure="2yr 3mo" monthly-income="$2,583" debt-to-income-ratio="4.26%" fico-range="740-759" earliest-credit-line="2003-07-18" open-credit-lines="5" total-credit-lines="11" revolving-credit-balance="5680" revolving-line-utilization="27.2%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Purchasing a used 2000 Acura Integra. Need a personal loan as auto loans do not cover cars older than 2001." location="Pittsburgh, PA" hometown="Pittsburgh, Pennsylvania, United States" previous-employers="Bardan, INC" education="University of Pittsburgh" associations="" />
<in-funding-loan loan-id="352779" loan-title="Paying off debts to help with wedding" amount-requested="$4,200" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$2,000" number-of-lenders="1" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="C3" home-ownership="RENT" current-employer="Allstate Insurance" tenure="3yr 2mo" monthly-income="$2,500" debt-to-income-ratio="22.16%" fico-range="680-699" earliest-credit-line="1997-02-19" open-credit-lines="5" total-credit-lines="11" revolving-credit-balance="2046" revolving-line-utilization="58.5%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="29" public-records-on-file="1" months-since-last-record="66" loan-description="The loan I am requesting would be used to pay off small debts that I have that it making it hard for me to help with my wedding.  I would like the opportunity to consolidate my debts into one monthly payment where I would have extra income to go towards my wedding and help my Fiance and I have a wonderful beautiful day.  By making it one monthly payment instead of these current payments, it would also help with my credit as well and be more manageable for my life." location="Newark, CA" hometown="Newark, California, United States" previous-employers="Office Depot,Fremont Bank" education="Chabot College" associations="Assemblies Of God Church,League Of Volunteers Newark" />
<in-funding-loan loan-id="352787" loan-title="I want my bathroom back!" amount-requested="$3,000" interest-rate="12.54%" apr="13.58%" loan-length="36 months" amount-funded="$2,000" number-of-lenders="1" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="C5" home-ownership="MORTGAGE" current-employer="Calpers" tenure="0yr 0mo" monthly-income="$2,583" debt-to-income-ratio="3.02%" fico-range="660-679" earliest-credit-line="1988-05-08" open-credit-lines="8" total-credit-lines="15" revolving-credit-balance="3574" revolving-line-utilization="60.6%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="39" public-records-on-file="0" months-since-last-record="" loan-description="I started my bathroom remodel last spring and ran out of funds to complete it. thank you for your consideration." location="Cathedral City, CA" hometown="United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352800" loan-title="TEFL Certification" amount-requested="$2,000" interest-rate="7.68%" apr="8.19%" loan-length="36 months" amount-funded="$600" number-of-lenders="1" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="A2" home-ownership="RENT" current-employer="YWCA of Ulster County" tenure="0yr 11mo" monthly-income="$1,833" debt-to-income-ratio="8.45%" fico-range="760-779" earliest-credit-line="2002-06-24" open-credit-lines="4" total-credit-lines="7" revolving-credit-balance="940" revolving-line-utilization="7.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I am requesting this loan to pay for the 5-week intensive TEFL certification course that I will be taking in Madrid, Spain in September 2008.
I will have no trouble repaying the loan because I am very responsible when it comes to handling money.  I already have enough money set aside to pay the first few installments of the loan. Also, an English teacher I will be paid in Euros, which continues to be stronger than the U.S. dollar, so I will be financially capable of repaying this loan.  Finally, I have the support of my family and friends, who are willing and able to help me whenever necessary.

I can assure you that I am a very mature young woman who has her priorites in order.  I have excellent credit and have always made sure to have enough money set aside to pay bills on-time.
I recognize the importance of repaying this loan in a timely manner and I will not take it for granted.  I will be forever grateful for this loan and for the opportunities that it will provide" location="Kingston, NY" hometown="Brooklyn, New York, United States" previous-employers="United State Postal Service,Whole Foods Market" education="SUNY Albany,SUNY Purchase,l&amp;apos;Université Laval" associations="" />
<in-funding-loan loan-id="352820" loan-title="personal" amount-requested="$1,500" interest-rate="14.43%" apr="15.83%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="E1" home-ownership="RENT" current-employer="ACC Consumer Finance" tenure="8yr 0mo" monthly-income="$4,333" debt-to-income-ratio="21.07%" fico-range="640-659" earliest-credit-line="1999-04-11" open-credit-lines="15" total-credit-lines="23" revolving-credit-balance="12147" revolving-line-utilization="73.2%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I&amp;apos;m interested in purchasing a scooter to commute to work everyday. I currently drive over 50 miles per day.      Being able to to commute on a scooter will reduce the wear and tear on my vehicle as well as consume less gasoline.  Thank you." location="Carlsbad, CA" hometown="Ventura, California, United States" previous-employers="HSBC" education="Cal State Northridge" associations="none" />
<in-funding-loan loan-id="352841" loan-title="School Loan" amount-requested="$2,400" interest-rate="14.12%" apr="15.52%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-05" status="In-Funding" application-date="2008-07-22" credit-rating="D5" home-ownership="OWN" current-employer="Evergreen General Service" tenure="1yr 2mo" monthly-income="$1,333" debt-to-income-ratio="1.35%" fico-range="640-659" earliest-credit-line="2003-05-20" open-credit-lines="1" total-credit-lines="3" revolving-credit-balance="608" revolving-line-utilization="121.6%" inquiries-in-the-last-6-months="5" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I need a loan for my school supplies and everything that i need to buy for college." location="miami, FL" hometown="Honduras, Florida, United States" previous-employers="" education="Miami Dade College" associations="" />
<in-funding-loan loan-id="352149" loan-title="help daughter&amp;apos;s education" amount-requested="$3,000" interest-rate="8.00%" apr="8.51%" loan-length="36 months" amount-funded="$2,150" number-of-lenders="2" expiration-date="2008-07-26" status="In-Funding" application-date="2008-07-12" credit-rating="A3" home-ownership="MORTGAGE" current-employer="St Paul Schools" tenure="10yr 0mo" monthly-income="$1,267" debt-to-income-ratio="18.78%" fico-range="780-799" earliest-credit-line="1990-02-17" open-credit-lines="9" total-credit-lines="16" revolving-credit-balance="854" revolving-line-utilization="2.7%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I ask for a $3000 loan to help my daughter continue her education.  She has worked over the summer to pay to live off campus but  the financial aid has dropped significantly. I am committed to be responsible for part of her needs.  She is an dean&amp;apos;s list student after transferring to a better school.  As she is our second daughter in college, the amount of parent loan debt is growing.  I want to personally cover this amount.  Thank you for your help." location="Norwalk, OH" hometown="Attica, Ohio, United States" previous-employers="Norwalk Public Library" education="B.G.S.U." associations="" />
<in-funding-loan loan-id="352189" loan-title="JUST MARRIED AND MOVING" amount-requested="$7,500" interest-rate="10.96%" apr="11.65%" loan-length="36 months" amount-funded="$6,000" number-of-lenders="2" expiration-date="2008-07-26" status="In-Funding" application-date="2008-07-12" credit-rating="B5" home-ownership="OWN" current-employer="BSA Home Care and Hospice" tenure="6yr 4mo" monthly-income="$2,500" debt-to-income-ratio="1.8%" fico-range="680-699" earliest-credit-line="1999-05-01" open-credit-lines="4" total-credit-lines="7" revolving-credit-balance="2898" revolving-line-utilization="42.9%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I was recently married and am moving from Amarillo, TX to San Diego, CA to be with my husband who is in the navy.  I need funds to cover the moving company, gas, and lodging. Also need to cover the cost of first and last months rent plus security deposit." location="Vega, TX" hometown="Amarillo, Texas, United States" previous-employers="Amarillo Surgical Group" education="Amarillo College" associations="" />
<in-funding-loan loan-id="351647" loan-title="wedding loan" amount-requested="$6,000" interest-rate="8.32%" apr="8.83%" loan-length="36 months" amount-funded="$2,600" number-of-lenders="1" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="A4" home-ownership="MORTGAGE" current-employer="wadhams enterprises" tenure="2yr 2mo" monthly-income="$3,333" debt-to-income-ratio="15.72%" fico-range="740-759" earliest-credit-line="1985-06-07" open-credit-lines="5" total-credit-lines="8" revolving-credit-balance="10408" revolving-line-utilization="59.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I would like a loan to finance my daughters wedding this fall." location="savannah, NY" hometown="New York, United States" previous-employers="marshall farms" education="central college" associations="" />
<in-funding-loan loan-id="352203" loan-title="Loan for Going to Business School" amount-requested="$12,000" interest-rate="11.91%" apr="12.95%" loan-length="36 months" amount-funded="$10,200" number-of-lenders="2" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="C3" home-ownership="RENT" current-employer="Clarendon" tenure="7yr 3mo" monthly-income="$7,917" debt-to-income-ratio="7.79%" fico-range="680-699" earliest-credit-line="1993-12-29" open-credit-lines="4" total-credit-lines="18" revolving-credit-balance="2613" revolving-line-utilization="87.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="1" months-since-last-record="33" loan-description="I intend to go back to school for an MBA, and I have run my own business for the last 7 years. I will need money in addition to any tuition loans I will have to get so I can cover my living expenses, as I have a family. So the money will be used to help cover any additional and or living expenses." location="Los Angeles, CA" hometown="Los Angeles, California, United States" previous-employers="Triple Five Soul,Tommy Hilfiger,Sean John" education="San Francisco Art Institute,Otis College of Art and Design" associations="Global Green" />
<in-funding-loan loan-id="352153" loan-title="wedding/honeymoon" amount-requested="$3,200" interest-rate="13.17%" apr="14.56%" loan-length="36 months" amount-funded="$1,500" number-of-lenders="1" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="D2" home-ownership="MORTGAGE" current-employer="York Casket Co" tenure="7yr 0mo" monthly-income="$3,333" debt-to-income-ratio="6.39%" fico-range="640-659" earliest-credit-line="2000-02-26" open-credit-lines="6" total-credit-lines="9" revolving-credit-balance="2532" revolving-line-utilization="46%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="46" public-records-on-file="0" months-since-last-record="" loan-description=" Looking for the money to cover mostly reception (location, dj, food, drink, decorations/party favors) and honeymoon (hotel, gas) costs" location="New Cumberland, PA" hometown="Harrisburg, Pennsylvania, United States" previous-employers="" education="Harrisburg Area Community College-Harrisburg,ITT Technical Institute" associations="NCYBA" />
<in-funding-loan loan-id="352232" loan-title="high credit card " amount-requested="$15,000" interest-rate="16.96%" apr="18.38%" loan-length="36 months" amount-funded="$14,300" number-of-lenders="2" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="F4" home-ownership="RENT" current-employer="PAREXEL International" tenure="4yr 2mo" monthly-income="$15,333" debt-to-income-ratio="12.76%" fico-range="640-659" earliest-credit-line="2002-07-15" open-credit-lines="8" total-credit-lines="23" revolving-credit-balance="49303" revolving-line-utilization="99.2%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="35" public-records-on-file="0" months-since-last-record="" loan-description="I am in the process of closing reducig my credit card debt. I don&amp;apos;t like to consolidation process. it hurts my credit score. I read about lending club and would like to use this tool. The reason I have this credit debt is I both a house in Turkey and also had my first baby. My mother in law came over and went back etc. I am new to this club, I like the idea and hope it works for me and some day I can give to others too and earn higher interest.

Thanks,

Alaaddin" location="Waltham, MA" hometown="Massachusetts, United States" previous-employers="Perceptive Informatics,Medical Director" education="Hacettepe Uni. Medical School,Radiologist" associations="RSNA,ARDMS" />
<in-funding-loan loan-id="352240" loan-title="The Interest Rate is muder" amount-requested="$15,000" interest-rate="8.63%" apr="9.14%" loan-length="36 months" amount-funded="$12,800" number-of-lenders="2" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="A5" home-ownership="RENT" current-employer="Nuox Holdings" tenure="2yr 4mo" monthly-income="$7,000" debt-to-income-ratio="11.79%" fico-range="780-799" earliest-credit-line="1986-01-10" open-credit-lines="4" total-credit-lines="11" revolving-credit-balance="15948" revolving-line-utilization="55.5%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Tired of paying the banks when I can pay individuals.  Anyone interested in helping?" location="Carbondale, CO" hometown="Denver, Colorado, United States" previous-employers="" education="University of Denver" associations="" />
<in-funding-loan loan-id="352259" loan-title="Education" amount-requested="$3,600" interest-rate="11.59%" apr="12.63%" loan-length="36 months" amount-funded="$3,325" number-of-lenders="2" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="C2" home-ownership="RENT" current-employer="American Airlines" tenure="8yr 6mo" monthly-income="$2,750" debt-to-income-ratio="11.49%" fico-range="660-679" earliest-credit-line="1998-01-07" open-credit-lines="9" total-credit-lines="27" revolving-credit-balance="2732" revolving-line-utilization="48.8%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="43" public-records-on-file="0" months-since-last-record="" loan-description="I need this loan in order to finish my senior year at FIU. At the end of the year I intend to get my BA in Information Technology. 
I will use this money for tuition and books." location="Miami, FL" hometown="guadalajara, Mexico" previous-employers="" education="Florida International University" associations="" />
<in-funding-loan loan-id="352260" loan-title="Getting rid of cards!" amount-requested="$4,000" interest-rate="8.63%" apr="9.14%" loan-length="36 months" amount-funded="$1,500" number-of-lenders="1" expiration-date="2008-07-27" status="In-Funding" application-date="2008-07-13" credit-rating="A5" home-ownership="RENT" current-employer="NOVO 1" tenure="8yr 0mo" monthly-income="$3,250" debt-to-income-ratio="12.98%" fico-range="720-739" earliest-credit-line="2003-01-11" open-credit-lines="6" total-credit-lines="13" revolving-credit-balance="2046" revolving-line-utilization="43.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I have 5 credit cards totalling $4,000 of debt. My goal in this loan is to reduce this into one payment with a lower interest rate to pay off this debt faster." location="DeKalb, IL" hometown="Sycamore, Illinois, United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352330" loan-title="Joey&amp;apos;s &amp; Courtney&amp;apos;s Wedding" amount-requested="$4,000" interest-rate="17.91%" apr="19.34%" loan-length="36 months" amount-funded="$1,400" number-of-lenders="1" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="G2" home-ownership="MORTGAGE" current-employer="Allyis Inc." tenure="2yr 10mo" monthly-income="$4,375" debt-to-income-ratio="29.9%" fico-range="660-679" earliest-credit-line="1999-12-29" open-credit-lines="19" total-credit-lines="35" revolving-credit-balance="15473" revolving-line-utilization="65.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="19" public-records-on-file="0" months-since-last-record="" loan-description="We&amp;apos;re getting married in late August and need some help with the never ending wedding costs.  The loan would cover food and beverage costs as well as rental fees associated with the venue.

We bought our home in 2006 and have been very responsible with our credit.  We&amp;apos;re both in solid careers which will only continue to get better for us both.

We&amp;apos;re working hard now to be able to enjoy a stress free life later.  Ideally, we wouldn&amp;apos;t have to start our life together in debt, but as an only child, my mother wouldn&amp;apos;t be content without a wedding the whole family couldn&amp;apos;t attend.

Thank you for your consideration!  This is a safe investment!" location="Maple Valley, WA" hometown="Bellevue, Washington, United States" previous-employers="Telstar Software Services" education="University of Washington at Seattle" associations="" />
<in-funding-loan loan-id="350090" loan-title="High Credit Card Rates" amount-requested="$15,000" interest-rate="11.28%" apr="12.31%" loan-length="36 months" amount-funded="$11,200" number-of-lenders="2" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="C1" home-ownership="OWN" current-employer="Houston Chronicle" tenure="4yr 0mo" monthly-income="$8,333" debt-to-income-ratio="19.6%" fico-range="700-719" earliest-credit-line="1978-02-19" open-credit-lines="15" total-credit-lines="37" revolving-credit-balance="52132" revolving-line-utilization="55.7%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Trying to obtain lower interest rates to payoff high credit card debt.  This is a short term problem that can be turned around in the next 12 months after my business partner and I get our corporation off the ground.  Have good reliable 40 hour job.  Just need someone to help me out with this current cash flow problem created by starting new company." location="Rosharon, TX" hometown="SugarLand, Texas, United States" previous-employers="" education="University of Houston Clear Lake,University of St. Thomas" associations="Realty Investment Club of Houston" />
<in-funding-loan loan-id="352346" loan-title="Debt Consolidation" amount-requested="$15,000" interest-rate="10.64%" apr="11.33%" loan-length="36 months" amount-funded="$10,100" number-of-lenders="2" expiration-date="2008-07-28" status="In-Funding" application-date="2008-07-14" credit-rating="B4" home-ownership="RENT" current-employer="Lindenhurst Public Schools" tenure="11yr 10mo" monthly-income="$6,261" debt-to-income-ratio="14.62%" fico-range="720-739" earliest-credit-line="1995-01-24" open-credit-lines="8" total-credit-lines="16" revolving-credit-balance="14173" revolving-line-utilization="78.7%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I wish to take all my debt and make it into one payment with lower interest rates than I am currently paying.  The money I am requesting would bring my credit card debt down to zero." location="North Babylon, NY" hometown="North Babylon, New York, United States" previous-employers="" education="New York Institute of Technology-Old Westbury,Stony Brook University" associations="American Federation of Teachers,National Education Association,American Federation of Labor and Congress of Industrial Organizations (AFL-CIO)" />
<in-funding-loan loan-id="352357" loan-title="Sdolphin" amount-requested="$1,500" interest-rate="10.64%" apr="11.33%" loan-length="36 months" amount-funded="$400" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B4" home-ownership="MORTGAGE" current-employer="Steiner Electric" tenure="0yr 5mo" monthly-income="$1,167" debt-to-income-ratio="4.2%" fico-range="680-699" earliest-credit-line="1999-10-01" open-credit-lines="4" total-credit-lines="5" revolving-credit-balance="1032" revolving-line-utilization="9.5%" inquiries-in-the-last-6-months="4" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" I would appreciate a loan to pay off a credit card and for personal expense." location="Carol Stream, IL" hometown="Chicag, Illinois, United States" previous-employers="Family Foods" education="" associations="" />
<in-funding-loan loan-id="352310" loan-title="debt consolidation" amount-requested="$8,000" interest-rate="17.28%" apr="18.71%" loan-length="36 months" amount-funded="$3,400" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="F5" home-ownership="MORTGAGE" current-employer="Miami Valley Hospital" tenure="4yr 0mo" monthly-income="$5,250" debt-to-income-ratio="27.35%" fico-range="660-679" earliest-credit-line="1997-11-10" open-credit-lines="11" total-credit-lines="20" revolving-credit-balance="32960" revolving-line-utilization="64.9%" inquiries-in-the-last-6-months="7" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" i am using this loan to paydown the balances of two credit cards that i currently have high minimum payments on." location="Kettering, OH" hometown="dayton, Ohio, United States" previous-employers="Kettering Hospital" education="Sinclair Community College" associations="" />
<in-funding-loan loan-id="352255" loan-title="Yankee Stadium" amount-requested="$5,000" interest-rate="8.00%" apr="8.51%" loan-length="36 months" amount-funded="$2,300" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="A3" home-ownership="MORTGAGE" current-employer="State Farm Insurance" tenure="9yr 11mo" monthly-income="$3,090" debt-to-income-ratio="12.46%" fico-range="760-779" earliest-credit-line="1995-01-24" open-credit-lines="13" total-credit-lines="30" revolving-credit-balance="13816" revolving-line-utilization="21.2%" inquiries-in-the-last-6-months="4" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" The purpose of this loan is to take a trip to Yankee Stadium before they tear it down.  Being a life long fan, this is my ultimate dream.  Thanks." location="Greeley, CO" hometown="Greeley, Colorado, United States" previous-employers="ConAgra Foods Inc." education="Aims Community College,University of Northern Colorado" associations="" />
<in-funding-loan loan-id="352378" loan-title="Expanding" amount-requested="$14,000" interest-rate="10.33%" apr="11.02%" loan-length="36 months" amount-funded="$10,050" number-of-lenders="2" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B3" home-ownership="OWN" current-employer="null" tenure="0yr 0mo" monthly-income="$4,167" debt-to-income-ratio="16.15%" fico-range="720-739" earliest-credit-line="1993-01-05" open-credit-lines="7" total-credit-lines="11" revolving-credit-balance="1417" revolving-line-utilization="7.6%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I&amp;apos;m a business owner, and my company was awarded a government contract and I&amp;apos;m looking for payroll funding for the first 2 months until my invoices are paid on a regular basis.  I&amp;apos;ve found it very challenging to acquire a business loan through banks and the SBA with the current economic climate." location="Fort Washington, MD" hometown="Washington, District of Columbia, United States" previous-employers="Washington Metropolitan Area Transit Authority" education="" associations="" />
<in-funding-loan loan-id="352386" loan-title="Computer Equipment" amount-requested="$5,000" interest-rate="10.96%" apr="11.65%" loan-length="36 months" amount-funded="$2,650" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B5" home-ownership="RENT" current-employer="Apple" tenure="0yr 7mo" monthly-income="$2,400" debt-to-income-ratio="11.71%" fico-range="680-699" earliest-credit-line="2001-08-21" open-credit-lines="6" total-credit-lines="8" revolving-credit-balance="7761" revolving-line-utilization="43.6%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="9" public-records-on-file="0" months-since-last-record="" loan-description=" Buying a computer and some editing equipment." location="Glendale, CA" hometown="Villa Park, Illinois, United States" previous-employers="" education="University of Illinois at Urbana-Champaign" associations="" />
<in-funding-loan loan-id="352388" loan-title="Uncle Barry" amount-requested="$4,500" interest-rate="12.54%" apr="13.58%" loan-length="36 months" amount-funded="$2,100" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="C5" home-ownership="ANY" current-employer="Standard Electric" tenure="1yr 0mo" monthly-income="$2,083" debt-to-income-ratio="9.07%" fico-range="660-679" earliest-credit-line="2006-08-25" open-credit-lines="6" total-credit-lines="6" revolving-credit-balance="7676" revolving-line-utilization="76.8%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="To repay my uncle for a loan.  He now needs the money to finish paying the adoption expenses for Katie." location="Millington, TN" hometown="Memphis, Tennessee, United States" previous-employers="Patriot Electric,Hamilton Ryker,Gurkins" education="Bethel College" associations="" />
<in-funding-loan loan-id="352393" loan-title="I work hard! I want to payoff Cards!" amount-requested="$7,200" interest-rate="12.86%" apr="14.25%" loan-length="36 months" amount-funded="$5,000" number-of-lenders="2" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="D1" home-ownership="RENT" current-employer="All under One Inc" tenure="8yr 0mo" monthly-income="$3,583" debt-to-income-ratio="24.36%" fico-range="700-719" earliest-credit-line="1989-11-22" open-credit-lines="9" total-credit-lines="24" revolving-credit-balance="7028" revolving-line-utilization="51.2%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="22" public-records-on-file="0" months-since-last-record="" loan-description="My Name is Darlene Deloney. I am from Amityville New york.  If you grant me this loan you will be very proud of your investment. I am a women of my word at all cost.

Due to family illness and being left as the primary caretaker for a my grandmother I ran up some credit card Debt.  My accounts are all in good standing and in fact I beleive my credit rating is 736-750 last time i checked.

When my grandmother got ill I was left caring for her, my brother, son and five cousins.  It was hard work but I succeede without a blemish to my credit.

Now my son has graduate college and moved on.  I would also like to move on with less debt so I can start my dreams over again.

I am ambitious, smart and very hardworking.  You wont be disappointed. I plan on paying the loan off in less than 36 months. My dream is to buy a home!

Please take me into your good grace." location="Wheatley hieghts, NY" hometown="amityville, New York, United States" previous-employers="Alpine access,I see stars Entertainment" education="copiague High school,5 towns college" associations="ASCAP" />
<in-funding-loan loan-id="352172" loan-title="Taking Control of My Future" amount-requested="$10,000" interest-rate="9.70%" apr="10.38%" loan-length="36 months" amount-funded="$7,750" number-of-lenders="2" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="B1" home-ownership="ANY" current-employer="UCSF" tenure="5yr 10mo" monthly-income="$9,000" debt-to-income-ratio="9.77%" fico-range="720-739" earliest-credit-line="1993-04-05" open-credit-lines="9" total-credit-lines="47" revolving-credit-balance="14068" revolving-line-utilization="52.7%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="After entering the California housing market as a first time buyer/homeowner in 2003, I now find the terms of my mortgage to be unsettling (aka, interest is way too high). I would like to refinance my mortgage in the near future but want to first get my high interest credit cards/line of credit paid down in order to maximize my negotiating power with mortgage lenders. 

We all know how horrible the housing market is and in order reach my goal, I am seeking a loan of $10,000 to pay off credit card and line of credit debt. The debt I carry currently has interest rates from 18% to 25%, and that obviously isn&amp;apos;t easy to pay down quickly, especially on a single income. 

Any assistance would be greatly welcome and appreciated, and the lower the interest rate, the better. I have a very reliable income in health-care and am committed to ridding myself of this debt burden and creating a more secure future for myself.

Thanks for your consideration!" location="Concord, CA" hometown="Sturgis, South Dakota, United States" previous-employers="Sioux Valley Hospital" education="South Dakota State University" associations="ANCC" />
<in-funding-loan loan-id="352423" loan-title="Starting a Business, Advising in Finance" amount-requested="$5,000" interest-rate="7.68%" apr="8.19%" loan-length="36 months" amount-funded="$2,100" number-of-lenders="1" expiration-date="2008-07-29" status="In-Funding" application-date="2008-07-15" credit-rating="A2" home-ownership="MORTGAGE" current-employer="State Street Global Advisors" tenure="4yr 3mo" monthly-income="$9,833" debt-to-income-ratio="10.73%" fico-range="760-779" earliest-credit-line="1993-06-04" open-credit-lines="8" total-credit-lines="35" revolving-credit-balance="909" revolving-line-utilization="8.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I&amp;apos;m seeking to begin a business as a financial advisor, but I really would like to go further than a traditional advisor.

I hold an engineering degree and also have an MBA in finance. In addition, I have 10+ years in the financial industry. 

I would like to be able to help people with their finances but not charge the fees that many brokers do. I&amp;apos;m happy with my current job, but I still would like to help others in this capacity. I&amp;apos;m not necessarily intending to make this a new source of income; I&amp;apos;m thinking possibly more a non-profit :-)

However, in order to do that, it requires certifications aplenty and that will take money.

" location="Andover, MA" hometown="New York City, New York, United States" previous-employers="FAME Information Services,Leading Market Technologies" education="Carnegie Mellon University,Boston College,Boston University" associations="IEEE" />
<in-funding-loan loan-id="352441" loan-title="lease payoff" amount-requested="$8,500" interest-rate="15.70%" apr="17.11%" loan-length="36 months" amount-funded="$4,775" number-of-lenders="1" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="E5" home-ownership="RENT" current-employer="Jabil" tenure="8yr 0mo" monthly-income="$4,167" debt-to-income-ratio="24.91%" fico-range="660-679" earliest-credit-line="1996-01-21" open-credit-lines="13" total-credit-lines="26" revolving-credit-balance="8155" revolving-line-utilization="78.4%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="25" public-records-on-file="0" months-since-last-record="" loan-description="I currently have two vehicles.  One is a lease ($450.00 a month).  And the other is a car I bought ($231.00 a month) with the intent to turn in the lease vehicle early and get rid of the $450.00 a month payment.  When I tried turning it in they gave me a penalty charge of $8,000.  I would like a loan for this penalty amount so I can decrease my monthly debt.  A payment on an $8,500 loan will be cheaper than a $450.00 a month lease payment.

If I could get this loan, the loan payment would take the place of my current $450.00 a month bill.
" location="Grand Blanc, MI" hometown="Waterford, Michigan, United States" previous-employers="" education="Mott Community College" associations="Mt. Zion Church in Clarkston" />
<in-funding-loan loan-id="351866" loan-title="debt" amount-requested="$4,500" interest-rate="8.32%" apr="8.83%" loan-length="36 months" amount-funded="$2,500" number-of-lenders="1" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="A4" home-ownership="RENT" current-employer="Methodis hospital" tenure="4yr 0mo" monthly-income="$2,833" debt-to-income-ratio="6.64%" fico-range="740-759" earliest-credit-line="2003-05-14" open-credit-lines="8" total-credit-lines="11" revolving-credit-balance="7017" revolving-line-utilization="28.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I am  trying to get a loan to take care of some credit card bills with high intrests rates . " location="mesquite, TX" hometown="sweetwater, Texas, United States" previous-employers="mesthodist hospital" education="Eastfield College" associations="" />
<in-funding-loan loan-id="352427" loan-title="peterspencervalimont" amount-requested="$7,500" interest-rate="8.63%" apr="9.14%" loan-length="36 months" amount-funded="$5,400" number-of-lenders="2" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="A5" home-ownership="OWN" current-employer="PENNRIDGE HS" tenure="1yr 0mo" monthly-income="$3,625" debt-to-income-ratio="10.18%" fico-range="740-759" earliest-credit-line="2001-12-20" open-credit-lines="1" total-credit-lines="3" revolving-credit-balance="0" revolving-line-utilization="%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" to pay off credit card debt at lower rate. " location="SELLERSVILLE, PA" hometown="SELLSERVILLE, Pennsylvania, United States" previous-employers="LOWER MERION SCHOOL DISTRICT" education="GETTYSBURG COLLEGE,WEST CHESTER UNIVERSITY,CABRINI COLLEGE" associations="NONE" />
<in-funding-loan loan-id="352484" loan-title="15000" amount-requested="$15,000" interest-rate="10.96%" apr="11.65%" loan-length="36 months" amount-funded="$12,950" number-of-lenders="3" expiration-date="2008-07-30" status="In-Funding" application-date="2008-07-16" credit-rating="B5" home-ownership="RENT" current-employer="star satellite" tenure="5yr 10mo" monthly-income="$3,750" debt-to-income-ratio="1.33%" fico-range="700-719" earliest-credit-line="1999-09-02" open-credit-lines="3" total-credit-lines="11" revolving-credit-balance="1661" revolving-line-utilization="15.8%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="42" public-records-on-file="1" months-since-last-record="100" loan-description="This loan will be used to… open my front store as a retailer of satellite tv service" location="elmhurst, NY" hometown="elmhurst, New York, United States" previous-employers="" education="college" associations="" />
<in-funding-loan loan-id="352576" loan-title="Additional money for a wedding" amount-requested="$15,000" interest-rate="13.80%" apr="15.20%" loan-length="36 months" amount-funded="$6,775" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="D4" home-ownership="RENT" current-employer="Good Coffee Co, DK Consulting" tenure="5yr 0mo" monthly-income="$12,333" debt-to-income-ratio="14.98%" fico-range="660-679" earliest-credit-line="1978-07-26" open-credit-lines="31" total-credit-lines="41" revolving-credit-balance="33269" revolving-line-utilization="54%" inquiries-in-the-last-6-months="8" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="1" months-since-last-record="96" loan-description="In need of additional money for an upcoming wedding. No loan defaults or any late payments on any accounts. If interest rate is low enough, I am willing to consolidate performing loan/credit card accounts (all accounts are in good standing and have been performing)." location="fullerton, CA" hometown="Fullerton, California, United States" previous-employers="Citigroup Inc." education="California State University Fullerton" associations="" />
<in-funding-loan loan-id="352601" loan-title="Paying off higher interest cards" amount-requested="$15,000" interest-rate="13.80%" apr="15.20%" loan-length="36 months" amount-funded="$7,525" number-of-lenders="1" expiration-date="2008-08-01" status="In-Funding" application-date="2008-07-18" credit-rating="D4" home-ownership="MORTGAGE" current-employer="Lemas Auto Sales Inc" tenure="8yr 2mo" monthly-income="$8,333" debt-to-income-ratio="23.52%" fico-range="700-719" earliest-credit-line="1993-03-09" open-credit-lines="32" total-credit-lines="61" revolving-credit-balance="110162" revolving-line-utilization="43.9%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="Purpose of loan:
This loan will be used to consolidate a higher interest credit card.

My financial situation:
I am a good candidate for this loan because I am an extremely responsible individual who has paid every single cent back I have ever borrowed.  As my credit bureau reflects, I have never been late on any of my payments with any of my lenders.  As a self employed individual I understand the importance of maintaining a perfect credit report and it&amp;apos;s necessity in my being able to obtain financing for my business in the future.  

I  decided to give LendingClub a try as opposed to traditional lenders to see if the rate would be more competitive. 

Thanks for your funding!!! 

Income / Expense Ratio:

Monthly Income:  $7500 after taxes

Mortgage Payment:  $2000
Utilities:                   $350
Student Loans:         $600
Credit Card Pmts:     $900

Total Outflow:            $3850

DISPOSABLE INCOME:  $3650" location="Tucson, AZ" hometown="Tucson, Arizona, United States" previous-employers="WFS Financial" education="Regis University" associations="" />
<in-funding-loan loan-id="352627" loan-title="I need extra cash for my home" amount-requested="$15,000" interest-rate="11.28%" apr="12.31%" loan-length="36 months" amount-funded="$6,150" number-of-lenders="1" expiration-date="2008-08-02" status="In-Funding" application-date="2008-07-19" credit-rating="C1" home-ownership="RENT" current-employer="star satellite" tenure="5yr 10mo" monthly-income="$3,750" debt-to-income-ratio="1.33%" fico-range="700-719" earliest-credit-line="1999-09-05" open-credit-lines="3" total-credit-lines="11" revolving-credit-balance="1661" revolving-line-utilization="15.8%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="42" public-records-on-file="1" months-since-last-record="100" loan-description="This loan will be used to complete 35,000 for my down payment home" location="elmhurst, NY" hometown="elmhurst, New York, United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352645" loan-title="10 Months of School! " amount-requested="$6,000" interest-rate="15.70%" apr="17.11%" loan-length="36 months" amount-funded="$3,100" number-of-lenders="1" expiration-date="2008-08-02" status="In-Funding" application-date="2008-07-19" credit-rating="E5" home-ownership="MORTGAGE" current-employer="SPX Cooling Technologies" tenure="1yr 6mo" monthly-income="$3,538" debt-to-income-ratio="23.89%" fico-range="660-679" earliest-credit-line="2002-09-19" open-credit-lines="15" total-credit-lines="19" revolving-credit-balance="5361" revolving-line-utilization="42.2%" inquiries-in-the-last-6-months="12" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="58" public-records-on-file="0" months-since-last-record="" loan-description="I am requesting this loan to finish my elective requirements for my Bachelor in Business Administration degree.  Since I am currently in school at Baker University and already using my allotted financial I find myself in a situation where I will finish my degree program in 10 months but left with over 32 hours of electives to take.  Those of you who are not familiar with the Baker University program, students are able to finish their core degree requirements on a flexible schedule (1 class at a time) that caters towards working professionals.  However, since I went into the program with 32 hours of electives still to take. When my program concludes in May, 2009, I will still be left with 32 hours of credits to take before I officially receive my business degree. That’s why I have opted to finish up these elective credits at my local community college over the next two semesters. Unfortunately, JCCC does not offer financial aid to students not enrolled in degree programs. However, an advantage of taking class at a community college is that tuition is less expensive and I still have the flexibility of taking classes online.  Having my degree in hand will open me to the opportunity of promotion at work and in the end more income potential. 

" location="Overland Park, KS" hometown="Overland Park, Kansas, United States" previous-employers="" education="Baker University" associations="" />
<in-funding-loan loan-id="352644" loan-title="opening a BBQ restaurant W/ the sauce" amount-requested="$13,000" interest-rate="8.32%" apr="8.83%" loan-length="36 months" amount-funded="$5,300" number-of-lenders="1" expiration-date="2008-08-02" status="In-Funding" application-date="2008-07-19" credit-rating="A4" home-ownership="RENT" current-employer="The tri-o Group, Inc." tenure="7yr 7mo" monthly-income="$3,750" debt-to-income-ratio="0.67%" fico-range="760-779" earliest-credit-line="1970-12-06" open-credit-lines="2" total-credit-lines="2" revolving-credit-balance="133" revolving-line-utilization="0.7%" inquiries-in-the-last-6-months="9" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I am in the process of opening a quick service barbeque restaurant in a revitalized area of the city. I have done my due diligence on this project and completed a business plan, I have also made contact with the proper city officials and they are supporting this venture 100%. Everyone in the community is looking forward to having a restaurant in the neighborhood. 

I have 15 years of culinary experience; I went to culinary school after graduation I was employed with the largest hotel in the city, after that I was employed with Marriott hotels in which I traveled and opened new properties for the company.
 
My family is from Tennessee, and my grandmother owned a juke joint in the (30&amp;apos;s, 40&amp;apos;s, 50&amp;apos;s, 60&amp;apos;s) she would bar-b-q a whole hog every day and the people would line up outside the door to get bar-b-q with some of her famous sauce. 

A close friend was coaching a miner league baseball team, and asked if I would host a bar-b-q fundraiser so they could purchase some equipment and attend a major tournament. The event went very well; we sold out of food within 3 1/2 hours. To date I do catering, fairs, festivals, and the ball games; everyone loves the food, sauce, and the rub.
" location="st. Louis, MO" hometown="St. louis, Missouri, United States" previous-employers="" education="Fontbonne University" associations="" />
<in-funding-loan loan-id="352190" loan-title="CPA Exam costs" amount-requested="$5,000" interest-rate="12.54%" apr="13.58%" loan-length="36 months" amount-funded="$2,750" number-of-lenders="1" expiration-date="2008-08-02" status="In-Funding" application-date="2008-07-19" credit-rating="C5" home-ownership="RENT" current-employer="LS9" tenure="0yr 7mo" monthly-income="$4,583" debt-to-income-ratio="22.13%" fico-range="680-699" earliest-credit-line="1993-10-06" open-credit-lines="6" total-credit-lines="7" revolving-credit-balance="18392" revolving-line-utilization="87.6%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" The purpose of this loan is to purchase CPA exam materials and cover any additional costs of the exams.  I am looking to puchase the Becker review materials which are some of the best materials to study with.  I will be working full time as an accountant while studying and taking the exams." location="San Ramon, CA" hometown="San Ramon, California, United States" previous-employers="State Street Corp." education="California State University-Sacramento (CSUS)" associations="Alpha Phi Fraternity" />
<in-funding-loan loan-id="352661" loan-title="Consolidate Debt At Lower Interest Rate" amount-requested="$9,000" interest-rate="12.22%" apr="13.26%" loan-length="36 months" amount-funded="$4,450" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="C4" home-ownership="MORTGAGE" current-employer="Hennighausen &amp; Olsen, L.L.P." tenure="3yr 8mo" monthly-income="$11,500" debt-to-income-ratio="19%" fico-range="660-679" earliest-credit-line="1991-12-17" open-credit-lines="12" total-credit-lines="40" revolving-credit-balance="27587" revolving-line-utilization="74.8%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="20" public-records-on-file="0" months-since-last-record="" loan-description="I am respectfully requesting a loan in the amount of $9,000 to consolidate a credit card and IRS debt.  My credit card is with Home Depot for $4,000 at 19% interest and my IRS debt is around $5,000.  I got behind on my quarterly tax payments when I made partner at my firm.  The penalities and interest I am looking at were enough to consider using this service.  I thought about refinancing our home but my wife&amp;apos;s student loans as a medical resident kept us from obtaining the refinancing.  She has signed a three year contract with a local hospital for a full-time family physician but the lending institutions will not consider &amp;quot;earning potential&amp;quot;.  Thanks for any consideration you give to this request.  " location="Roswell, NM" hometown="Las Cruces, New Mexico, United States" previous-employers="State of New Mexico" education="Arizona State University" associations="Rotary International,Grace Community Church" />
<in-funding-loan loan-id="352662" loan-title="payy off the balance" amount-requested="$5,000" interest-rate="14.12%" apr="15.52%" loan-length="36 months" amount-funded="$2,800" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="D5" home-ownership="MORTGAGE" current-employer="nz tradeing/wsm" tenure="3yr 1mo" monthly-income="$6,000" debt-to-income-ratio="1.57%" fico-range="640-659" earliest-credit-line="2004-01-13" open-credit-lines="10" total-credit-lines="19" revolving-credit-balance="3842" revolving-line-utilization="27.4%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="12" public-records-on-file="0" months-since-last-record="" loan-description="i have 5000 balance on my car,like to payoff,so i can get only a liability insurance,that will save me money to payoff this amount" location="houston, TX" hometown="lahore, Pakistan" previous-employers="" education="lums" associations="" />
<in-funding-loan loan-id="352179" loan-title="Personal loan" amount-requested="$6,375" interest-rate="9.70%" apr="10.38%" loan-length="36 months" amount-funded="$3,150" number-of-lenders="1" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="B1" home-ownership="RENT" current-employer="Lincare" tenure="0yr 1mo" monthly-income="$1,667" debt-to-income-ratio="15.96%" fico-range="720-739" earliest-credit-line="1996-04-16" open-credit-lines="19" total-credit-lines="25" revolving-credit-balance="13330" revolving-line-utilization="33.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description=" Need to consolidate credit cards" location="Newnan, GA" hometown="Newnan, Georgia, United States" previous-employers="" education="DeVry University-Georgia" associations="" />
<in-funding-loan loan-id="352479" loan-title="Debt Consolidation" amount-requested="$9,750" interest-rate="18.86%" apr="20.30%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="G5" home-ownership="ANY" current-employer="Rapp Collins Worldwide" tenure="0yr 3mo" monthly-income="$6,833" debt-to-income-ratio="27.26%" fico-range="640-659" earliest-credit-line="1998-11-06" open-credit-lines="10" total-credit-lines="41" revolving-credit-balance="22515" revolving-line-utilization="95.8%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" loan-description="I need to consolidate some high-interest credit credit card debt." location="Los Angeles, CA" hometown="Los Angeles, California, United States" previous-employers="" education="" associations="" />
<in-funding-loan loan-id="352670" loan-title="Pay Off Credit Card / College Tution" amount-requested="$15,000" interest-rate="16.01%" apr="17.43%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-03" status="In-Funding" application-date="2008-07-20" credit-rating="F1" home-ownership="MORTGAGE" current-employer="MBIA Corp." tenure="5yr 2mo" monthly-income="$7,500" debt-to-income-ratio="5.93%" fico-range="640-659" earliest-credit-line="2000-10-30" open-credit-lines="7" total-credit-lines="8" revolving-credit-balance="50545" revolving-line-utilization="54.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="29" public-records-on-file="0" months-since-last-record="" loan-description="Hi, I am a Financial Business Analyst and working with a Bond Insurance firm in westchester NY for last five years. I am also finishing my Masters from PACE university and paid my tution fee using the credit cards. Recently, the credit cards raised my APR to 23.99%. I would use this loan to pay off my credit card dues. If you have any questions, please do not hesitate to contact. Thank you!" location="Staten Islanf, NY" hometown="New York, United States" previous-employers="MBIA Corp." education="Pace University-New York" associations="WWB - World Women Bank" />
<in-funding-loan loan-id="352709" loan-title="Pay off High Interest Credit Card" amount-requested="$3,000" interest-rate="17.91%" apr="19.34%" loan-length="36 months" amount-funded="$0" number-of-lenders="0" expiration-date="2008-08-04" status="In-Funding" application-date="2008-07-21" credit-rating="G2" home-ownership="MORTGAGE" current-employer="City of Jamestown" tenure="8yr 2mo" monthly-income="$6,000" debt-to-income-ratio="25.13%" fico-range="640-659" earliest-credit-line="1991-02-21" open-credit-lines="19" total-credit-lines="53" revolving-credit-balance="21522" revolving-line-utilization="79.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="8" public-records-on-file="0" months-since-last-record="" loan-description="This loan is to pay off a high interest credit card/store card. The interest rate is currently at 24%. I am currently up to date and have not missed any payments and have made all payments on time. The interest rate is too high and I am wasting money." location="Jamestown, NY" hometown="Jamestown, New York, United States" previous-employers="Chautauqua County" education="Jamestown Community College,SUNY at Fredonia,Mercyhurst College" associations="Freemasons" />
<in-funding-loan loan-id="352720" loan-title="repair, improvement" amount-requested="$10,000" interest-rate="13.80%" apr="15.20%" loan-length="36 months" amount-funded="$5,200" number-of-lenders="1" expirati