<?xml version="1.0"?>
<snapshot time="Fri Jul 25 02:00:00 PDT 2008">
<loanstats>
<stats-by-grade grade="" amount="$18,496,225" amount-aged="$17,364,850" current-amount="$17,288,108" late-balance="$155,519" very-late-balance="$376,984" default-balance="$99,513" paid-balance="$576,100" count="2232" count-aged="2020" current-count="2082" late-count="15" very-late-count="47" default-count="15" paid-count="73" late-percentage="0.90%" very-late-percentage="2.17%" default-percentage="0.57%" paid-percentage="3.11%" average-rate="12.30%" average-fee="0.70%" />
<stats-by-grade grade="A" amount="$1,528,750" amount-aged="$1,349,350" current-amount="$1,404,822" late-balance="$5,703" very-late-balance="$0" default-balance="$0" paid-balance="$118,225" count="273" count-aged="240" current-count="247" late-count="1" very-late-count="0" default-count="0" paid-count="25" late-percentage="0.42%" very-late-percentage="0.00%" default-percentage="0.00%" paid-percentage="7.73%" average-rate="8.08%" average-fee="0.68%" />
<stats-by-grade grade="B" amount="$4,152,700" amount-aged="$3,922,950" current-amount="$3,951,690" late-balance="$13,815" very-late-balance="$4,756" default-balance="$35,239" paid-balance="$147,200" count="477" count-aged="432" current-count="454" late-count="2" very-late-count="2" default-count="6" paid-count="13" late-percentage="0.35%" very-late-percentage="0.12%" default-percentage="0.90%" paid-percentage="3.54%" average-rate="9.88%" average-fee="0.69%" />
<stats-by-grade grade="C" amount="$4,136,050" amount-aged="$3,810,625" current-amount="$3,881,979" late-balance="$37,046" very-late-balance="$75,794" default-balance="$20,530" paid-balance="$120,700" count="514" count-aged="455" current-count="483" late-count="3" very-late-count="9" default-count="3" paid-count="16" late-percentage="0.97%" very-late-percentage="1.99%" default-percentage="0.54%" paid-percentage="2.92%" average-rate="11.36%" average-fee="0.69%" />
<stats-by-grade grade="D" amount="$3,327,875" amount-aged="$3,098,875" current-amount="$3,175,469" late-balance="$0" very-late-balance="$95,595" default-balance="$4,536" paid-balance="$52,275" count="404" count-aged="362" current-count="384" late-count="0" very-late-count="12" default-count="1" paid-count="7" late-percentage="0.00%" very-late-percentage="3.08%" default-percentage="0.15%" paid-percentage="1.57%" average-rate="13.01%" average-fee="0.70%" />
<stats-by-grade grade="E" amount="$2,632,400" amount-aged="$2,507,875" current-amount="$2,448,387" late-balance="$51,171" very-late-balance="$79,842" default-balance="$0" paid-balance="$53,000" count="317" count-aged="295" current-count="294" late-count="5" very-late-count="12" default-count="0" paid-count="6" late-percentage="2.04%" very-late-percentage="3.18%" default-percentage="0.00%" paid-percentage="2.01%" average-rate="14.51%" average-fee="0.71%" />
<stats-by-grade grade="F" amount="$1,511,975" amount-aged="$1,474,300" current-amount="$1,312,442" late-balance="$30,955" very-late-balance="$70,026" default-balance="$33,502" paid-balance="$65,050" count="139" count-aged="130" current-count="119" late-count="3" very-late-count="8" default-count="4" paid-count="5" late-percentage="2.10%" very-late-percentage="4.75%" default-percentage="2.27%" paid-percentage="4.30%" average-rate="15.92%" average-fee="0.71%" />
<stats-by-grade grade="G" amount="$1,206,475" amount-aged="$1,200,875" current-amount="$1,113,319" late-balance="$16,829" very-late-balance="$50,971" default-balance="$5,706" paid-balance="$19,650" count="108" count-aged="106" current-count="101" late-count="1" very-late-count="4" default-count="1" paid-count="1" late-percentage="1.40%" very-late-percentage="4.24%" default-percentage="0.48%" paid-percentage="1.63%" average-rate="17.84%" average-fee="0.72%" />
<stats-in-funding count="110" amount="$435,500" />
<stats-rejected count="16351" amount="$142,686,813" />
</loanstats>
<loans>
<loan id="70686" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.75%" application-date="2007-05-25" application-expiration-date="2007-06-08" issued-date="2007-06-14" credit-grade="A3" loan-title="Aroundthehouse" loan-description="I need to make several improvements around the house - fix garage, fix back fencing, and misc other." monthly-payment="$156.10" status="Current" debt-to-income="8.81%" remaining-principal="$3,459.26" payments-to-date="$1,873.20" screen-name="Thanksforloan" city="Southport" state="CT" home-ownership="MORTGAGE" current-employer="Homemaker" tenure="14yr 0mo" monthly-income="$5,833" fico-range="760-779" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="71623" amount-requested="$6,500.00" amount-borrowed="$6,500.00" interest-rate="8.38%" application-date="2007-05-25" application-expiration-date="2007-06-08" issued-date="2007-06-14" credit-grade="A5" loan-title="Buying a car" loan-description="Hi, 
 I&amp;apos;m buying  a used car. Anybody on facebook wants to finance me? 
 Thanks" monthly-payment="$204.83" status="Current" debt-to-income="4%" remaining-principal="$4,510.04" payments-to-date="$2,457.96" screen-name="LendR" city="New York" state="NY" home-ownership="NONE" current-employer="" tenure="" monthly-income="" fico-range="740-759" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="72176" amount-requested="$2,525.00" amount-borrowed="$2,525.00" interest-rate="9.33%" application-date="2007-05-26" application-expiration-date="2007-06-09" issued-date="2007-06-15" credit-grade="B3" loan-title="Car repair bill" loan-description="I need to pay $2,100 for fixing my Volvo :)  Any help appreciated!" monthly-payment="$80.69" status="Current" debt-to-income="10%" remaining-principal="$1,759.53" payments-to-date="$968.19" screen-name="LendR3" city="New York" state="NY" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$9,167" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="72658" amount-requested="$1,000.00" amount-borrowed="$925.00" interest-rate="9.64%" application-date="2007-05-26" application-expiration-date="2007-06-06" issued-date="" credit-grade="B4" loan-title="Wedding Covered but No Honeymoon" loan-description="I am 24 years old and a bride-to-be! Our special day is August 17,2007! We were not fortunate enough to have the wedding paid for by my parents. The funding of the wedding came as a direct result of a strict budget. It has been our plan to spend our first days as husband and wife in Las Vegas, Nevada. With the cost of the honeymoon totaling around 1500.00 and our left over wedding budget being a meager 500.00 we are in need of a little help. We have sacrificed so much to make our wedding plans come to life, please help us achieve our happy ending." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="borntoachieve" city="Taylor" state="NM" home-ownership="RENT" current-employer="U.S. Department of Homeland Security" tenure="4yr 8mo" monthly-income="$2,867" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="72869" amount-requested="$1,000.00" amount-borrowed="$825.00" interest-rate="9.33%" application-date="2007-05-26" application-expiration-date="2007-06-06" issued-date="" credit-grade="B3" loan-title="Consolidating Debt" loan-description="I would like to make a request on a loan for a grand, to consolidate debt.  This is very short time, and i am only looking for this amount for the summer, and would be paid back by the end of August.  I&amp;apos;m a college student, who&amp;apos;s settling into a new area near college for Work purposes, and this loan can really make my life easy.

Thank You." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="ourautumnfire" city="Amherst" state="MA" home-ownership="RENT" current-employer="Radioshack Corporation" tenure="0yr 10mo" monthly-income="$1,000" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="72998" amount-requested="$1,000.00" amount-borrowed="$1,000.00" interest-rate="9.64%" application-date="2007-05-27" application-expiration-date="2007-06-10" issued-date="2007-06-16" credit-grade="B4" loan-title="delight" loan-description="I would like to buy some new furniture in my apartment and TV" monthly-payment="$32.10" status="Current" debt-to-income="10%" remaining-principal="$697.85" payments-to-date="$385.20" screen-name="noble" city="Boston" state="MA" home-ownership="RENT" current-employer="Halping hands company inc." tenure="1yr 0mo" monthly-income="$1,000" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="73582" amount-requested="$3,500.00" amount-borrowed="$3,500.00" interest-rate="10.28%" application-date="2007-05-27" application-expiration-date="2007-06-10" issued-date="2007-06-16" credit-grade="C1" loan-title="Wedding coming up" loan-description="I am getting married on July 28 and will need another $3,500 to pay the suppliers (catering, hotel, etc.). I would have never thought getting married was such an expensive proposition! Thanks for helping." monthly-payment="$113.39" status="Fully Paid" debt-to-income="10%" remaining-principal="$0.00" payments-to-date="$3,718.40" screen-name="lehcim" city="new york" state="NY" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$15,000" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="73655" amount-requested="$11,000.00" amount-borrowed="$0.00" interest-rate="9.64%" application-date="2007-05-27" application-expiration-date="2007-06-06" issued-date="" credit-grade="B4" loan-title="Want to consolidate my debt" loan-description="I would like to pay off credit cards and other loans while I try to get a job." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="Wes4132" city="Baltimore" state="MD" home-ownership="RENT" current-employer="Powerscore" tenure="1yr 2mo" monthly-income="$1,042" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="74014" amount-requested="$6,450.00" amount-borrowed="$6,450.00" interest-rate="11.22%" application-date="2007-05-27" application-expiration-date="2007-06-16" issued-date="2007-06-16" credit-grade="C4" loan-title="Credit Card Payments" loan-description="I would like to pay off my credit card balances currently of $12,000. I&amp;apos;m paying an interest of 12% and would like to save by paying less interest.
Thanks!" monthly-payment="$211.85" status="Current" debt-to-income="10%" remaining-principal="$4,435.97" payments-to-date="$2,638.35" screen-name="josuehm" city="Atlanta" state="GA" home-ownership="RENT" current-employer="Apto Solutions" tenure="2yr 3mo" monthly-income="$2,667" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="74115" amount-requested="$10,000.00" amount-borrowed="$575.00" interest-rate="10.91%" application-date="2007-05-27" application-expiration-date="2007-06-06" issued-date="" credit-grade="C3" loan-title="NOTIFYi Inc" loan-description="Need to consolidate some debt and invest some money into my S-Corporation titled, NOTIFYi Inc." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="mloftus" city="Arnold" state="MD" home-ownership="OWN" current-employer="NOTIFYi Inc" tenure="0yr 1mo" monthly-income="$1,250" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="74288" amount-requested="$3,900.00" amount-borrowed="$0.00" interest-rate="9.64%" application-date="2007-05-27" application-expiration-date="2007-06-06" issued-date="" credit-grade="B4" loan-title="For Justin." loan-description="I just need something that can help me supplement my income a little, and help me pay off some debt that has accrued over the last few months with rising gas prices and school loans, etc." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="justingrose" city="Marion" state="IN" home-ownership="RENT" current-employer="The Finish Line" tenure="2yr 6mo" monthly-income="$2,208" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="74323" amount-requested="$6,500.00" amount-borrowed="$6,500.00" interest-rate="9.64%" application-date="2007-05-28" application-expiration-date="2007-06-11" issued-date="2007-06-17" credit-grade="B4" loan-title="One-Debt Loan" loan-description="I&amp;apos;m in the military and before I came in I racked up a large credit card debt. With all the different payments to keep track of and extra charges it is really hard to get out from under them. With just one payment a month it would make my life easier, so I can concentrate on my job." monthly-payment="$208.65" status="Late (16-30 days)" debt-to-income="10%" remaining-principal="$4,706.85" payments-to-date="$2,295.15" screen-name="jofa234" city="Colchester" state="CT" home-ownership="RENT" current-employer="Air Force" tenure="0yr 3mo" monthly-income="$1,667" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="74505" amount-requested="$2,000.00" amount-borrowed="$2,000.00" interest-rate="9.96%" application-date="2007-05-28" application-expiration-date="2007-06-11" issued-date="2007-06-17" credit-grade="B5" loan-title="Summer stuff" loan-description="I just need enough money to make it until the fall." monthly-payment="$64.50" status="Current" debt-to-income="10%" remaining-principal="$1,397.64" payments-to-date="$774.00" screen-name="dogaro777" city="pensacola" state="FL" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$500" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="74588" amount-requested="$3,000.00" amount-borrowed="$0.00" interest-rate="9.96%" application-date="2007-05-28" application-expiration-date="2007-06-06" issued-date="" credit-grade="B5" loan-title="title?" loan-description="just something to pay off some credit cards.." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="bpaquette" city="usaf academy" state="CO" home-ownership="RENT" current-employer="air force academy" tenure="4yr 0mo" monthly-income="$833" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="76629" amount-requested="$1,275.00" amount-borrowed="$1,275.00" interest-rate="12.49%" application-date="2007-05-28" application-expiration-date="2007-06-16" issued-date="2007-06-17" credit-grade="D3" loan-title="Credit card debt" loan-description="" monthly-payment="$42.65" status="Late (31-120 days)" debt-to-income="10%" remaining-principal="$933.95" payments-to-date="$469.15" screen-name="mphan3" city="Dorchester" state="MA" home-ownership="RENT" current-employer="Infinitely law group" tenure="1yr 0mo" monthly-income="$3,333" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="76708" amount-requested="$3,900.00" amount-borrowed="$0.00" interest-rate="9.33%" application-date="2007-05-28" application-expiration-date="2007-06-06" issued-date="" credit-grade="B3" loan-title="need to consolidate" loan-description="i need to pay off a few bills and venture in a kids toy
business and  an online lab service,both,of which will be lucrative...i promise to auto-pay the loan from checking acct." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="zeik54" city="rayne" state="LA" home-ownership="OWN" current-employer="AFPLab,Inc" tenure="16yr 6mo" monthly-income="$1,917" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="76775" amount-requested="$3,000.00" amount-borrowed="$1,550.00" interest-rate="10.59%" application-date="2007-05-28" application-expiration-date="2007-06-11" issued-date="" credit-grade="C2" loan-title="Personal Loan" loan-description="" monthly-payment="$0.00" status="Expired" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="sk" city="Emeryville" state="CO" home-ownership="MORTGAGE" current-employer="N/A" tenure="0yr 4mo" monthly-income="$16,667" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77252" amount-requested="$1,000.00" amount-borrowed="$1,000.00" interest-rate="9.64%" application-date="2007-05-28" application-expiration-date="2007-06-11" issued-date="" credit-grade="B4" loan-title="Moving" loan-description="Moving to memphis. Need help with deposits and opening utilities until 1st paycheck arrives." monthly-payment="$32.10" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="mcdmcd" city="Tuscaloosa" state="AL" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$833" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77285" amount-requested="$8,000.00" amount-borrowed="$0.00" interest-rate="9.96%" application-date="2007-05-28" application-expiration-date="2007-06-06" issued-date="" credit-grade="B5" loan-title="Recent College Grad Wants to Pay Off CCs" loan-description="I am a recent college graduate wanting to pay off high interest credit cards.   I would use this loan as a consolidation loan, so that I would have one monthly payment." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="utcgrad" city="Chattanooga" state="TN" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$2,917" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77556" amount-requested="$5,000.00" amount-borrowed="$650.00" interest-rate="10.91%" application-date="2007-05-29" application-expiration-date="2007-06-06" issued-date="" credit-grade="C3" loan-title="2006-2007 College Debt Loan" loan-description="Paying off loans accumulated during the year before they get any worse. I would much rather just have 2 or 3." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="0708aog" city="Springfield" state="MA" home-ownership="RENT" current-employer="Sabis International Charter School" tenure="0yr 0mo" monthly-income="$833" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77680" amount-requested="$5,000.00" amount-borrowed="$0.00" interest-rate="9.96%" application-date="2007-05-29" application-expiration-date="2007-06-06" issued-date="" credit-grade="B5" loan-title="Bills &amp; Vacation" loan-description="$3,000 to pay off credit cards with insanely high rates, and $2,000 just so I can go on vacation with my friends and not have to stay at the hotel because I can&amp;apos;t afford to do anything." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="steelerbear" city="Towson" state="MD" home-ownership="OWN" current-employer="Towson United Methodist Church" tenure="1yr 8mo" monthly-income="$2,083" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77757" amount-requested="$3,000.00" amount-borrowed="$3,000.00" interest-rate="9.33%" application-date="2007-05-29" application-expiration-date="2007-06-12" issued-date="2007-06-18" credit-grade="B3" loan-title="Home improvement" loan-description="For home improvement" monthly-payment="$95.86" status="Current" debt-to-income="10%" remaining-principal="$2,090.53" payments-to-date="$1,150.32" screen-name="tamara" city="Chestnut Hill" state="MA" home-ownership="OWN" current-employer="null" tenure="0yr 0mo" monthly-income="$1,667" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77760" amount-requested="$4,950.00" amount-borrowed="$925.00" interest-rate="10.28%" application-date="2007-05-29" application-expiration-date="2007-06-06" issued-date="" credit-grade="C1" loan-title="Vehicle Purchase/Used Auto" loan-description="I would like to purchase a vehicle, use it over the summer, and sell it/pay off the loan by the beginning of the next school semester" monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="Sameer" city="Burke" state="VA" home-ownership="MORTGAGE" current-employer="Pinnacle Motors" tenure="2yr 6mo" monthly-income="$833" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77792" amount-requested="$3,000.00" amount-borrowed="$3,000.00" interest-rate="9.01%" application-date="2007-05-29" application-expiration-date="2007-06-12" issued-date="2007-06-18" credit-grade="B2" loan-title="Dep4774" loan-description="To pay off credit card and rent for the summer since I graduate at the end of the July." monthly-payment="$95.42" status="Current" debt-to-income="10%" remaining-principal="$2,087.52" payments-to-date="$1,145.04" screen-name="dep4774" city="Manhattan" state="KS" home-ownership="RENT" current-employer="Tanks Tavern" tenure="0yr 8mo" monthly-income="$2,917" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="77915" amount-requested="$12,000.00" amount-borrowed="$0.00" interest-rate="10.91%" application-date="2007-05-29" application-expiration-date="2007-06-12" issued-date="" credit-grade="C3" loan-title="Finish Off College" loan-description="I am going into my last year at DePauw University and I have only barely been making it by financially.  Now I can&amp;apos;t afford to go back unless I can get a 10K loan and my parents refuse to help me by cosigning.   Not to mention that I don&amp;apos;t meet the requirements for an independent filer.  I know things aren&amp;apos;t going to look great but your help is appreciated." monthly-payment="$392.34" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="Simerman.Chris" city="Indianapolis" state="IN" home-ownership="RENT" current-employer="Lowes" tenure="2yr 0mo" monthly-income="$500" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="81085" amount-requested="$10,500.00" amount-borrowed="$10,500.00" interest-rate="11.22%" application-date="2007-05-31" application-expiration-date="2007-06-14" issued-date="2007-06-20" credit-grade="C4" loan-title="roof" loan-description="Replace my existing roof." monthly-payment="$344.87" status="Fully Paid" debt-to-income="19.5%" remaining-principal="$0.00" payments-to-date="$11,212.99" screen-name="Summer" city="West Hartford" state="CT" home-ownership="RENT" current-employer="Town of Plainville" tenure="4yr 0mo" monthly-income="$5,000" fico-range="740-759" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="81682" amount-requested="$2,100.00" amount-borrowed="$2,100.00" interest-rate="10.28%" application-date="2007-06-01" application-expiration-date="2007-06-15" issued-date="" credit-grade="C1" loan-title="A clean sweep before buying a new house" loan-description="It doesn&amp;apos;t sound like that much, granted: $1,750. And yet, with $1,750, I will be in a better position to get most of my life back on track.

Here&amp;apos;s how:

I have one credit card, an Amazon.com credit card, with a $1,000 limit that I&amp;apos;m $12 away from. I also owe my therapist $750, which she is kindly allowing me to repay over a period of time.

That&amp;apos;s it, really, for my debt. And yet, it is presenting a considerable roadblock.

My partner and I are looking to buy our first house (I *know*: gay, insolvent, *and* just out of therapy? I bet you&amp;apos;re wishing I were single...), and our realtor had us meet with a mortgage lender. He ran both of our credit scores. My partner&amp;apos;s scores are &amp;quot;phenomenal&amp;quot; -- mine, well, need some work.

I don&amp;apos;t have bad credit. I just have a &amp;quot;limited credit history.&amp;quot; The realtor said that if I had a couple of more lines of credit, it would boost my score up to a point where mortgage lenders would give us better mortgages. &amp;quot;Go get a couple of credit cards,&amp;quot; he said, in much the way Scarlett blew off the Civil War before she found herself in an awful lot of unflattering gray dresses.

I&amp;apos;ve applied for several credit cards, and I have been turned down for all of them because of my &amp;quot;limited credit history.&amp;quot; (Which, actually, is a step up from my &amp;quot;tragic credit history&amp;quot; of 10 years ago.) And, as I learned from my bank ( Chevy Chase ): every time I apply for a card and I&amp;apos;m turned down, it lowers my score. Every time I apply for a card and they access my credit history, it lowers my score. And, the fact that I have the one credit card that&amp;apos;s $12 away from the limit -- that, too, lowers my credit score.

So -- that $1,750 I mentioned.

With that money, I could pay off the Amazon.com credit card and my therapist. I would be entirely, basically, debt free. With no load on the Amazon.com card, my score should go up a little. This would allow me to apply for -- and receive -- the two other lines of credit that the mortgage broker suggested I have. With my healthy new respect for credit and credit limits, I would charge small things, pay them off, and increase my score even more, which means that when my partner and I finally find a house that isn&amp;apos;t eleventy million dollars, we might have a chance of getting a loan that will help us pay for it.

Again -- I know it&amp;apos;s not a lot of money that I&amp;apos;m asking for, which almost makes it seem not terribly urgent. I also don&amp;apos;t need it to start a new life as I rise from the ashes of some domestic tragedy.

But it would help me. A lot. And I would be not only in your fiscal debt, but in your karmic debt as well. And, whoever is kind enough to read this and think, &amp;quot;Heck, yeah! I&amp;apos;ll give that guy a break!&amp;quot; -- you&amp;apos;re totally invited to our housewarming party. There will be s&amp;apos;mores. You&amp;apos;ll love it.

I appreciate whatever time you took to read this. And I hope I prove compelling enough to help." monthly-payment="$68.03" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="mbevel2002" city="Rockville" state="MD" home-ownership="RENT" current-employer="Kaulkin Ginsberg Company" tenure="1yr 8mo" monthly-income="$3,417" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="83185" amount-requested="$1,000.00" amount-borrowed="$1,000.00" interest-rate="7.12%" application-date="2007-06-02" application-expiration-date="2007-06-16" issued-date="2007-06-22" credit-grade="A1" loan-title="Lowering My Interest Costs" loan-description="I have a couple of credit cards and I am trying to borrow at lower overall rates." monthly-payment="$30.93" status="Current" debt-to-income="1.1%" remaining-principal="$663.00" payments-to-date="$402.09" screen-name="Fish" city="New York" state="NY" home-ownership="RENT" current-employer="Mana Products" tenure="6yr 2mo" monthly-income="$4,167" fico-range="760-779" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="83489" amount-requested="$2,600.00" amount-borrowed="$2,600.00" interest-rate="8.38%" application-date="2007-06-02" application-expiration-date="2007-06-16" issued-date="2007-06-22" credit-grade="A5" loan-title="Credit card refinancing" loan-description="I would like to refinance my credit card debt to recieve a better rate on the money I owe." monthly-payment="$81.93" status="Current" debt-to-income="6.46%" remaining-principal="$1,734.71" payments-to-date="$1,065.09" screen-name="nedillon" city="Brighton" state="CO" home-ownership="MORTGAGE" current-employer="College Pro Painters" tenure="3yr 0mo" monthly-income="$542" fico-range="720-739" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="83969" amount-requested="$5,000.00" amount-borrowed="$25.00" interest-rate="7.43%" application-date="2007-06-03" application-expiration-date="2007-06-17" issued-date="" credit-grade="A2" loan-title="Home improvement for new house" loan-description="I will use this money to renovate some rooms and furnish the baby room." monthly-payment="$0.00" status="Expired" debt-to-income="0.14%" remaining-principal="" payments-to-date="$0.00" screen-name="gerson" city="Hoboken" state="NJ" home-ownership="MORTGAGE" current-employer="n/a" tenure="2yr 1mo" monthly-income="$19,167" fico-range="760-779" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="83979" amount-requested="$3,000.00" amount-borrowed="$3,000.00" interest-rate="7.43%" application-date="2007-06-03" application-expiration-date="2007-06-17" issued-date="2007-06-23" credit-grade="A2" loan-title="Moving Expenses  for relocation" loan-description="Need to relocate this money will help before I start my new job" monthly-payment="$93.23" status="Fully Paid" debt-to-income="0.39%" remaining-principal="-$0.01" payments-to-date="$3,119.69" screen-name="K" city="Hoboken" state="NJ" home-ownership="MORTGAGE" current-employer="NC" tenure="1yr 6mo" monthly-income="$6,667" fico-range="780-799" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="84098" amount-requested="$2,500.00" amount-borrowed="$2,500.00" interest-rate="7.43%" application-date="2007-06-03" application-expiration-date="2007-06-17" issued-date="2007-06-23" credit-grade="A2" loan-title="vacation loan" loan-description="loan to cover summer travel" monthly-payment="$77.69" status="Fully Paid" debt-to-income="10.36%" remaining-principal="-$0.01" payments-to-date="$2,599.74" screen-name="esper_tovar" city="Cincinnati" state="OH" home-ownership="MORTGAGE" current-employer="U.S. Bank" tenure="9yr 0mo" monthly-income="$5,552" fico-range="780-799" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="84456" amount-requested="$2,500.00" amount-borrowed="$975.00" interest-rate="9.33%" application-date="2007-06-04" application-expiration-date="2007-06-18" issued-date="" credit-grade="B3" loan-title="Jonelle&amp;apos;s Study Abroad" loan-description="I need the money to help with my expenses while I am studying in London for the summer." monthly-payment="$0.00" status="Removed" debt-to-income="10%" remaining-principal="" payments-to-date="$0.00" screen-name="nelle85" city="Brooklyn" state="NY" home-ownership="RENT" current-employer="Guidance Staffing- University Hopstial of Brooklyn" tenure="0yr 2mo" monthly-income="$917" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="84670" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.75%" application-date="2007-06-04" application-expiration-date="2007-06-18" issued-date="2007-06-24" credit-grade="A3" loan-title="Indonesia Underwater Photography" loan-description="I want to follow my dream of photographing the wonderful underwater sights of Komodo and Sulawesi." monthly-payment="$156.10" status="Current" debt-to-income="5.38%" remaining-principal="$3,325.50" payments-to-date="$2,029.30" screen-name="NOLA_Shopper" city="New Orleans" state="LA" home-ownership="MORTGAGE" current-employer="Diamond Management and Technology Consultants" tenure="10yr 0mo" monthly-income="$25,000" fico-range="740-759" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="85675" amount-requested="$1,000.00" amount-borrowed="$1,000.00" interest-rate="14.07%" application-date="2007-06-05" application-expiration-date="2007-06-19" issued-date="2007-06-25" credit-grade="E3" loan-title="Paying down high interest credit cards" loan-description="I have been working hard over the last few years to pay down my credit card debt.  Just need a little more help getting rid of a few high interest cards." monthly-payment="$34.21" status="Current" debt-to-income="16.27%" remaining-principal="$685.72" payments-to-date="$444.73" screen-name="deelema" city="mullica hill" state="NJ" home-ownership="RENT" current-employer="Macy&amp;apos;s" tenure="10yr 1mo" monthly-income="$2,083" fico-range="640-659" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="85781" amount-requested="$1,400.00" amount-borrowed="$1,400.00" interest-rate="10.91%" application-date="2007-06-06" application-expiration-date="2007-06-20" issued-date="2007-06-26" credit-grade="C3" loan-title="Starting a new job in a new city" loan-description="I&amp;apos;m starting full-time work as a programmer with Stanford University in a few weeks, but I need to move  before my first paycheck. Most of the money will go to the deposit and first month&amp;apos;s rent on an apartment." monthly-payment="$45.77" status="Current" debt-to-income="8.61%" remaining-principal="$982.57" payments-to-date="$549.24" screen-name="michaelpabst" city="Columbia" state="MO" home-ownership="RENT" current-employer="Stanford University Libraries, LOCKSS Project" tenure="0yr 6mo" monthly-income="$3,333" fico-range="660-679" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="85818" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="11.22%" application-date="2007-06-06" application-expiration-date="2007-06-20" issued-date="2007-06-26" credit-grade="C4" loan-title="Credit Card" loan-description="Getting my credit card debt paid off without having to worry about the high interest rate I am currently paying." monthly-payment="$164.22" status="Current" debt-to-income="3.51%" remaining-principal="$3,382.67" payments-to-date="$2,134.86" screen-name="LynnePeace" city="Lafayette" state="NJ" home-ownership="RENT" current-employer="Compensation Solutions" tenure="1yr 0mo" monthly-income="$2,333" fico-range="660-679" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="85961" amount-requested="$1,200.00" amount-borrowed="$1,200.00" interest-rate="9.01%" application-date="2007-06-06" application-expiration-date="2007-06-20" issued-date="2007-06-26" credit-grade="B2" loan-title="College Debt Consolidation" loan-description="I am one month away from starting my new job in Austin.  I recently graduated from the University of Texas at Austin&amp;apos;s McCombs School of Business with a degree in Marketing.  I am an account manager with Class-ic Components.  I need a bridge loan until mid-July when I begin work." monthly-payment="$38.17" status="Current" debt-to-income="3.27%" remaining-principal="$834.98" payments-to-date="$458.04" screen-name="jvarg007" city="Austin" state="TX" home-ownership="RENT" current-employer="Classic Components" tenure="0yr 0mo" monthly-income="$3,000" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="86574" amount-requested="$20,000.00" amount-borrowed="$600.00" interest-rate="12.80%" application-date="2007-06-06" application-expiration-date="2007-06-20" issued-date="" credit-grade="D4" loan-title="Back To School" loan-description="At 18 years old, I have been asked to leave my house, and have been cut off from my parents.  Consequently, I have had to drop out as a full time student at Rutgers University, find an apartment, and find jobs that enable me to cover living expenses, as well as save up to return to college.

An education is very important in this country, and without it one could easily and quickly fall behind in our society.  

The borrowed money would be used to secure an apartment for me, as well as cover immediate neccessary expenses, while I work to save up money for college.  Taking a loan that I could pay back in moderation would take the pressure off of me to make the large amounts of money needed for an education in the short time period in which I have to go back to school without missing too many semesters (Each missed semester statistically decreases the likelihood that a college drop out with have the time, money, or motivation to return to college)." monthly-payment="$0.00" status="Removed" debt-to-income="0.4%" remaining-principal="" payments-to-date="$0.00" screen-name="bizarboy" city="Basking Ridge" state="NJ" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$2,500" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="87023" amount-requested="$7,500.00" amount-borrowed="$7,500.00" interest-rate="13.75%" application-date="2007-06-07" application-expiration-date="2007-06-21" issued-date="2007-06-27" credit-grade="E2" loan-title="Consolidation Loan" loan-description="I plan to consolidate over $7,000 of debt: a combination of credit cards and student loans." monthly-payment="$255.42" status="Current" debt-to-income="14.29%" remaining-principal="$5,135.37" payments-to-date="$3,320.46" screen-name="Kingtrite" city="Attleboro" state="MA" home-ownership="OWN" current-employer="Evergreen Center" tenure="0yr 9mo" monthly-income="$1,833" fico-range="660-679" earliest-credit-line="2003-10-27" open-credit-lines="7" total-credit-lines="8" revolving-credit-balance="4175" revolving-line-utilization="51.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="11" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="88046" amount-requested="$4,400.00" amount-borrowed="$4,400.00" interest-rate="9.64%" application-date="2007-06-09" application-expiration-date="2007-06-23" issued-date="2007-06-29" credit-grade="B4" loan-title="VISA" loan-description="" monthly-payment="$141.24" status="Current" debt-to-income="3.72%" remaining-principal="$3,070.54" payments-to-date="$1,694.88" screen-name="icon256" city="brick" state="NJ" home-ownership="MORTGAGE" current-employer="Brick Township board of education" tenure="2yr 5mo" monthly-income="$2,500" fico-range="680-699" earliest-credit-line="2004-07-24" open-credit-lines="4" total-credit-lines="5" revolving-credit-balance="3493" revolving-line-utilization="63.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="United States" previous-employers="" education="" associations="A tribute to those who passed at the Virginia Tech Shooting.,Jersey Shore, NJ,The Circle of Trust,Brick, NJ,The Wolf Bayley Rock Show,Shippensburg,Ocean County" code="" />
<loan id="88637" amount-requested="$6,000.00" amount-borrowed="$6,000.00" interest-rate="10.59%" application-date="2007-06-10" application-expiration-date="2007-06-24" issued-date="2007-06-30" credit-grade="C2" loan-title="Debt consolidation" loan-description="Hi, I am a graduate student working full-time to repay credit card loans incurred for living expenses.  A $5000 loan would allow me to consolidate my debt into one fixed monthly rate." monthly-payment="$195.28" status="Current" debt-to-income="12.9%" remaining-principal="$4,204.87" payments-to-date="$2,343.36" screen-name="student" city="New Haven" state="CT" home-ownership="RENT" current-employer="Yale University" tenure="0yr 1mo" monthly-income="$1,667" fico-range="680-699" earliest-credit-line="1996-01-09" open-credit-lines="5" total-credit-lines="6" revolving-credit-balance="13660" revolving-line-utilization="66%" inquiries-in-the-last-6-months="4" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="45" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="88927" amount-requested="$17,000.00" amount-borrowed="$725.00" interest-rate="17.22%" application-date="2007-06-10" application-expiration-date="2007-06-24" issued-date="" credit-grade="G3" loan-title="Consolidating credit cards" loan-description="Getting a loan to consolidate my credit cards at a better rate" monthly-payment="$0.00" status="Removed" debt-to-income="5.96%" remaining-principal="" payments-to-date="$0.00" screen-name="alex" city="Baltimore" state="MD" home-ownership="RENT" current-employer="Self Employed" tenure="5yr 0mo" monthly-income="$2,500" fico-range="640-659" earliest-credit-line="1998-10-25" open-credit-lines="6" total-credit-lines="20" revolving-credit-balance="7721" revolving-line-utilization="82.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="24" public-records-on-file="1" months-since-last-record="26" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="89258" amount-requested="$2,000.00" amount-borrowed="$2,000.00" interest-rate="7.12%" application-date="2007-06-11" application-expiration-date="2007-06-25" issued-date="2007-07-01" credit-grade="A1" loan-title="Miscellanious" loan-description="" monthly-payment="$61.86" status="Current" debt-to-income="5.6%" remaining-principal="$1,379.68" payments-to-date="$742.32" screen-name="flower" city="Cos Cob" state="CT" home-ownership="MORTGAGE" current-employer="Tzigane Inc" tenure="8yr 0mo" monthly-income="$12,500" fico-range="800-819" earliest-credit-line="1984-03-13" open-credit-lines="7" total-credit-lines="16" revolving-credit-balance="150786" revolving-line-utilization="2.2%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="90106" amount-requested="$10,000.00" amount-borrowed="$10,000.00" interest-rate="14.70%" application-date="2007-06-12" application-expiration-date="2007-06-26" issued-date="2007-07-02" credit-grade="E5" loan-title="paying for medical school help" loan-description="" monthly-payment="$345.18" status="Current" debt-to-income="7.22%" remaining-principal="$7,135.23" payments-to-date="$4,142.16" screen-name="devonanderson" city="Duluth" state="GA" home-ownership="RENT" current-employer="GA-PCOM" tenure="1yr 0mo" monthly-income="$4,167" fico-range="640-659" earliest-credit-line="1999-09-22" open-credit-lines="14" total-credit-lines="20" revolving-credit-balance="10025" revolving-line-utilization="85%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="1" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="90376" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.43%" application-date="2007-06-12" application-expiration-date="2007-06-26" issued-date="2007-07-02" credit-grade="A2" loan-title="JAL Loan" loan-description="" monthly-payment="$155.38" status="Fully Paid" debt-to-income="3.72%" remaining-principal="-$0.01" payments-to-date="$5,173.20" screen-name="Laguna" city="Rockville" state="MD" home-ownership="MORTGAGE" current-employer="null" tenure="0yr 0mo" monthly-income="$16,667" fico-range="800-819" earliest-credit-line="1988-11-19" open-credit-lines="17" total-credit-lines="26" revolving-credit-balance="85607" revolving-line-utilization="0.7%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="90395" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="8.07%" application-date="2007-06-12" application-expiration-date="2007-06-26" issued-date="2007-07-02" credit-grade="A4" loan-title="MBA Loan Consolidation" loan-description="" monthly-payment="$156.84" status="Fully Paid" debt-to-income="2.3%" remaining-principal="$0.00" payments-to-date="$5,271.05" screen-name="MGDesousa" city="Framingham" state="MA" home-ownership="MORTGAGE" current-employer="null" tenure="0yr 0mo" monthly-income="$8,333" fico-range="740-759" earliest-credit-line="1998-10-28" open-credit-lines="11" total-credit-lines="20" revolving-credit-balance="9698" revolving-line-utilization="19.4%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="90665" amount-requested="$8,500.00" amount-borrowed="$8,500.00" interest-rate="10.28%" application-date="2007-06-13" application-expiration-date="2007-06-27" issued-date="2007-07-03" credit-grade="C1" loan-title="Retiring credit card debt" loan-description="The rate of interest and fees incurred by carrying a balance on my credit card are so outrageous at this point that continuing to pay them is patently bad financial thinking.  I wish to redirect my efforts at retiring my debt via another more-reasonable means.  

I have sufficient funds to direct to this end on a monthly basis, and have simply gotten tired of their being gobbled up by interest and fees." monthly-payment="$275.37" status="Current" debt-to-income="6.4%" remaining-principal="$5,948.61" payments-to-date="$3,304.44" screen-name="Radiothermal" city="Greensboro" state="NC" home-ownership="RENT" current-employer="Squarewave Solutions, Ltd." tenure="3yr 11mo" monthly-income="$1,500" fico-range="680-699" earliest-credit-line="1986-12-30" open-credit-lines="6" total-credit-lines="9" revolving-credit-balance="8847" revolving-line-utilization="26.9%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="5" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="91023" amount-requested="$1,900.00" amount-borrowed="$1,900.00" interest-rate="9.64%" application-date="2007-06-13" application-expiration-date="2007-06-27" issued-date="2007-07-03" credit-grade="B4" loan-title="Consolidate credit cards" loan-description="Need to consolidate the credit cards - there had been few unexpected expenses that came up.  I will be getting a new job soon and will be able to pay it back." monthly-payment="$60.99" status="Fully Paid" debt-to-income="10%" remaining-principal="$0.00" payments-to-date="$1,998.56" screen-name="moisha" city="Weston" state="FL" home-ownership="MORTGAGE" current-employer="Scheduall" tenure="1yr 3mo" monthly-income="$8,333" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="91043" amount-requested="$5,000.00" amount-borrowed="$975.00" interest-rate="7.75%" application-date="2007-06-13" application-expiration-date="2007-06-27" issued-date="" credit-grade="A3" loan-title="Promo Loan" loan-description="" monthly-payment="$0.00" status="Expired" debt-to-income="0.22%" remaining-principal="" payments-to-date="$0.00" screen-name="vijay" city="Seattle" state="WA" home-ownership="MORTGAGE" current-employer="Microsoft Corporation" tenure="3yr 0mo" monthly-income="$6,667" fico-range="740-759" earliest-credit-line="2001-06-15" open-credit-lines="3" total-credit-lines="6" revolving-credit-balance="942" revolving-line-utilization="4.2%" inquiries-in-the-last-6-months="4" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="91126" amount-requested="$5,350.00" amount-borrowed="$5,350.00" interest-rate="13.12%" application-date="2007-06-13" application-expiration-date="2007-06-27" issued-date="2007-07-03" credit-grade="D5" loan-title="I need to pay off my parents for my car." loan-description="" monthly-payment="$180.57" status="Current" debt-to-income="15%" remaining-principal="$3,791.42" payments-to-date="$2,166.84" screen-name="kelseyhorner" city="Asbury" state="NJ" home-ownership="OWN" current-employer="Clinton Shop Rite of Hunterdon County" tenure="1yr 9mo" monthly-income="$333" fico-range="660-679" earliest-credit-line="2006-12-16" open-credit-lines="1" total-credit-lines="1" revolving-credit-balance="0" revolving-line-utilization="" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="91175" amount-requested="$6,000.00" amount-borrowed="$6,000.00" interest-rate="13.12%" application-date="2007-06-13" application-expiration-date="2007-06-27" issued-date="2007-07-03" credit-grade="D5" loan-title="Credit Card" loan-description="" monthly-payment="$202.51" status="Current" debt-to-income="4.4%" remaining-principal="$4,252.04" payments-to-date="$2,430.12" screen-name="saintdevout" city="syracuse" state="NY" home-ownership="RENT" current-employer="SUNY- ESF" tenure="2yr 10mo" monthly-income="$1,000" fico-range="640-659" earliest-credit-line="2004-12-26" open-credit-lines="15" total-credit-lines="16" revolving-credit-balance="5251" revolving-line-utilization="49.3%" inquiries-in-the-last-6-months="9" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="91911" amount-requested="$5,000.00" amount-borrowed="$0.00" interest-rate="7.43%" application-date="2007-06-14" application-expiration-date="2007-06-28" issued-date="" credit-grade="A2" loan-title="Refinance Master Card" loan-description="I&amp;apos;d like to refinance my credit card to lower the interest I pay monthly" monthly-payment="$0.00" status="Expired" debt-to-income="3.77%" remaining-principal="" payments-to-date="$0.00" screen-name="Jhovanny" city="Miami" state="FL" home-ownership="OWN" current-employer="Nedra Business Inc" tenure="1yr 6mo" monthly-income="$12,500" fico-range="760-779" earliest-credit-line="1997-11-04" open-credit-lines="3" total-credit-lines="9" revolving-credit-balance="30119" revolving-line-utilization="81.9%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92187" amount-requested="$2,500.00" amount-borrowed="$2,500.00" interest-rate="8.07%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="A4" loan-title="Home Improvement" loan-description="Our current gutter system on our home is old and in need of repair.  

We will be using the borrowed funds to replace the gutter system on our home." monthly-payment="$78.42" status="Current" debt-to-income="11.33%" remaining-principal="$1,732.64" payments-to-date="$941.04" screen-name="PMJ7671" city="Lakewood" state="CO" home-ownership="MORTGAGE" current-employer="FiSite Research" tenure="4yr 10mo" monthly-income="$9,167" fico-range="760-779" earliest-credit-line="1990-11-11" open-credit-lines="13" total-credit-lines="40" revolving-credit-balance="7274" revolving-line-utilization="13.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92402" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="8.70%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="B1" loan-title="Reduce Credit Card Debt" loan-description="I&amp;apos;d like to shift some credit card debt so it has a lower interest rate." monthly-payment="$158.29" status="Current" debt-to-income="15.55%" remaining-principal="$3,475.55" payments-to-date="$1,899.48" screen-name="awolfers" city="Evergreen" state="CO" home-ownership="MORTGAGE" current-employer="A. F. Wolfers, Inc." tenure="5yr 7mo" monthly-income="$6,250" fico-range="740-759" earliest-credit-line="1994-05-24" open-credit-lines="10" total-credit-lines="29" revolving-credit-balance="66033" revolving-line-utilization="23%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92507" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.43%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="A2" loan-title="My Credit Card Loan" loan-description="" monthly-payment="$155.38" status="Current" debt-to-income="0.31%" remaining-principal="$3,455.19" payments-to-date="$1,864.56" screen-name="gpbegolli" city="Madison" state="WI" home-ownership="OWN" current-employer="Rush Univ Med Grp" tenure="2yr 0mo" monthly-income="$7,083" fico-range="780-799" earliest-credit-line="1997-10-05" open-credit-lines="7" total-credit-lines="19" revolving-credit-balance="216" revolving-line-utilization="0.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92533" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="11.22%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="C4" loan-title="P&amp;apos;s Family Credit Loan" loan-description="" monthly-payment="$164.22" status="Current" debt-to-income="1.21%" remaining-principal="$3,515.73" payments-to-date="$1,970.64" screen-name="Gardens" city="Madison" state="WI" home-ownership="OWN" current-employer="Self-Employeed" tenure="0yr 0mo" monthly-income="$6,667" fico-range="660-679" earliest-credit-line="1996-07-12" open-credit-lines="15" total-credit-lines="29" revolving-credit-balance="27185" revolving-line-utilization="16.1%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="1" months-since-last-record="44" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92552" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="9.96%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="B5" loan-title="Tito5000" loan-description="I would like to pay off my high-interest credit card debts and have a single payment to make every month" monthly-payment="$161.24" status="Current" debt-to-income="8.03%" remaining-principal="$3,495.69" payments-to-date="$1,934.88" screen-name="Tito" city="Weston" state="FL" home-ownership="MORTGAGE" current-employer="Millenium Group" tenure="4yr 0mo" monthly-income="$4,000" fico-range="700-719" earliest-credit-line="1995-08-17" open-credit-lines="6" total-credit-lines="6" revolving-credit-balance="28329" revolving-line-utilization="48.6%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92666" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="9.33%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="B3" loan-title="home improvment loan" loan-description="Need a loan to make some home improvments" monthly-payment="$159.76" status="Current" debt-to-income="11.93%" remaining-principal="$3,485.65" payments-to-date="$1,917.12" screen-name="tn" city="Oconomowoc" state="WI" home-ownership="MORTGAGE" current-employer="Stark and Roth Inc" tenure="2yr 3mo" monthly-income="$15,000" fico-range="700-719" earliest-credit-line="1995-02-19" open-credit-lines="16" total-credit-lines="38" revolving-credit-balance="60568" revolving-line-utilization="39.2%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92676" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="8.07%" application-date="2007-06-15" application-expiration-date="2007-06-29" issued-date="2007-07-05" credit-grade="A4" loan-title="remodelin my kitchen" loan-description="Need a loan to remodel my kitchen" monthly-payment="$156.84" status="Current" debt-to-income="5.55%" remaining-principal="$3,465.37" payments-to-date="$1,881.99" screen-name="sh" city="Oconomowoc" state="WI" home-ownership="MORTGAGE" current-employer="null" tenure="0yr 0mo" monthly-income="$15,000" fico-range="740-759" earliest-credit-line="1996-06-13" open-credit-lines="12" total-credit-lines="39" revolving-credit-balance="40934" revolving-line-utilization="26.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="93055" amount-requested="$2,000.00" amount-borrowed="$2,000.00" interest-rate="12.80%" application-date="2007-06-16" application-expiration-date="2007-06-30" issued-date="2007-07-06" credit-grade="D4" loan-title="Financial reorganization" loan-description="Reorganizing my finances, consolidating credit card debt in order to lower my total expenses and eventually get rid of a couple of my credit cards" monthly-payment="$67.20" status="Current" debt-to-income="3.48%" remaining-principal="$1,416.19" payments-to-date="$806.40" screen-name="jrabbott1" city="Harrisburg" state="NC" home-ownership="OWN" current-employer="Signs by Tomorrow" tenure="0yr 3mo" monthly-income="$833" fico-range="640-659" earliest-credit-line="2004-04-02" open-credit-lines="2" total-credit-lines="4" revolving-credit-balance="571" revolving-line-utilization="61.9%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="4" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="93061" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.43%" application-date="2007-06-16" application-expiration-date="2007-06-30" issued-date="2007-07-06" credit-grade="A2" loan-title="My Loan" loan-description="This is a loan to help pay for other education loans at higher rates" monthly-payment="$155.38" status="Current" debt-to-income="2.29%" remaining-principal="$3,455.19" payments-to-date="$1,864.56" screen-name="vdor" city="Framingham" state="MA" home-ownership="MORTGAGE" current-employer="MetraTech" tenure="8yr 1mo" monthly-income="$10,000" fico-range="760-779" earliest-credit-line="1997-10-06" open-credit-lines="8" total-credit-lines="16" revolving-credit-balance="8379" revolving-line-utilization="16.9%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="93277" amount-requested="$3,000.00" amount-borrowed="$3,000.00" interest-rate="8.70%" application-date="2007-06-17" application-expiration-date="2007-07-01" issued-date="2007-07-07" credit-grade="B1" loan-title="Home Based Bakery" loan-description="I started baking rolls and breads for family and friends from my home kitchen for parties and special occasions. People loved my baked goodies so much, that they began ordering on a more regular basis. Recently, I have had to turn down some orders because my little dough maker and conventional oven are not enough. 

I plan to use the borrowed money to buy an industrial oven and a bigger dough mixer, which would make my job easier. I foresee these additions would double my production, and my business would really take off." monthly-payment="$94.98" status="Current" debt-to-income="14.54%" remaining-principal="$2,085.26" payments-to-date="$1,139.76" screen-name="Ianna" city="Ashland" state="MA" home-ownership="MORTGAGE" current-employer="null" tenure="0yr 0mo" monthly-income="$2,083" fico-range="740-759" earliest-credit-line="2000-09-21" open-credit-lines="10" total-credit-lines="13" revolving-credit-balance="3660" revolving-line-utilization="7.8%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="94406" amount-requested="$6,725.00" amount-borrowed="$6,725.00" interest-rate="13.12%" application-date="2007-06-18" application-expiration-date="2007-07-02" issued-date="2007-07-08" credit-grade="D5" loan-title="Debt Consolidation" loan-description="I am wanting to consolidate debt so that I only have one payment to make.  

I work full time, plus own a small side business.  I can make the payments for everything currently, but would like to have one payment and make it simpler." monthly-payment="$226.98" status="Current" debt-to-income="13.16%" remaining-principal="$4,768.62" payments-to-date="$2,723.76" screen-name="MarkMo3363" city="Jefferson City" state="MO" home-ownership="MORTGAGE" current-employer="MCHCP" tenure="11yr 2mo" monthly-income="$5,000" fico-range="660-679" earliest-credit-line="1991-05-13" open-credit-lines="10" total-credit-lines="32" revolving-credit-balance="5513" revolving-line-utilization="88.9%" inquiries-in-the-last-6-months="9" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="1" months-since-last-record="38" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="94517" amount-requested="$5,400.00" amount-borrowed="$1,525.00" interest-rate="13.12%" application-date="2007-06-18" application-expiration-date="2007-07-02" issued-date="" credit-grade="D5" loan-title="TradeCorp" loan-description="Initial cashflow to jump-start operations on small scale" monthly-payment="$0.00" status="Expired" debt-to-income="3.8%" remaining-principal="" payments-to-date="$0.00" screen-name="gth158a" city="Atlanta" state="GA" home-ownership="RENT" current-employer="MetroPower" tenure="2yr 0mo" monthly-income="$1,000" fico-range="640-659" earliest-credit-line="2004-08-29" open-credit-lines="6" total-credit-lines="7" revolving-credit-balance="2624" revolving-line-utilization="29.2%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="10" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="94838" amount-requested="$3,000.00" amount-borrowed="$3,000.00" interest-rate="10.28%" application-date="2007-06-19" application-expiration-date="2007-07-03" issued-date="2007-07-09" credit-grade="C1" loan-title="Roofdeck for my new NYC apartment" loan-description="I bought a few months ago a cool duplex in the fast gentrifying Harlem neigborhood in Manhattan.  The apartment comes with a private roofdeck, which I&amp;apos;d like to improve.  Since Summer is here, I would like to do this now... Lending Club sounds like a great way of getting a loan without having to go through a bank, so I&amp;apos;m curious to see what I can get.  I&amp;apos;m highly educated, professionally successful and financially stable, just interested in exploring alternative financing options." monthly-payment="$97.19" status="Current" debt-to-income="0%" remaining-principal="$2,100.42" payments-to-date="$1,166.28" screen-name="Matt_T" city="New York" state="NY" home-ownership="MORTGAGE" current-employer="Oracle" tenure="2yr 0mo" monthly-income="$16,667" fico-range="660-679" earliest-credit-line="1997-02-11" open-credit-lines="5" total-credit-lines="8" revolving-credit-balance="0" revolving-line-utilization="0%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="19" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="95198" amount-requested="$20,000.00" amount-borrowed="$20,000.00" interest-rate="15.01%" application-date="2007-06-20" application-expiration-date="2007-07-04" issued-date="2007-07-10" credit-grade="F1" loan-title="lending" loan-description="refinancing" monthly-payment="$693.44" status="Late (16-30 days)" debt-to-income="3.11%" remaining-principal="$14,807.96" payments-to-date="$7,627.84" screen-name="kelly_hung" city="weston" state="FL" home-ownership="OWN" current-employer="hf palm corp" tenure="3yr 0mo" monthly-income="$6,667" fico-range="660-679" earliest-credit-line="1997-09-10" open-credit-lines="5" total-credit-lines="6" revolving-credit-balance="7883" revolving-line-utilization="59.3%" inquiries-in-the-last-6-months="6" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="2" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="95250" amount-requested="$10,000.00" amount-borrowed="$10,000.00" interest-rate="10.59%" application-date="2007-06-20" application-expiration-date="2007-07-04" issued-date="2007-07-10" credit-grade="C2" loan-title="Tired Of Balance Transfer Game" loan-description="After playing the balance transfer game for a few years, I would like to obtain a structured loan with a decent interest rate to pay down credit card debt." monthly-payment="$325.46" status="Fully Paid" debt-to-income="17.96%" remaining-principal="$0.00" payments-to-date="$10,717.46" screen-name="mak" city="Cheyenne" state="WY" home-ownership="MORTGAGE" current-employer="null" tenure="2yr 0mo" monthly-income="$4,583" fico-range="720-739" earliest-credit-line="1998-10-05" open-credit-lines="11" total-credit-lines="45" revolving-credit-balance="6559" revolving-line-utilization="24.8%" inquiries-in-the-last-6-months="5" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="96350" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="11.22%" application-date="2007-06-21" application-expiration-date="2007-07-05" issued-date="2007-07-11" credit-grade="C4" loan-title="Stupid credit cards!" loan-description="Bank of America increased my interest rate from 9% to a whopping 29.9% even though I&amp;apos;ve never had a late payment in the past four years.  Is that even legal?

If I could get a loan at a decent rate, it would help out alot (heck, even 18% is better than 29.9%)." monthly-payment="$164.22" status="Current" debt-to-income="18.64%" remaining-principal="$3,515.73" payments-to-date="$1,970.64" screen-name="herradura" city="Savannah" state="GA" home-ownership="OWN" current-employer="Self-employed" tenure="2yr 0mo" monthly-income="$2,500" fico-range="700-719" earliest-credit-line="1993-04-05" open-credit-lines="10" total-credit-lines="12" revolving-credit-balance="15840" revolving-line-utilization="47.1%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="96844" amount-requested="$5,300.00" amount-borrowed="$5,300.00" interest-rate="8.38%" application-date="2007-06-21" application-expiration-date="2007-07-05" issued-date="2007-07-11" credit-grade="A5" loan-title="Refinance for better rate" loan-description="Pay off higher rate credit card debt. It is a fixed rate at 12% and the only card I use." monthly-payment="$167.02" status="Current" debt-to-income="14.37%" remaining-principal="$3,678.62" payments-to-date="$2,004.24" screen-name="4Borrowing" city="Martinsville" state="IN" home-ownership="MORTGAGE" current-employer="Peerless Pump Company" tenure="7yr 10mo" monthly-income="$6,167" fico-range="780-799" earliest-credit-line="1992-02-09" open-credit-lines="15" total-credit-lines="29" revolving-credit-balance="6844" revolving-line-utilization="14.4%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="97606" amount-requested="$10,500.00" amount-borrowed="$4,000.00" interest-rate="16.91%" application-date="2007-06-22" application-expiration-date="2007-07-06" issued-date="2007-07-12" credit-grade="G2" loan-title="refi" loan-description="i need refi and consolidate my debts" monthly-payment="$142.43" status="Current" debt-to-income="19.62%" remaining-principal="$2,883.27" payments-to-date="$1,709.16" screen-name="Lincoln1026" city="plantation" state="FL" home-ownership="RENT" current-employer="VUTEC, CORP" tenure="5yr 0mo" monthly-income="$5,667" fico-range="640-659" earliest-credit-line="2001-12-20" open-credit-lines="7" total-credit-lines="11" revolving-credit-balance="1943" revolving-line-utilization="25.6%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="6" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="98276" amount-requested="$5,400.00" amount-borrowed="$5,400.00" interest-rate="7.75%" application-date="2007-06-23" application-expiration-date="2007-07-07" issued-date="2007-07-13" credit-grade="A3" loan-title="Help with college expenses" loan-description="The main purpose of this loan is for college expenses, gas, and food. I currently have a part-time job but I am not making enough money to fully cover my college expenses. I am an Accounting major and most of my classes have $100+ worth of books associated with them--even if I buy used. I am just looking for some help, I do not plan to quit working." monthly-payment="$168.59" status="Current" debt-to-income="3%" remaining-principal="$3,737.15" payments-to-date="$2,023.08" screen-name="nlparker" city="Athens" state="GA" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$667" fico-range="760-779" earliest-credit-line="1989-03-29" open-credit-lines="4" total-credit-lines="4" revolving-credit-balance="1321" revolving-line-utilization="16.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="98339" amount-requested="$5,100.00" amount-borrowed="$5,100.00" interest-rate="8.38%" application-date="2007-06-23" application-expiration-date="2007-07-07" issued-date="2007-07-13" credit-grade="A5" loan-title="Europe" loan-description="I am art educator and would like to use the loan to fund a dream trip to the Louvre." monthly-payment="$160.71" status="Current" debt-to-income="14.78%" remaining-principal="$3,539.89" payments-to-date="$1,928.52" screen-name="Angeloan" city="Kokomo" state="IN" home-ownership="RENT" current-employer="Northwestern School Corporation" tenure="4yr 0mo" monthly-income="$2,667" fico-range="760-779" earliest-credit-line="1995-06-27" open-credit-lines="11" total-credit-lines="22" revolving-credit-balance="4737" revolving-line-utilization="23.9%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="98360" amount-requested="$2,600.00" amount-borrowed="$2,600.00" interest-rate="14.38%" application-date="2007-06-23" application-expiration-date="2007-07-07" issued-date="2007-07-13" credit-grade="E4" loan-title="Refinance a car and pay off credit cards" loan-description="I have about $2,000.00 in credit cards that I want to pay off and combine." monthly-payment="$89.35" status="Current" debt-to-income="16.91%" remaining-principal="$1,853.82" payments-to-date="$1,072.20" screen-name="haltam" city="West Point" state="IN" home-ownership="OWN" current-employer="Department of Veterans Affairs" tenure="11yr 6mo" monthly-income="$3,500" fico-range="640-659" earliest-credit-line="1992-04-13" open-credit-lines="14" total-credit-lines="28" revolving-credit-balance="4139" revolving-line-utilization="52.4%" inquiries-in-the-last-6-months="18" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="4" months-since-last-delinquency="17" public-records-on-file="1" months-since-last-record="87" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="98722" amount-requested="$11,000.00" amount-borrowed="$1,400.00" interest-rate="14.70%" application-date="2007-06-24" application-expiration-date="2007-07-08" issued-date="" credit-grade="E5" loan-title="personal loan" loan-description="" monthly-payment="$0.00" status="Removed" debt-to-income="2.09%" remaining-principal="" payments-to-date="$0.00" screen-name="longa1575" city="Bronx" state="NY" home-ownership="RENT" current-employer="NEW YORK CITY POLICE DEPT./SCHOOL SAFETY DIVISION" tenure="26yr 3mo" monthly-income="$5,750" fico-range="640-659" earliest-credit-line="1995-12-24" open-credit-lines="1" total-credit-lines="5" revolving-credit-balance="0" revolving-line-utilization="" inquiries-in-the-last-6-months="2" accounts-now-delinquent="1" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="1" public-records-on-file="1" months-since-last-record="76" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="98982" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="9.01%" application-date="2007-06-24" application-expiration-date="2007-07-08" issued-date="2007-07-14" credit-grade="B2" loan-title="Credit Cards" loan-description="To pay off credit card debt." monthly-payment="$159.03" status="Current" debt-to-income="9.96%" remaining-principal="$3,480.53" payments-to-date="$1,908.36" screen-name="decla" city="Arlington" state="VA" home-ownership="RENT" current-employer="Viget Labs" tenure="1yr 8mo" monthly-income="$6,083" fico-range="720-739" earliest-credit-line="1999-01-07" open-credit-lines="21" total-credit-lines="28" revolving-credit-balance="23489" revolving-line-utilization="37.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="98984" amount-requested="$3,500.00" amount-borrowed="$3,500.00" interest-rate="10.91%" application-date="2007-06-24" application-expiration-date="2007-07-08" issued-date="2007-07-14" credit-grade="C3" loan-title="Consolidating Bills Into One Bill" loan-description="The purpose of this loan is to consolidate three credit card bills into one monthly bill." monthly-payment="$114.43" status="Current" debt-to-income="11.52%" remaining-principal="$2,431.20" payments-to-date="$1,373.16" screen-name="speedycalabro" city="Beverly" state="MA" home-ownership="RENT" current-employer="Boston Architectural College" tenure="1yr 0mo" monthly-income="$1,250" fico-range="680-699" earliest-credit-line="2004-10-07" open-credit-lines="8" total-credit-lines="9" revolving-credit-balance="3570" revolving-line-utilization="72.4%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="99100" amount-requested="$15,600.00" amount-borrowed="$8,000.00" interest-rate="11.86%" application-date="2007-06-24" application-expiration-date="2007-07-08" issued-date="2007-07-14" credit-grade="D1" loan-title="pay all debts" loan-description="i would like a loan that i can affort to pay in 24 months even less; right now i have couple credit cards where i&amp;apos;m paying a very hight interest (22% and 27%), there are small amounts in each card.
i prefer to have only one bill a month and can be deductive from my cheking account,since i have dirrect deposit, some of the money is for inprovment in the house.
i have a security job, in the pass 13 yrs same company, and last year I made $63000. 
I need this opportunity to save and clear all my debts." monthly-payment="$265.17" status="Current" debt-to-income="10.42%" remaining-principal="$5,641.02" payments-to-date="$3,181.96" screen-name="lilialamo" city="GLEN COVE" state="NY" home-ownership="MORTGAGE" current-employer="jenny craig weight loss" tenure="13yr 0mo" monthly-income="$5,250" fico-range="680-699" earliest-credit-line="1989-12-26" open-credit-lines="16" total-credit-lines="28" revolving-credit-balance="7406" revolving-line-utilization="58.8%" inquiries-in-the-last-6-months="14" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="1" months-since-last-record="81" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="99634" amount-requested="$4,000.00" amount-borrowed="$4,000.00" interest-rate="13.12%" application-date="2007-06-25" application-expiration-date="2007-07-09" issued-date="2007-07-15" credit-grade="D5" loan-title="House on market to take care of mother" loan-description="I put my house on market 4wks ago to move in with mother to help her. If house doesn&amp;apos;t sell by end of August will allow known renter/trusted/respectful to move in at end of August. Need to care for parents needs. Please bless me with repairing minor repairs to house and pay for a inspection. I&amp;apos;ve learned from my mistakes in life. Income to high to get grant assistance, I tried everything else, still praying that God will bless me with some help. Same job for sixteen years, even trying to get extra one. Thank you if you can, I won&amp;apos;t let you down!" monthly-payment="$135.00" status="Current" debt-to-income="7.91%" remaining-principal="$2,836.43" payments-to-date="$1,620.00" screen-name="graceandmercy" city="Gastonia" state="NC" home-ownership="MORTGAGE" current-employer="Gaston Memorial Hospital" tenure="16yr 6mo" monthly-income="$2,667" fico-range="640-659" earliest-credit-line="1992-02-14" open-credit-lines="10" total-credit-lines="45" revolving-credit-balance="9129" revolving-line-utilization="73.3%" inquiries-in-the-last-6-months="3" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="58" public-records-on-file="1" months-since-last-record="38" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="99659" amount-requested="$6,000.00" amount-borrowed="$300.00" interest-rate="14.38%" application-date="2007-06-25" application-expiration-date="2007-07-09" issued-date="" credit-grade="E4" loan-title="Canisius College" loan-description="I am in need of $6000 to help pay for Gradute School so I do not have to take a semester off." monthly-payment="$0.00" status="Removed" debt-to-income="9.51%" remaining-principal="" payments-to-date="$0.00" screen-name="raynovember" city="Buffalo" state="NY" home-ownership="OWN" current-employer="E.B. Green&amp;apos;s Steakhouse" tenure="0yr 9mo" monthly-income="$1,167" fico-range="640-659" earliest-credit-line="2002-10-19" open-credit-lines="3" total-credit-lines="12" revolving-credit-balance="451" revolving-line-utilization="92%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="41" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="99982" amount-requested="$10,000.00" amount-borrowed="$10,000.00" interest-rate="14.70%" application-date="2007-06-25" application-expiration-date="2007-07-09" issued-date="2007-07-15" credit-grade="E5" loan-title="refi my credit cards" loan-description="refinance" monthly-payment="$345.18" status="Current" debt-to-income="6.37%" remaining-principal="$7,140.06" payments-to-date="$4,142.16" screen-name="santiago" city="doral" state="FL" home-ownership="RENT" current-employer="rombra us, inc" tenure="1yr 0mo" monthly-income="$5,417" fico-range="640-659" earliest-credit-line="2002-04-16" open-credit-lines="4" total-credit-lines="5" revolving-credit-balance="2211" revolving-line-utilization="73.7%" inquiries-in-the-last-6-months="6" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="99987" amount-requested="$1,200.00" amount-borrowed="$1,200.00" interest-rate="10.28%" application-date="2007-06-25" application-expiration-date="2007-07-09" issued-date="2007-07-15" credit-grade="C1" loan-title="College Loan" loan-description="" monthly-payment="$38.89" status="Current" debt-to-income="8.1%" remaining-principal="$840.08" payments-to-date="$466.60" screen-name="NHayden" city="Sarasota" state="FL" home-ownership="RENT" current-employer="Subway" tenure="0yr 3mo" monthly-income="$333" fico-range="680-699" earliest-credit-line="2006-06-22" open-credit-lines="3" total-credit-lines="3" revolving-credit-balance="900" revolving-line-utilization="37.5%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="100134" amount-requested="$1,000.00" amount-borrowed="$1,000.00" interest-rate="12.49%" application-date="2007-06-26" application-expiration-date="2007-07-10" issued-date="2007-07-16" credit-grade="D3" loan-title="just got married, paying off credit card" loan-description="I have a card with a 26.3 or so interest rate.  It sucks.  I&amp;apos;m looking for a better rate." monthly-payment="$33.46" status="Current" debt-to-income="5.21%" remaining-principal="$707.04" payments-to-date="$401.44" screen-name="cpsharp" city="Indianapolis" state="IN" home-ownership="RENT" current-employer="Portrait Innovations" tenure="1yr 3mo" monthly-income="$2,667" fico-range="640-659" earliest-credit-line="2000-10-30" open-credit-lines="12" total-credit-lines="27" revolving-credit-balance="1636" revolving-line-utilization="16.7%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="4" months-since-last-delinquency="13" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="72819" amount-requested="$7,200.00" amount-borrowed="$5,075.00" interest-rate="10.28%" application-date="2007-06-26" application-expiration-date="2007-07-10" issued-date="2007-07-16" credit-grade="C1" loan-title="Consolidate 2 high-interest rate loans" loan-description="I am consolidating 2 loans that carry 14.5% and 16% interest rate respectively. The first loan has $4,000 outstanding and the second has $3,200 outstanding. My credit is pretty good now so I am hoping I can get a better rate." monthly-payment="$164.41" status="Current" debt-to-income="10%" remaining-principal="$3,553.24" payments-to-date="$1,972.92" screen-name="Fast" city="new york" state="NY" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$7,917" fico-range="700-719" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="72323" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="11.54%" application-date="2007-06-26" application-expiration-date="2007-07-10" issued-date="2007-07-16" credit-grade="C5" loan-title="Pay 2 credit cards and Home Improvement" loan-description="Thank you for viewing my loan request. I am asking for this loan to pay off 2 credit card balances. One has 700 on it and the other is about 1,600. I also would like to do some home improvements. I have owned my home for the last 1 1/2 years. I just found out that a need a new drainfield so that will be first on the list. I also want to paint the whole interior of the house in neutral colors. My last project is to replace the kitchen countertops with granite as the old ones are beginning to show wear.

I have been self-employed for the last 9 years in a service business. My business has continued to grow and has great clients. I have no late payments or deliquencies on my credit report. I have paid my bills on time and take pride in that.

Again thanks for viewing my loan request and know I will work hard to pay this loan back as I have with my other bills in the past." monthly-payment="$164.97" status="Late (31-120 days)" debt-to-income="10%" remaining-principal="$4,032.80" payments-to-date="$1,319.76" screen-name="mountainman" city="Hendersonville" state="NC" home-ownership="MORTGAGE" current-employer="Outstanding Pool &amp; Spa" tenure="9yr 2mo" monthly-income="$4,583" fico-range="680-699" earliest-credit-line="1998-10-01" open-credit-lines="6" total-credit-lines="13" revolving-credit-balance="2447" revolving-line-utilization="65.5%" inquiries-in-the-last-6-months="4" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="" public-records-on-file="0" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="101579" amount-requested="$10,000.00" amount-borrowed="$10,000.00" interest-rate="10.28%" application-date="2007-06-27" application-expiration-date="2007-07-11" issued-date="2007-07-17" credit-grade="C1" loan-title="Web Design Business Expansion Loan" loan-description="Seven months ago I decided to drop everything and work full-time creating a web design business. I racked up debt on my credit cards buying a new computer, laptop, software, etc.... The business is taking off and I&amp;apos;m hiring my first full-time employee this week and will need to purchase another computer system and more software for him . This loan will be for both consolidating my current credit card debts and also enabling me to purchase the equipment I need for my new employee. In addition it will get me through the upcoming transitional/expansion period of already having to much work to do on my own and having to train my new employee to being able to take on more jobs in the next 3-5 weeks. Thank you for considering this loan!" monthly-payment="$323.98" status="Current" debt-to-income="10.7%" remaining-principal="$7,001.31" payments-to-date="$3,887.68" screen-name="WebDev" city="Fort Collins" state="CO" home-ownership="RENT" current-employer="RoadNarrows Robotics" tenure="0yr 10mo" monthly-income="$2,281" fico-range="700-719" earliest-credit-line="2003-09-17" open-credit-lines="4" total-credit-lines="4" revolving-credit-balance="3534" revolving-line-utilization="54.4%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="102376" amount-requested="$25,000.00" amount-borrowed="$25,000.00" interest-rate="10.59%" application-date="2007-06-29" application-expiration-date="2007-07-13" issued-date="2007-07-19" credit-grade="C2" loan-title="Recycling Plant in East Africa" loan-description="In 2005, I came to Uganda on a Fulbright to do HIV research.  I finished my project, went home, and decided to come back to build a recycling plant here, to kinda save Uganda from itself (garbage is a major problem here).  So far, I&amp;apos;ve spent about $65,000 of my own money to buy machinery (from Taiwan), rent a factory site, and pay salaries for six workers, but would like to borrow $25,000 more for renovations to improve production capacity.  (Namely, new roof, new concrete floor, new doors--to prevent stealing, and two locking shipping containers to store recycled material before it&amp;apos;s sold.)" monthly-payment="$813.65" status="Current" debt-to-income="4.05%" remaining-principal="$17,528.39" payments-to-date="$9,763.80" screen-name="Songhypnosis" city="Bayside" state="NY" home-ownership="RENT" current-employer="Institute for Mind/Body Research and Education" tenure="2yr 7mo" monthly-income="$4,000" fico-range="760-779" earliest-credit-line="2000-01-07" open-credit-lines="5" total-credit-lines="12" revolving-credit-balance="2422" revolving-line-utilization="23.3%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="102823" amount-requested="$4,500.00" amount-borrowed="$4,500.00" interest-rate="12.49%" application-date="2007-06-30" application-expiration-date="2007-07-14" issued-date="2007-07-20" credit-grade="D3" loan-title="Consolidating Credit Cards" loan-description="I am a recent college graduate and the expenses of starting an adult life have gotten to be confusing and i&amp;apos;d love to just pay my credit cards off and make one payment every month. thank you for your consideration" monthly-payment="$150.51" status="Current" debt-to-income="9.56%" remaining-principal="$3,182.06" payments-to-date="$1,806.12" screen-name="Sgerde20" city="Atlanta" state="GA" home-ownership="RENT" current-employer="McCamey Family" tenure="1yr 0mo" monthly-income="$2,583" fico-range="660-679" earliest-credit-line="2005-05-11" open-credit-lines="5" total-credit-lines="6" revolving-credit-balance="4494" revolving-line-utilization="76.2%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="92440" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.43%" application-date="2007-06-30" application-expiration-date="2007-07-14" issued-date="2007-07-20" credit-grade="A2" loan-title="Mortgage Pre-Payment" loan-description="I would like to make a mortgage pre-payment in order to own at least 20% of my condo value and stop paying PMI (Private
Mortgage Insurance) and lower my monthly mortgage payments. I have a very good credit history." monthly-payment="$155.38" status="Current" debt-to-income="3.83%" remaining-principal="$3,455.19" payments-to-date="$1,864.56" screen-name="Gus" city="Ashland" state="MA" home-ownership="MORTGAGE" current-employer="MetraTech Corp" tenure="7yr 4mo" monthly-income="$7,917" fico-range="760-779" earliest-credit-line="2000-07-21" open-credit-lines="8" total-credit-lines="16" revolving-credit-balance="3660" revolving-line-utilization="6.8%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="103389" amount-requested="$17,375.00" amount-borrowed="$1,150.00" interest-rate="12.17%" application-date="2007-06-30" application-expiration-date="2007-07-14" issued-date="" credit-grade="D2" loan-title="Helping Children" loan-description="I would love to try and get a loan to help my son and his family out.  I have seen them pay the minimum amount on credit card bills for the past five years and I know I could help them get their heads above water.  This loan would be repaid very easily.  Number one, because they don&amp;apos;t have any other bills besides what I am trying to help them with and number two is I am putting my reputation up for this." monthly-payment="$0.00" status="Expired" debt-to-income="2.02%" remaining-principal="" payments-to-date="$0.00" screen-name="Marlinfaninga" city="Dahlonega" state="GA" home-ownership="MORTGAGE" current-employer="null" tenure="0yr 0mo" monthly-income="$2,917" fico-range="680-699" earliest-credit-line="1979-12-25" open-credit-lines="11" total-credit-lines="22" revolving-credit-balance="1191" revolving-line-utilization="3.8%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="20" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="103478" amount-requested="$1,800.00" amount-borrowed="$1,800.00" interest-rate="14.38%" application-date="2007-06-30" application-expiration-date="2007-07-14" issued-date="2007-07-20" credit-grade="E4" loan-title="Starting PhD" loan-description="I am starting PhD from fall 2007. I have full scholarship that includes monthly stipend. 

I need few educational items, e.g. laptop, books, etc. I would be able to repay the loan amount within 6-12 months.

Thanks." monthly-payment="$61.85" status="Late (31-120 days)" debt-to-income="4.11%" remaining-principal="$1,374.80" payments-to-date="$618.50" screen-name="bkb" city="Raleigh" state="NC" home-ownership="RENT" current-employer="North Carolina State University" tenure="1yr 9mo" monthly-income="$3,333" fico-range="620-639" earliest-credit-line="2005-10-09" open-credit-lines="9" total-credit-lines="13" revolving-credit-balance="6214" revolving-line-utilization="55%" inquiries-in-the-last-6-months="9" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="103507" amount-requested="$4,000.00" amount-borrowed="$4,000.00" interest-rate="15.33%" application-date="2007-06-30" application-expiration-date="2007-07-14" issued-date="2007-07-20" credit-grade="F2" loan-title="Personal Loan" loan-description="I&amp;apos;m just looking to pay off 3 20% plus interest rate items for a lesser rate.  I have been making more than the minimums on all of my loans (student and personal) but there are 3 loans I have that are just crazy interest rates." monthly-payment="$139.31" status="Current" debt-to-income="20.12%" remaining-principal="$2,863.83" payments-to-date="$1,671.72" screen-name="moogerlax" city="Brooklyn" state="NY" home-ownership="RENT" current-employer="Ernst &amp; Young" tenure="3yr 11mo" monthly-income="$7,167" fico-range="640-659" earliest-credit-line="1999-09-11" open-credit-lines="20" total-credit-lines="37" revolving-credit-balance="37318" revolving-line-utilization="75.4%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="103846" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="11.22%" application-date="2007-07-01" application-expiration-date="2007-07-15" issued-date="2007-07-21" credit-grade="C4" loan-title="Young Professional Couple Finally Moving" loan-description="" monthly-payment="$164.22" status="Default" debt-to-income="14.48%" remaining-principal="$4,278.58" payments-to-date="$985.32" screen-name="martha923" city="New York" state="NY" home-ownership="RENT" current-employer="Eklektik Art Inc" tenure="3yr 6mo" monthly-income="$5,083" fico-range="680-699" earliest-credit-line="1999-05-15" open-credit-lines="16" total-credit-lines="31" revolving-credit-balance="9442" revolving-line-utilization="51.3%" inquiries-in-the-last-6-months="15" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="90966" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="7.43%" application-date="2007-07-02" application-expiration-date="2007-07-16" issued-date="2007-07-22" credit-grade="A2" loan-title="New kitchen" loan-description="Need short term loan to renovate the kitchen in my 25 year old house to bring it into the 21st century." monthly-payment="$155.38" status="Fully Paid" debt-to-income="0%" remaining-principal="$0.00" payments-to-date="$5,174.19" screen-name="BK" city="Dunwoody" state="GA" home-ownership="MORTGAGE" current-employer="Oracle Corporation" tenure="8yr 3mo" monthly-income="$12,500" fico-range="760-779" earliest-credit-line="1987-12-25" open-credit-lines="2" total-credit-lines="19" revolving-credit-balance="6053" revolving-line-utilization="19.5%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="104530" amount-requested="$1,250.00" amount-borrowed="$1,250.00" interest-rate="14.38%" application-date="2007-07-02" application-expiration-date="2007-07-16" issued-date="2007-07-22" credit-grade="E4" loan-title="College Student Help" loan-description="I have been in debt with my bank of america credit card for 6 months now. i have been trying to pay it off but with the height of interest that the card has on it, i will never be done paying it off. 
i am looking for a loan with low interest because i would like to pay this off before i end college" monthly-payment="$42.95" status="Current" debt-to-income="5.64%" remaining-principal="$891.34" payments-to-date="$515.40" screen-name="aashley" city="shirley" state="MA" home-ownership="RENT" current-employer="Best Buy" tenure="0yr 3mo" monthly-income="$833" fico-range="620-639" earliest-credit-line="2005-09-10" open-credit-lines="2" total-credit-lines="2" revolving-credit-balance="1269" revolving-line-utilization="105.7%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="104634" amount-requested="$9,000.00" amount-borrowed="$9,000.00" interest-rate="15.96%" application-date="2007-07-02" application-expiration-date="2007-07-16" issued-date="2007-07-22" credit-grade="F4" loan-title="Consolidate Credit Card Debt" loan-description="I&amp;apos;m a 20 year old student (been on a 9 month hiatus trying to payoff this debt).

I was in a relationship last year that left me thousands in debt. Trying to support my girlfriend and I for a year alone solely on my paid internship salary ended up draining my resources and eventually forcing me to leave school when the relationship ended.

I am currently working 40+ hours a week at my latest paid internship. My Resume is slowly but steadily growing with very prestigious corporations and design firms that have offered me paid internships.

I do plan on going back to school and ultimately graduating from Georgia Tech with a Bachelors in Computational Media.

By having this loan, I will be able to consolidate all of my credit card bills into one monthly payment, allowing me to save money and not have to manage 5 different credit card payments.

I am selling a bunch of stuff at my house such as my Xbox 360 and video game collection to raise money to pay off the loan." monthly-payment="$316.24" status="Fully Paid" debt-to-income="15.66%" remaining-principal="-$0.01" payments-to-date="$10,075.20" screen-name="ericrichner" city="Duluth" state="GA" home-ownership="MORTGAGE" current-employer="Rock, Paper, Scissors" tenure="0yr 2mo" monthly-income="$1,667" fico-range="640-659" earliest-credit-line="1992-10-18" open-credit-lines="13" total-credit-lines="14" revolving-credit-balance="5673" revolving-line-utilization="22%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="106079" amount-requested="$3,500.00" amount-borrowed="$3,500.00" interest-rate="9.96%" application-date="2007-07-03" application-expiration-date="2007-07-17" issued-date="2007-07-23" credit-grade="B5" loan-title="Starving student needs means of living." loan-description="Hello, thanks for taking the time to review my loan request! I am a student (senior standing) in Southwest Florida who is looking for a loan to supplement what my federal loans could not. I have a good credit score and have been working on it for 5 years now. 

I will use this money to assist in paying my rent, books, and other tuition expenses. I have a part time job and my federal loans to take care of the rest. I will not be spending any loaned money on materials that are not directly related to my education or means of living." monthly-payment="$112.87" status="Current" debt-to-income="16.44%" remaining-principal="$2,446.96" payments-to-date="$1,354.44" screen-name="devin" city="ESTERO" state="FL" home-ownership="RENT" current-employer="UNIQUE ID WEB DESIGN" tenure="0yr 3mo" monthly-income="$1,125" fico-range="700-719" earliest-credit-line="2002-12-26" open-credit-lines="10" total-credit-lines="16" revolving-credit-balance="2864" revolving-line-utilization="41.1%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="106216" amount-requested="$2,000.00" amount-borrowed="$2,000.00" interest-rate="14.38%" application-date="2007-07-03" application-expiration-date="2007-07-17" issued-date="2007-07-23" credit-grade="E4" loan-title="Personal Loan" loan-description="I need a personal loan to fix my motorcycle quick, because it is my only transportation" monthly-payment="$68.73" status="Current" debt-to-income="15.57%" remaining-principal="$1,477.05" payments-to-date="$756.03" screen-name="dakrnzfinest" city="palm bay" state="FL" home-ownership="RENT" current-employer="null" tenure="0yr 0mo" monthly-income="$3,333" fico-range="640-659" earliest-credit-line="2006-11-06" open-credit-lines="2" total-credit-lines="3" revolving-credit-balance="17312" revolving-line-utilization="86.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="76597" amount-requested="$5,000.00" amount-borrowed="$5,000.00" interest-rate="9.01%" application-date="2007-07-03" application-expiration-date="2007-07-17" issued-date="2007-07-23" credit-grade="B2" loan-title="..and a Pony" loan-description="downpayment on a Pony!" monthly-payment="$159.03" status="Current" debt-to-income="10%" remaining-principal="$3,480.53" payments-to-date="$1,908.36" screen-name="lgabel" city="New York" state="NY" home-ownership="MORTGAGE" current-employer="Ping Interactive" tenure="1yr 0mo" monthly-income="$20,833" fico-range="700-719" earliest-credit-line="2003-04-01" open-credit-lines="5" total-credit-lines="7" revolving-credit-balance="14354" revolving-line-utilization="36.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="2" months-since-last-delinquency="5" public-records-on-file="0" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="106360" amount-requested="$2,700.00" amount-borrowed="$2,700.00" interest-rate="15.96%" application-date="2007-07-03" application-expiration-date="2007-07-17" issued-date="2007-07-23" credit-grade="F4" loan-title="Consolidation" loan-description="looking to consolidate debt" monthly-payment="$94.87" status="Current" debt-to-income="12.57%" remaining-principal="$1,938.39" payments-to-date="$1,138.44" screen-name="go4broke44" city="South Boston" state="MA" home-ownership="RENT" current-employer="Turner Construction" tenure="1yr 0mo" monthly-income="$4,350" fico-range="620-639" earliest-credit-line="2003-08-24" open-credit-lines="12" total-credit-lines="13" revolving-credit-balance="3075" revolving-line-utilization="92.3%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="107136" amount-requested="$12,250.00" amount-borrowed="$12,250.00" interest-rate="10.59%" application-date="2007-07-05" application-expiration-date="2007-07-19" issued-date="2007-07-25" credit-grade="C2" loan-title="Invest in Zensah Inventory" loan-description="Zensah Performance Apparel is a start-up, and we are now seeking to expand our product line as we enter the midwya point in our 3rd year! We currently sell through our website at www.zensah.com and directly to professional teams. Type ZENSAH in YOU TUBE, and you will see one of the most famous athletes in the world who sports ZENSAH!

Zensah has create a proprietary moisture wicking fabric that doesn&amp;apos;t carry odor and is not coarse. Unlike Under Armour and Nike you won&amp;apos;t chafe with our fabric.

We want to try Lending Club even though we are well capitalized. If this works out we thinks it could be a great way to allow our fans helps us grow even more!

I encourage you to visit our website to learn more.

Thanks for your interest.

TEAM ZENSAH" monthly-payment="$398.69" status="Fully Paid" debt-to-income="17.12%" remaining-principal="$0.00" payments-to-date="$13,128.89" screen-name="ZENSAH" city="Hialeah" state="FL" home-ownership="RENT" current-employer="Zensah Company" tenure="3yr 6mo" monthly-income="$5,000" fico-range="740-759" earliest-credit-line="1969-02-25" open-credit-lines="10" total-credit-lines="24" revolving-credit-balance="17214" revolving-line-utilization="8.1%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="19" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="107560" amount-requested="$3,200.00" amount-borrowed="$3,200.00" interest-rate="14.70%" application-date="2007-07-06" application-expiration-date="2007-07-20" issued-date="2007-07-26" credit-grade="E5" loan-title="Credit Card Consolidation Loan" loan-description="I&amp;apos;m in need of enough money to pay off a relatively small ammount of credit card debt and my last months rent and apartment bills." monthly-payment="$110.46" status="Current" debt-to-income="9.42%" remaining-principal="$2,284.79" payments-to-date="$1,325.52" screen-name="davyn0707" city="Pensacola" state="FL" home-ownership="RENT" current-employer="Target" tenure="0yr 2mo" monthly-income="$1,083" fico-range="620-639" earliest-credit-line="2006-04-13" open-credit-lines="5" total-credit-lines="5" revolving-credit-balance="1670" revolving-line-utilization="55.6%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="108473" amount-requested="$1,200.00" amount-borrowed="$1,200.00" interest-rate="17.54%" application-date="2007-07-07" application-expiration-date="2007-07-21" issued-date="2007-07-27" credit-grade="G4" loan-title="Pay costs of fixing car to attend school" loan-description="My car was damaged when I was hit by a drunk driver.
My father works and my mother is currently unemployed and they can not afford to give me money to have my car fixed. If my car is not fixed then I will not be able to return to my college which is more than 200 miles from where I live." monthly-payment="$43.11" status="Current" debt-to-income="8.38%" remaining-principal="$867.26" payments-to-date="$517.32" screen-name="jwil" city="Loganville" state="GA" home-ownership="RENT" current-employer="Walgreen&amp;apos;s" tenure="1yr 0mo" monthly-income="$800" fico-range="600-619" earliest-credit-line="2005-09-16" open-credit-lines="3" total-credit-lines="3" revolving-credit-balance="546" revolving-line-utilization="47.6%" inquiries-in-the-last-6-months="0" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="1" months-since-last-delinquency="7" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="73003" amount-requested="$3,200.00" amount-borrowed="$3,200.00" interest-rate="9.96%" application-date="2007-07-08" application-expiration-date="2007-07-22" issued-date="2007-07-28" credit-grade="B5" loan-title="New Bathroom" loan-description="Hi,
I am looking to renovate my bathroom as in the next year I want to sell my home. They say you can double your investment on a kitchen or bathroom when you sell the home, so I am hoping it gets me at least $5k on the sale price
I have very good credit..thanks for looking
Pistol" monthly-payment="$103.20" status="Current" debt-to-income="10%" remaining-principal="$2,321.10" payments-to-date="$1,135.20" screen-name="Pistol" city="Lynnfield" state="MA" home-ownership="MORTGAGE" current-employer="null" tenure="0yr 3mo" monthly-income="$12,500" fico-range="680-699" earliest-credit-line="" open-credit-lines="" total-credit-lines="" revolving-credit-balance="" revolving-line-utilization="" inquiries-in-the-last-6-months="" accounts-now-delinquent="" delinquent-amount="" delinquencies-last-2-yrs="" months-since-last-delinquency="" public-records-on-file="" months-since-last-record="" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="109355" amount-requested="$1,200.00" amount-borrowed="$1,200.00" interest-rate="11.54%" application-date="2007-07-08" application-expiration-date="2007-07-22" issued-date="2007-07-28" credit-grade="C5" loan-title="Bank of America- Blah!" loan-description="I&amp;apos;ve had far too many issues with Bank of America and their policies, and would like to clear my high interest debt with them so I can more easily move my finances over to a local bank that actually cares about its customers and community.

I&amp;apos;m also a big fan of the idea of Lending Club and would definitely like to participate as a lender in the future.  I think community based projects such as this are really the future, and a great way to help fellow people, rather than corporations.

I&amp;apos;ve got a steady job and am in no way in financial woes, but it would be nice to clear this debt as soon as possible, which is why I&amp;apos;m requesting this loan." monthly-payment="$39.60" status="Current" debt-to-income="2.04%" remaining-principal="$876.14" payments-to-date="$435.52" screen-name="t_j_rose" city="Portland" state="ME" home-ownership="RENT" current-employer="Eastland Park Hotel" tenure="0yr 6mo" monthly-income="$1,667" fico-range="660-679" earliest-credit-line="2004-05-25" open-credit-lines="3" total-credit-lines="4" revolving-credit-balance="1153" revolving-line-utilization="75.8%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="24" public-records-on-file="0" months-since-last-record="0" hometown="Missoula, Montana, United States" previous-employers="Coffee by Design" education="" associations="Portland, ME" code="" />
<loan id="109824" amount-requested="$4,200.00" amount-borrowed="$4,200.00" interest-rate="12.49%" application-date="2007-07-09" application-expiration-date="2007-07-23" issued-date="2007-07-29" credit-grade="D3" loan-title="Get ahead on payments" loan-description="I simply want to get ahead on payments by consolidating at a lower rate" monthly-payment="$140.48" status="Current" debt-to-income="7.68%" remaining-principal="$3,078.32" payments-to-date="$1,545.28" screen-name="Jeramy" city="Crofton" state="MD" home-ownership="RENT" current-employer="Bozzuto Group" tenure="1yr 2mo" monthly-income="$4,125" fico-range="660-679" earliest-credit-line="2004-09-23" open-credit-lines="7" total-credit-lines="9" revolving-credit-balance="6670" revolving-line-utilization="72.5%" inquiries-in-the-last-6-months="1" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" months-since-last-delinquency="0" public-records-on-file="0" months-since-last-record="0" hometown="" previous-employers="" education="" associations="" code="" />
<loan id="110627" amount-requested="$1,000.00" amount-borrowed="$1,000.00" interest-rate="15.01%" application-date="2007-07-11" application-expiration-date="2007-07-25" issued-date="2007-07-31" credit-grade="F1" loan-title="Credit Card Payoff" loan-description="The purpose of this loan is to pay off high-interest credit cards and close these accounts in order to achieve better credit." monthly-payment="$34.67" status="Current" debt-to-income="20%" remaining-principal="$740.42" payments-to-date="$381.37" screen-name="nuttd05" city="Jefferson City" state="MO" home-ownership="RENT" current-employer="Coldwell Banker Gordon Co. Realtors" tenure="1yr 3mo" monthly-income="$1,440" fico-range="640-659" earliest-credit-line="2004-08-23" open-credit-lines="12" total-credit-lines="22" revolving-credit-balance="2484" revolving-line-utilization="35.4%" inquiries-in-the-last-6-months="2" accounts-now-delinquent="0" delinquent-amount="0" delinquencies-last-2-yrs="0" m