Personal Loans & Investing with Peer Lending - Lending Club

Better rates. Together.

We offer borrowers better rates and investors better returns. Find out how.

Get a personal loan. We reward your excellent credit with great rates starting at 7.89% Fixed APR. Apply Now.

Start investing. Investors earn average net annualized returns of 9.65%. Notes offered by prospectus.

2/9/10 Average Net Annualized Returns

Borrowers Get Better Rates

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Investors Get Better Returns

No-Fee IRA

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Featured Borrowers

Simply would like a lower rate
$10,000 @ 9.88%

93% funded / 184 lenders
Personal
$10,000 @ 15.70%

95% funded / 172 lenders
Debt consolidation
$19,000 @ 18.43%

90% funded / 215 lenders

Browse more personal loan requests »

Featured Investor

Stephen A

This innovation has allowed me to see some great returns this year, as I watched many of my other investments fall.

- Stephen A.

Read the report by Javelin Research »

* Based on loans made to borrowers posting listings with an A1 Lending Club credit rating. Rate and eligibility for a loan are not guaranteed.
All loans are made by WebBank, a Utah-chartered Industrial Bank.