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How do I cancel or pay-off my loan?
You may cancel your loan listing at any time before the 2 week listing period expires. We ask that if you must cancel, please email us (support@lendingclub.com) with notice as quickly as possible so that money committed to your loan may be returned to our investors.
Please be advised that...
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| 21 Jul, 2010 | |
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How do I start investing? What’s the process?
1. Choose your account type. You can open an account online or by phone. We offer a broad selection of investing accounts and retirement accounts to meet your specific financial goals. For more information about these options, please call Investor Services at 1-866-811-9225.
2. Build your...
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| 10 Oct, 2011 | |
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How do I borrow money? What’s the process?
It’s fast, easy, secure, and totally confidential. To request a loan, click on the "Loans" link, or any of the "Check Your Rate" buttons on the site. If you are not already a member, we will guide you through the quick process of completing the borrower registration. Not all loan terms and rates...
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| 27 Sep, 2010 | |
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Do I need to verify my income?
Unless the Lending Club credit team has contacted you directly to request additional documentation to verify your income, you do not need to submit any other information. If your loan listing is under review and the Lending Club credit team has requested additional information such as proof of...
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| 11 Feb, 2010 | |
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What is the default rate on Lending Club loans?
The overall annualized default rate since our inception in 2007 has been below 3%. Our stated returns to investors is measured after taking into account that default rate. Our default rate remains low because we are very diligent in both our selection criteria and our collection activities....
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| 22 Feb, 2010 | |
