1. Choose your account type. You can open an account online or by phone. We offer a broad selection of investing accounts and retirement accounts to meet your specific financial goals. For more information about these options, please call Investor Services at 1-888-596-3159.

2. Build your portfolio. You can spread out your investment over tens or hundreds of Notes, and control the risk and return of your portfolio through the selections you make. You choose the type of Notes you invest in: 3 or 5-year Notes, loan purpose, borrower location, or many other available criteria. Our portfolio building tool makes investing easy and quick, and our trading platform allows you to put your Notes up for sale at any time, giving your investment liquidity when needed.

3. Receive monthly payments. The repayments from borrowers are automatically credited to your account as they are received.