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How do I select which loans I want to fund?

Most investors spread their investment across hundreds of Notes, investing as little as $25 and as much as $5,000 into each Note. You can choose Notes to invest in using the automatic portfolio builder, which helps you instantly create a portfolio of Notes based on your desired interest rate and risk tolerance. Or you can build your own filters--search for notes based on criteria such as Credit Score, loan purpose, loan term (36 or 60 months), Debt-to-Income (DTI) ratio or even specific keywords in the loan description.

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No-Fee IRA

No hassle 401K rollover or IRA transfer.

Combine over 9.5% net annualized returns with the tax advantages of an Individual Retirement Account.

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Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.

NPR

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Featured Borrower

Sarah
  • Sarah
  • Newfield, NJ
  • Pay off Credit Cards
  • $15,000 loan at 9.79%APR

"As an accountant, I am very conservative about money. My daughter's credit card jumped her interest rate... I found Lending Club and got a loan to pay off her credit card."

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