We’re an online financial community bringing together investors and creditworthy borrowers so that both can benefit financially. By removing the bank from the lending process, we make it possible for investors to earn a higher return and for borrowers to get a lower rate on personal loans. Since 2007, investors have earned an average net annualized return of over 9.5%, and borrowers have reported great savings. Lending Club is a well-funded, established company and a clear leader in the fast-growing peer-to-peer lending market.