Lending Club

Invest like a bank and earn more.

Retirement Accounts

How quickly does $15,000 grow in a Lending Club IRA account?

$15,000 Investment Growth over 30 Years*.

Enjoy the tax advantages of a self-directed no-fee** IRA that allows you to invest in Lending Club Notes. A single $15,000 investment can grow to more than a quarter million dollars over 30 years*.

No-fee IRA**.

Combine the benefits of Lending Club's over 9.5% net annualized returns*** with the tax advantages of an Individual Retirement Account by opening a Lending Club no-fee, self-directed IRA. Self directed IRA's offered in partnership with EntrustCAMA as custodian.

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Simple rollovers and transfers.

It's easy to rollover your 401k or transfer funds from your current IRA. There's no fee for opening or maintaining your account**.

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Retirement account types:

You can open a Traditional IRA, Roth IRA, SEP IRA, or Simple IRA through Lending Club with EntrustCAMA as custodian**.

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Get help, open a PRIME IRA Account.

Get help administering a diversified Lending Club retirement account as well as gain greater access to our Investor Services team. Minimum opening balance of $5,000.

For more information email Investor Services »

* Assumes monthly reinvestment of capital at 9.5% per year. Past performance is no guarantee of future results.

** To qualify for no-fee IRA you must have an initial minimum balance of $10,000 and maintain an invested balance of $10,000 or more in Lending Club Notes thereafter. An annual fee of $100 applies to accounts that don't meet these requirements.

*** Based on data from June 2007 (first loan origination) to January 2010. Past performance is no guarantee of future results.

Lending Club Notes are offered by prospectus filed with the SEC. Please consider the risks of investing.

Open a No-Fee IRA**

It’s free and it takes just minutes

Online Application

Or call: (866) 811-9225

PRIME Account

Looking to maximize your returns with minimal effort?

Consider opening a PRIME Account. Get greater access to our Investor Services team.

Learn more »

No-Fee IRA

No hassle 401K rollover or IRA transfer.


Combine over 9.5% net annualized returns with the tax advantages of an Individual Retirement Account.

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Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.

NPR

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Featured Borrower

Sarah
  • Sarah
  • Newfield, NJ
  • Pay off Credit Cards
  • $15,000 loan at 9.79%APR

"As an accountant, I am very conservative about money. My daughter's credit card jumped her interest rate... I found Lending Club and got a loan to pay off her credit card."

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