Individual Retirement Accounts
Enjoy the tax advantages of a self-directed No-Fee** Traditional or Roth IRA that allows you to invest in Lending Club Notes. A single $100,000 investment can grow to more than $1.5 million dollars over 30 years.*
Investment 401(k) Rollovers IRAs
Our No-Fee IRA**
Combine the benefits of Lending Club’s solid returns with the tax advantages of an Individual Retirement Account by opening a Lending Club No-Fee**, self-directed IRA. Self-directed IRA’s offered in partnership with our custodian SDIRA Services as administrator.
401(k) Rollovers and IRA Transfers
It’s easy to rollover your 401(k) or transfer funds from your current IRA. There’s no fee for opening or maintaining your account.**
Retirement Account Types
You can open a Traditional IRA, Roth IRA, SEP IRA, or Simple IRA through Lending Club with our custodian SDIRA Services as administrator.**
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Investment 401(k) Rollovers IRAs
* Assumes Traditional IRA with monthly reinvestment of capital, a nominal investment rate of 9.5% per year on investments and a tax rate of 28% on returns.
** Lending Club’s preferred IRA custodian is SDIRA Services, a subsidiary of Horizon Bank. To qualify for a No-Fee IRA through SDIRA Services you must have an initial minimum balance of $5,000 or more in Lending Club Notes and maintain this minimum invested balance for the first 12 months. To continue to qualify for the No-Fee IRA after the first year, you must maintain an invested balance of $10,000 or more in Lending Club Notes. All account balances are determined as of the last business day immediately prior to the anniversary date of the opening of your account. An annual fee of $100 applies to accounts that don’t meet these requirements. Lending Club reserves the right to modify or discontinue this offer at any time. See the SDIRA Services IRA Fee Schedule for a description of the Basic IRA asset type limitations on your Lending Club Self-Directed IRA Account.
Lending Club Notes are offered by prospectus filed with the SEC. Please consider the risks of investing.
