Lending Club

Invest like a bank. Earn better returns.

A More Efficient Model

We're streamlining a centuries-old concept: Banking.

By allowing our members to directly invest in and borrow from each other, we avoid the cost and complexity of the banking system and pass the savings on to you. Both sides can win: better rates to borrowers and better returns to investors. It's that simple.

It's a smarter way to invest.

Better returns.

Invest like a bank and earn more.

Compare returns »

More control.

You control the level of risk and reward. Building a diversified portfolio is easy and fast.

How to build a portfolio »

Liquidity.

Put some or all of your Notes up for sale at any time.

About the trading platform »

Get started right away Open an Account

* Average 3-year CD rate as of February 21, 2010. Source: Bankrate.com

** Based on Average Net Annualized Returns from June 2007 (first loan origination) to February 2010.

Lending Club Notes are offered pursuant to a prospectus filed with the Securities and Exchange Commission. Lender members should read the description of the Notes and the risks associated with making an investment, as well as the other information about us and our platform in the prospectus.

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No-Fee IRA

No Hassle 401K rollover or IRA transfer.

Combine over 9.5% net annualized returns with the tax advantages of an Individual Retirement Account.

Learn more »

No-Fee IRA

No hassle 401K rollover or IRA transfer.


Combine over 9.5% net annualized returns with the tax advantages of an Individual Retirement Account.

Learn more »

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.

NPR

See what others are saying about us »

Featured Borrower

Sarah
  • Sarah
  • Newfield, NJ
  • Pay off Credit Cards
  • $15,000 loan at 9.79%APR

"As an accountant, I am very conservative about money. My daughter's credit card jumped her interest rate... I found Lending Club and got a loan to pay off her credit card."

Browse more personal loans »

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