var contextPath = ''; var jsonGeoConnectionsDialog = 'geo_affiliations'; var jsonGeoConnectionsDialogVerified = 'verified_geo_affiliations'; var jsonWorkConnectionsDialog = 'work_affiliations'; var jsonWorkConnectionsDialogVerified = 'work_verified_affiliations'; var jsonEduConnectionsDialog = 'edu_affiliations'; var jsonEduConnectionsDialogVerified = 'edu_verified_affiliations'; var jsonAssocConnectionsDialog = 'assoc_affiliations'; var jsonAssocConnectionsDialogVerified = 'assoc_verified_affiliations'; var jsonGeoIcon = 'geoIcon'; var jsonWorkIcon = 'workIcon'; var jsonEduIcon = 'eduIcon'; var jsonAssocIcon = 'assocIcon'; var jsonRateA = 'rateA'; var jsonRateB = 'rateB'; var jsonRateC = 'rateC'; var jsonRateD = 'rateD'; var jsonRateE = 'rateE'; var jsonRateF = 'rateF'; var jsonRateG = 'rateG'; var jsonFunding75 = 'funding75'; var jsonFunding50 = 'funding50'; var jsonFundingAll= 'fundingAll'; var jsonSearchKeyword= 'searchkeyword'; var loanINFUNDINGStatus = 'INFUNDING'; var loanISSUEDStatus = 'ISSUED'; var loanCURRENTStatus = 'CURRENT'; var loanInReviewStatus = 'REVIEW_FINAL'; var loanIssuedDisplay = "Issued"; var loanClosingDisplay = "Closing"; var loanInReviewDisplay = 'In Review'; var loanInCURRENTDisplay = 'Current'; var confirmStartNewPortfolioURL ='/portfolio/confirmStartNewPortfolio.action'; var portfolioStartNewPortfolioRequest ="/data/portfolio?method=startNewPortfolio"; var portfolioChangeLoanFractionAmountUrl ="/data/portfolio?method=modifyLoanFractionAmount"; var portfolioGetPortfolioURL ="/data/portfolio?method=getPortfolio"; var portfolioDeleteFractionRequestURL ="/data/portfolio?method=removeFromPortfolio"; var portfolioLoansDetailsUrl ='/browse/loanDetail.action'; var logoutUrl = '/account/logout.action'; var portfolioAmountToLendHeader = "Amount to Lend"; var portfolioTitleHeader = "Title"; var portfolioLoanAmountRequestedHeader = "Loan Amount"; var portfolioLoanRateHeader = "Loan Rate"; var portfolioConnectionsHeader ="Connections"; var portfolioLoanUnfundedAmountHeader = "Left to Fund"; var cantSubmitEmptyPortfolioDialogueText = "You can't submit an empty portfolio"; var cantSubmitEmptyPortfolioDialogueHeader = "Empty Portfolio Error"; var TLCConstantsROUNDING_UNIT = '25'; var portfolioLoansLogoutMessage= "To protect the security of your account, your session has been closed due to inactivity. Please log in again to continue using Lending Club."; var portfolioERRORLoanFractionGreaterThanUnfundedAmount= 'The amount you want to contribute exceeds the remaining amount of this loan request'; var portfolioERRORPortfolioUndiversificationWarning = 'This action will cause your portfolio to be undiversified'; var portfolioERRORLoanFractionGreaterThanCashBalance='This amount is higher than the amount you currently have available in your account'; var portfolioUndiversificationWarningDialogText = "We could not confirm your loan Deletion, please try again"; var portfolioUndiversificationWarningDialogHeader ="Loan Deletion Error"; var loanFractionAmountErrorDialogueHeader= "Loan Amount Error"; var loanFractionAmountErrorDialogueErrorText = "Unfortunately we could not verify your loan fraction change request, please try again"; var loanFractionAmountErrorDialogueGreaterThanUnfundedAmount = "The Amount you selected is higher than the amount left to be funded for this loan. Please select an amount
        smaller than the 'Left to Fund' amount"; var loanFractionAmountErrorDialogueGreaterThanCashBalance = "The amount you entered would make your portfolio exceed your available cash balance. Please check your account balance and enter a lower amount to proceed."; var portfolioloanfractionNumberFormatDialogText = "Please only input positive number values greater than zero, and multiples of "+TLCConstantsROUNDING_UNIT ; var portfolioloanfractionNumberFormatDialogHeader = "Fraction Amount Error"; var portfolioCantStartNewPortfolioDialogText = "We are unable to start a new Portfolio at this time, please try again later"; var portfolioCantStartNewPortfolioDialogHeader = "Please try again later"; var portfolioStartOverDialogueText = "If you start over you will lose any portfolio information"; var portfolioStartOverDialogueHeader = "Are you sure?"; var portfolioHowToDialogueText = "

How to use your portfolio

This page contains your portfolio, consisting of loans you have chosen yourself and/or loans selected by LendingMatch™ that match your profile and risk level. Once you click on the Check Out button, you will have a chance to approve the portfolio before committing to it. The following is an overview of actions you can take and information presented on this page:

Add more loans to the portfolio:

To add more loans to your recommended portfolio, click on the Add More Loans button at the top of the page. This will bring you to a search page, where you can find more loans meeting your interests or criteria.

Check Out

If you are ready to complete your portfolio, click on the Check Out button at the top of the page to see a summary of the portfolio, including an overview of the number of borrowers who will be served and the expected cashflows the portfolio will generate.

Delete loans from the portfolio:

To remove a particular loan from the portfolio, click on the trash bin icon to the left of the loan.

Amount to lend:

You can change the amounts you'd like to contribute to each loan by clicking in the box containing the dollar amount. After you modify the amount, submit the change by pressing Enter or by clicking the mouse outside the text box. Cancel the change by pressing Escape.

Left to fund:

This amount shows the amount of funding needed to close the loan. This amount excludes what you have allocated in your portfolio in progress. As you edit the amount to lend for a loan, the amount left to fund will update accordingly.

"; var portfolioHowToDialogueHeader = "How to"; var portfolioJsonLoanFractionsObjectName = "loanFractions"; var portfolioJsonLoanFractionGuid= "loanFractionGUID"; var portfolioJsonLoanFractionAmount= "loanFractionAmount"; var portfolioJsonLoanUnfundedAmount = "loanUnfundedAmount"; var portfolioJsonTitle = "title"; var portfolioJsonLoanId = "loan_id"; var portfolioJsonGrade = "loanGrade"; var portfolioJsonRate = "loanRate"; var portfolioJsonLoanAmountRequested = "loanAmountRequested"; var portfolioJsonConnections = "connections" ; var portfolioJsonBorrowerConnections = "borrowerConnections" ; var portfolioJsonLoanTimeRemaining = "loanTimeRemaining"; var portfolioJsonLoanStatus = 'loan_status'; var portfolioAffinitiesDetailsDialogueHeader = "Affiliation Details"; var portfolioBorrowerConnectionsHeader ="

The borrower belongs to the following networks or groups:

"; var portfolioBorrowerAndLenderConnectionsHeader ="

You and the borrower belong to the following networks or groups:

"; var portfolioBorrowerAndLenderAreFriendsHeader ="

You and the borrower are friends

"; var portfolioFacebookConnectionHeader = "

Facebook connections

"; var affinitiesColumnTooltipText = "

Connections

This column shows if and how you are connected
with borrowers, such as living near each other or
coming from the same hometown, attending the
same schools, working for the same employers,
or being affiliated with the same organizations.


If you and the borrower are connected, the icons
will be in color. If there are no connections between
you and the borrower, the icon will be in gray. If
the borrower has not provided information in any
of these categories, there will not be an icon.


Geographical affiliations Geographical affiliations

School affiliations School affiliations

Company affiliations Company affiliations

Association affiliations Association affiliations

"; var portfolioLoanFractionsTooltipText = "You can change the amounts you'd
like to contribute to each loan by
clicking in the box containing the
dollar amount.
After you modify the amount, submit
the change by pressing Enter or by
clicking the mouse outside the text
box. Cancel the change by pressing Escape."; var portfolioProcessingRequestText = ' We are processing your request, please wait...
'; var portfolioProcessingRequestHeader= "Processing..."; var portfolioLoansTitleMaxLength = 40; var browseLoansTitleMaxLength =27; var browseLoansERRORLoanFractionGreaterThanCashBalance= "This amount is higher than the amount you currently have available in your account"; var browseloansloanFractionAmountErrorDialogueGreaterThanCashBalance = "The amount you entered would make your portfolio exceed your available cash balance. Please check your account balance before adding more loans to your portfolio."; var addToPortfolioActionUrl ='/browse/addToPortfolio.action'; var addToPortfolioRequestUrl ="/data/portfolio?method=addToPortfolio"; var requestSearchResultUrl ="/data/searchLoans?method=getPage"; var requestConnectionsUrl = "/data/searchLoans?method=getLoanAffinityGroups"; var requestPortfolioSummaryUrl = "/data/portfolio?method=getPortfolioSummary"; var browseLoansLoansDetailsUrl ='/browse/loanDetail.action'; var browseLoansLoansSortUrl ="/data/searchLoans?method=sortResults"; var searchRequestPageSize = '15'; var browseLoansLogoutMessage= "Your logon session has been automatically logged out, please re-login"; var RequestParamLoanId = "loan_id"; var browseloansJsonTitle= "title"; var browseloansJsonLoanGuid = "loanGUID"; var browseloansJsonLoanAmountRequested = "loanAmountRequested"; var browseloansJsonLoanUnfundedAmount = "loanUnfundedAmount"; var browseloansJsonLoanTimeRemaining = "loanTimeRemaining"; var browseloansJsonLoanAmt = "loanAmt"; var browseloansJsonLoanRate = "loanRate"; var browseloansJsonLoanGrade = "loanGrade"; var browseloansJsonConnections = "connections" ; var browseloansJsonBorrowerConnections = "borrowerConnections" ; var browseloansJsonSearchRank = "searchrank"; var browseloansJsonLoanStatus = 'loan_status'; var browseloansJsonLoanHasGroups = 'has_affinities'; var browseloansHowToDialogueText = "

How to Browse and Search for Loans

This series of pages displays all loans currently live on the site. Loans are displayed in order of relevance to you as a lender. LendingMatch™ considers personal information provided by lenders and borrowers as well as other factors to optimize your loan recommendations (including the amount of funding needed to close a loan and the amount of time remaining in a loan listing). You can also find loans of particular interest to you by searching.

Browse Loans:

The following information is displayed about each loan:

Loan Title: A brief summary of the loan request provided by the borrower

Loan Amount: The total amount being requested by the borrower

Loan Rate: The borrower's credit grade and the rate of the loan (as assigned by Lending Club)

Connections: This column shows if and how you are connected with borrowers, such as living near each other or coming from the same hometown, attending the same schools, working at the same companies, or being affiliated with the same organizations. If you and the borrower are connected, the icons will be in color. If there are no connections between you and the borrower, the icon will be in gray. If the borrower has not provided information in any of these categories, there will not be an icon.

Left to Fund: The amount of the loan currently needed in order for the loan to close

Time Left: The amount of time remaining before the loan listing expires (loans are listed for 14 days)

To add loans to your portfolio while browsing, click the boxes next to the loans you like and then click the "Add to Portfolio" button. You can go to your portfolio to delete loans and/or change the amounts you plan to contribute by clicking on the "View Portfolio" link.

Search Loans:

This page also contains a search feature that lets you search by Loan Rate, FICO score range, DTI, Delinquencies, Funding Status (percent funded) and/or Keyword. The Keyword search will find loans containing a particular word or phrase. Use an asterisk (*) at the end of a word to find loans that contain other forms of the word. For example, searching for education* will find loans containing "education" as well as "educational" in their titles or descriptions. If you know a particular borrower's screen name, you can enter it as a keyword to locate that person's loan. You can also do keyword searches using the names of schools, employers, and associations to find specific loans of interest to you. Click the "Start Over" button to clear your search and begin a new one.

Lend directly from Loan Details page:

You can easily add a loan to your portfolio from the Loan Details page without returning to the Browse Loans page. When you click on a loan title on the Browse Loans page, you will see the full loan listing, which includes the borrower's credit information and an optional loan description provided by the borrower. You can add this loan to your portfolio by clicking on the Lend button.

Important Note About Time Limits:

To protect the security of your account, your session will be timed out after 20 minutes of idle time. This is a security precaution to ensure that no one else accesses your account if you step away from your computer. Moreover, your portfolio will be discarded if you take no action on it within several minutes, so that loans can close in a timely fashion.

"; var browseloansHowToDialogueHeader = "How to"; var browseTitleHeader = "Title" ; var browseLoanAmountRequestedHeader = "Loan Amount" ; var browseLoanRateHeader = "Loan Rate" ; var browseConnectionsHeader = "Connections"; var browseLoanUnfundedAmountHeader = "Left to Fund"; var browseBorrowerConnectionsHeader="

The borrower belongs to the following networks or groups:

"; var browseBorrowerAndLenderConnectionsHeader="

You and the borrower belong to the following networks or groups:

"; var browseBorrowerAndLenderAreFriendsHeader="

You and the borrower are friends

"; var browseFacebookConnectionHeader = "

Facebook connections

"; var browseNoLoanSelectedDialogText = "We're sorry, you need to select a loan before performing this action."; var browseNoLoanSelectedDialogHeader = "Loan Addition Error"; var browseCannotConfirmDialogText = " We're sorry, we could not confirm your action, please try again."; var browseCannotConfirmDialogHeader = " Error " ; var browseJsonMessageDialogHeader = "Loan Addition Message"; var browseUndiversifiedDialogText = "If you delete the loan(s) from your portfolio it will become undiversified, Do you want to proceed? "; var browseUndiversifiedDialogHeader = "Undiversification Warning"; var browseInsufficientFundsDialogText = "You do not have sufficient funds in your account, please verify and add funds to your account first."; var browseInsufficientFundsDialogHeader = "Insufficient funds error"; var browseProcessingRequestText = ' We are processing your request, please wait...
'; var browseProcessingRequestHeader= "Processing..."; var MISSING_GUID_FOR_PORTFOLIO_OPERATION = "We're sorry, you need to select a portfolio before performing this action."; var INSUFFICIENT_FUNDS = "You do not have enough available funds in your account"; var PORTFOLIO_OVERFLOW = "This amount is too high"; var checkboxGuidName = "checkboxGuid"; var portfolioDetailChangeNameUrl = "/data/portfolio?method=renamePortfolio"; var portfolioDetailChangeNameErrorTooLong = 'The portfolio title you have specified is too long'; var portfolioDetailChangeNameErrorNoTitle = 'The portfolio title cannot be blank'; var portfolioNameChangeErrorDialogueText = "We could not change your portfolio name, please try again later."; var portfolioNameChangeErrorDialogueTextTooLong ="The portfolio title you specified is too long."; var portfolioNameChangeErrorDialogueTextNoTitle = "All portfolios must have a name; please type a name for your portfolio. "; var portfolioNameChangeErrorDialogueHeaderText = "Portfolio name change error"; var portfolioNameChangeCharErrorDialogueHeaderText ="Invalid character"; var portfolioNameChangeCharErrorDialogueText = "Only spaces, underscores, dots, dashes and alphanumeric characters can be used for portfolio names."; var howToFullLoanStatesDescription = "

In Review: Loan requests that are pending a final review by our Credit Department to ensure the applications are in good standing before they are issued.

Expired: Loan requests that did not receive full funding and were not issued.

Removed: Loans removed from active listings based on credit decisions, inability to verify identity of the borrower, or based on content policies

In Funding: Loan requests that are listed on the site and receiving funding.

Current: Loans that are being repaid in a timely fashion including loans within the 15-day grace period.

Late (16-30): Loans having at least one payment that is more than 15 days past due.

Late (31-120): Loans having at least one payment that is between 31 and 120 days past due.

Fully paid: Loans that have been fully repaid, either at the expiration of their 3-year term or as a result of a prepayment.

Default: Loans having at least one payment that is more than 121 days late.

Charged off: Loans that are considered written off (losses).

Partially Funded: Loans that did not receive full funding and are pending partial funding acceptance by the borrower

"; var howToFullLoanStatesDescriptionPortfolioSummary = "

In Review: Loan requests that are pending a final review by our Credit Department to ensure the applications are in good standing before they are issued.

Expired: Loan requests that did not receive full funding and were not issued.

Removed: Loans removed from active listings based on credit decisions, inability to verify identity of the borrower, or based on content policies.

In Funding (X%): Loan requests that are listed on the site and receiving funding. (% funded is displayed)

Current: Loans that are being repaid in a timely fashion including loans within the 15-day grace period.

Late (16-30): Loans having at least one payment that is more than 15 days past due.

Late (31-120): Loans having at least one payment that is between 31 and 120 days past due.

Fully paid: Loans that have been fully repaid, either at the expiration of their 3-year term or as a result of a prepayment.

Default: Loans having at least one payment that is more than 121 days late.

Charged off: Loans that are considered written off (losses).

Partially Funded: Loans that did not receive full funding and are pending partial funding acceptance by the borrower

";