An easier and affordable
Business Line of Credit

Get a quote in minutes. Won't impact your credit score!
Lines between
$5K to $300K
Variable rates as
low as 6.25%1
Free to open with
no monthly fees
Access funds
any time

Why get a business line of credit?

Coverage for anything and everything.
Working capital

Bridge the gap between when you pay and
when you get paid

Manage seasonality

Keep your cash flow smooth throughout
the ups and downs of the year

Purchase inventory

Create a healthy cycle of buying and selling
that helps your business grow

Have instant liquidity

Be prepared for unexpected expenses or
fund immediate shot-term business needs

Questions? Call your Client Advisor 855-846-0153 M-F / 6am-5pm PT

Benefits of a small business line of credit through Lending Club


Gain the cash flow flexibility of a business line of credit. Open your line of credit today and use it to access funds as often as you like with low monthly payments2 that build your business credit. Pay back each draw over 25 months with no prepayment or hidden fees, ever.

WE'LL FOCUS ON YOUR FUNDING SO YOU CAN
FOCUS ON YOUR BUSINESS.

How it works

Apply online and receive a quote in minutes.

APPLY
Answer simple questions
about your business
DRAW
Access funds when
you need it
REPLENISH
Restore your available credit so you can use it again and again
“Signing up was easy. I registered Monday and by Wednesday I was good to go. Having financial flexibility with a line of credit allows me to focus on the fun part of the business; coming up with ideas for new products.”
- Rob G
QUALIFICATIONS
  • Two years or more in business
  • At least $75,000 in annual sales
  • No recent bankruptcies or tax liens
  • Own at least 20% of your business
  • At least fair or better personal credit
Contact your Client Advisor 855-846-0153 M-F 6am-5pm PT
The Lending Club difference

Your business is your lifeblood. Here at Lending Club we understand how important access to funds is for a small business. But not all business line of credit are equal. We believe in full transparency. We can help you build your credit with monthly payments but we also won't charge you any monthly fees. You will have access to a dedicated client advisor who will guide you through the process and will always be a phone call away.

Lending Club is America's largest online credit marketplace with over $16 billion in funds issued. With us you get the financial strength of a publicly traded financial institution(NYSE: LC) but the dedication and attention of a local business.

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate fully online with no branch infrastructure and use technology to lower cost and deliver an amazing experience.