API FAQs

Why would I want to use an API?

Using our API may be attractive to investors who:

  • Prefer to access the Lending Club platform programmatically, rather than logging in to the website manually
  • Prefer that investments be executed automatically based on their investment criteria
  • Have sophisticated programming skills that allow them to execute their individual investment strategy by building customized software

Is the API faster than Automated Investing?

No. Investors who access the Lending Club platform using the API do not receive any special access or timing advantage compared to investors who access the Lending Club website by manually logging in.


Do API users have access to Notes before they are offered for sale on the Lending Club website?

No. API users and users who access the Lending Club website by manually logging in to their account both have identical access to Note inventory and data.


How many API requests per minute can I make?

The API enforces a rate limit of one request per second. This is an inclusive limit across calls for all API operations. Any requests over this limit will result in a time out response.


Where are the servers located?

Please see the prospectus for information about the location of our system hardware.


Is there an API for the Folio Investing Note Trading Platform*?

To access the Folio Note Trading APIs, please log in to your Folio Note Trading account.



Additional terms and conditions apply. To be eligible to use the Lending Club API, you must review and agree to the API Terms and Conditions.

Lending Club Notes are issued pursuant to a prospectus on file with the SEC. You should review the risks and uncertainties described in the prospectus related to your possible investment in the Notes.

* Folio Investments, Inc. ("Folio Investing") is a registered broker-dealer and member of FINRA and SIPC and operates the Note Trading Platform. Folio Investing is based in McLean, VA and is not affiliated with Lending Club. Folio Investing has no role in the original issuance of the Notes and is not responsible for and does not approve, endorse, review, recommend or guarantee the Notes or the accuracy, reliability, or completeness of any data or information about the Notes. See the Important Disclosures page for additional important information. More information about Folio Investing is available at www.folioinvesting.com.