What are the eligibility requirements to invest through LendingClub?

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While you can choose a spectrum of risk and return scenarios when building your LendingClub Notes portfolio, no matter what your investment strategy is, any security carries risk, including Notes. Diversification is key both when investing at LendingClub and when thinking about your overall investment portfolio.

Identification and Verification

Both individuals and entities can be investors at LendingClub. Individual investors must be at least 18 years old, have a valid social security number, and have their identity successfully verified by LendingClub. Family trusts, companies and other organizations will need to contact us at investing@lendingclub.com for identity verification purposes in order to become investors.

State of Residence

At this time, investing through LendingClub is only available to individuals residing in the U.S. Due to current state restrictions, investors who reside in the states below have limited investment access to Notes:

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If you previously had limited access to LendingClub because of your state of residence and have since relocated to an eligible state, contact us at investing@lendingclub.com to update your account and get full investment access.

Account and Investment Minimums

There is a required initial deposit of at least $1,000. Once an account is funded, there is a $25 minimum investment per Note.