Why do borrowers with great credit need LendingClub?

Borrowers with great credit may find they can get a lower rate with less hassle by using LendingClub. For example, they may have credit cards that charge a high interest rate, but their balance is not high enough to justify the cost and inconvenience of getting a loan from a traditional bank.

We replace the high cost and complexity of traditional lending with a faster, smarter way to borrow and invest.