Put your nest egg to work with a LendingClub IRA

Competitive Returns
A fixed-income alternative, with historical returns of 3-8%.*
Invest with Purpose
Invest while building brighter futures for personal loan borrowers.
Icons/ Email-white Copy 39
Portfolio Diversifier
99% of portfolios with 100+ Notes have seen positive returns.*

How investing through LendingClub could grow your retirement nest egg.


Investors purchase Notes corresponding to different loans, grades, and terms, then receive monthly principal and interest payments as borrowers pay off their loans.


LendingClub diligently screens borrowers, assesses risk, and assigns grades to the corresponding Notes made available to investors on the platform.


Borrowers take out 3- or 5-year loans to consolidate debt and improve their financial fitness. LendingClub facilitates the transaction and services the loans.

Accounts and funding options

Put your retirement nest egg to work. Take advantage of potential tax-deferred or tax-free growth through a Traditional IRA, Roth IRA, SEP IRA or SIMPLE IRA.

Retirement Accounts
Annual Contributions
Maximize your contribution with up to $5,500 (or $6,500 for ages 50+) per tax year to an IRA. Annual contribution deadline is April 17, 2018.
401(k) Rollovers
Transitioning to a new job is hard, we make rolling over your 401(k) easier. Our dedicated support team is here to help you roll over funds from a previous 401(k) or 403(b) retirement plan to a LendingClub IRA.
IRA Transfers
Out with the old and in with the new. Easily transfer funds from another IRA to a LendingClub IRA.
LendingClub has been recognized by

Our dedicated IRA support team is here to help.
Call 888-381-9309 (M-F 7am - 5pm PT) or email retire@lendingclub.com