Open an IRA today.

Why invest with LendingClub?

Solid Returns

Investors see historical annual returns between 4% and 6%.¹

Low Volatility

99% of investors who invest in 100+ Notes of relatively equal size have seen positive returns.²

Monthly Cash Flow

Investors can receive cash payments as borrowers make their monthly loan payments.³

Account and funding options4

Invest in your retirement with a Traditional IRA, Roth IRA, SEP IRA or SIMPLE IRA.

Annual Contributions

Investors can contribute up to $5,500 (or $6,500 for ages 50+) per tax year to an IRA.

401(k) Rollovers

Investors can roll over funds from a previous 401(k) or 403(b) retirement plan to a LendingClub IRA.

IRA Transfers

Investors can transfer funds from another IRA to a LendingClub IRA.

  • Fees waived your first year when you invest $5K+4
  • Dedicated support team for IRA investors

How investing at LendingClub works

LendingClub brings together quality borrowers looking for lower loan rates and investors looking for solid returns.

Questions? We're here to help.

We have a dedicated support team available to walk through your options for IRA accounts with LendingClub.

Call 888-381-9309

or email us at