Open an IRA today and earn a bonus of up to $3,000.

Why invest with Lending Club?

Solid Returns

Investors see historical annual returns between 5% and 7%.¹

Low Volatility

99% of investors who invest in 100+ Notes of relatively equal size have seen positive returns.²

Monthly Cash Flow

Investors can receive cash payments as borrowers make their monthly loan payments.³

Account and funding options4

Invest in your retirement with a Traditional IRA, Roth IRA, SEP IRA or SIMPLE IRA.

Annual Contributions

Investors can contribute up to $5,500 (or $6,500 for ages 50+) per tax year to an IRA.

401(k) Rollovers

Investors can roll over funds from a previous 401(k) or 403(b) retirement plan to a Lending Club IRA.

IRA Transfers

Investors can transfer funds from another IRA to a Lending Club IRA.

Find your bonus5

Deposit and invest before tax season is over to qualify for a bonus of up to $3,000.

Your Investment

Your Bonus

$5,000 - $9,999 $150
$10,000 - $24,999 $300
$25,000 - $49,999 $750
$50,000 - $99,999 $1,500
$100,000+ $3,000
  • Fees waived your first year when you invest $5K+4
  • Dedicated support team for IRA investors

How investing at Lending Club works

Lending Club brings together quality borrowers looking for lower loan rates and investors looking for solid returns.

Questions? We're here to help.

We have a dedicated support team available to walk through your options for IRA accounts with Lending Club.

Call 888-381-9309

or email us at