New Name. Better Rewards.

Get the new Stackit extension today and earn double cash back through 12/31/22.*


What’s Stackit?

StackitTM is a brand-new browser extension from LendingClub Bank. Exclusively available for our personal loan customers, the Stackit extension is completely free, easy to install, and finds cash back and coupons at more than 15,000 stores online. Simply activate your favorite offers with one click to start saving. Plus, you can "stack" cash back offers onto existing loyalty program rewards at eligible stores.


Double Your Cash Back!

To celebrate the launch of Stackit, we’re giving LendingClub personal loan members double the cash back on all eligible purchases through 12/31/22.1 Add the extension today to start earning.

How it Works

1. Install Stackit
Add the free extension to your browser. It's currently available for Chrome, Edge and Safari.
2. Start Shopping
Log in with your LendingClub account and start shopping at your favorite stores to earn discounts and cash back.
3. Get Paid
Redeem rewards for e-gift cards on your Earnings Dashboard.
Frequently Asked Questions

Auto refinancing is when you pay off your existing car loan and replace it with a new one, usually from a different lender. Refinancing your auto loan could help you save money by securing a lower interest rate. Or you can reduce your monthly payments by adjusting the length of your loan term, freeing up cash for other financial needs.

To qualify for auto loan refinancing through LendingClub, your vehicle must be for personal use only, 10 years old or newer, under 120,000 miles, and your existing auto loan must be open for at least one month, have a balance between $4,000-$55,000, and at least 24 months of payments remaining.

Applying online is simple, takes only a few minutes, and you can do it all on your phone, tablet or laptop from the comfort of your own home. If you qualify, you’ll receive an offer almost immediately.

During the application process, we’ll ask about your driver’s license, vehicle registration, and proof of insurance. We may also ask you to send us additional documentation to confirm your income or other information, if necessary. Don’t worry, you can easily snap a photo and upload it right from your phone.

You can check your rate through LendingClub as many times as you like, with no impact to your credit score. No one except you can see the soft credit inquiries on your credit report. However, once you accept an offer and are approved for an auto refinance loan, we will do a hard credit check which will post to your credit report, indicating that you have accessed credit from LendingClub Bank. This may or may not impact your credit score in the short term.

Refinancing your existing auto loan can reduce your interest rate or lower your monthly payment. Try using LendingClub Bank auto refinance calculator to see what your savings could be. On average, members who refinance their car or truck with LendingClub Bank lower their payment by about $78 per month.3

What Our Members Say

I shopped around for a debt consolidation loan and this was by far the easiest application process, disbursement of funds and best interest rate. Now, I’ll be debt free in just three years, saving thousands!

—Kyle, a member from Georgia4

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What Our Members Say

Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed. 

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,854 for a term of 36 months, with an interest rate of 10.29% and a 6.00% origination fee of $1,191, for an APR of 14.60%. In this example, the borrower will receive $18,663 and will make 36 monthly payments of $643. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states. 

For Personal Loans, APR ranges from 9.57% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of July 11, 2023 and are subject to change without notice. 

Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. 

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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