STACKIT FROM LENDINGCLUB
New Name. Better Rewards.
Get the new Stackit extension today and earn double cash back through 12/31/22.*
StackitTM is a brand-new browser extension from LendingClub Bank. Exclusively available for our personal loan customers, the Stackit extension is completely free, easy to install, and finds cash back and coupons at more than 15,000 stores online. Simply activate your favorite offers with one click to start saving. Plus, you can "stack" cash back offers onto existing loyalty program rewards at eligible stores.
Double Your Cash Back!
To celebrate the launch of Stackit, we’re giving LendingClub personal loan members double the cash back on all eligible purchases through 12/31/22.1 Add the extension today to start earning.
How it Works
1. Install Stackit
2. Start Shopping
3. Get Paid
Auto refinancing is when you pay off your existing car loan and replace it with a new one, usually from a different lender. Refinancing your auto loan could help you save money by securing a lower interest rate. Or you can reduce your monthly payments by adjusting the length of your loan term, freeing up cash for other financial needs.
To qualify for auto loan refinancing through LendingClub, your vehicle must be for personal use only, 10 years old or newer, under 120,000 miles, and your existing auto loan must be open for at least one month, have a balance between $4,000-$55,000, and at least 24 months of payments remaining.
Applying online is simple, takes only a few minutes, and you can do it all on your phone, tablet or laptop from the comfort of your own home. If you qualify, you’ll receive an offer almost immediately.
During the application process, we’ll ask about your driver’s license, vehicle registration, and proof of insurance. We may also ask you to send us additional documentation to confirm your income or other information, if necessary. Don’t worry, you can easily snap a photo and upload it right from your phone.
You can check your rate through LendingClub as many times as you like, with no impact to your credit score. No one except you can see the soft credit inquiries on your credit report. However, once you accept an offer and are approved for an auto refinance loan, we will do a hard credit check which will post to your credit report, indicating that you have accessed credit from LendingClub Bank. This may or may not impact your credit score in the short term.
Refinancing your existing auto loan can reduce your interest rate or lower your monthly payment. Try using LendingClub Bank auto refinance calculator to see what your savings could be. On average, members who refinance their car or truck with LendingClub Bank lower their payment by about $78 per month.3