1-Year Certificate of Deposit
4.00% APY1
Start saving for the future with a CD from LendingClub.
We are offering competitive rates with guaranteed returns.
Benefits of a CD from LendingClub
Maximize Your Savings
FDIC Insurance
Competitive Rate
CDs from LendingClub offer a safe and predictable way to protect your savings.
CDs from LendingClub offer a safe and predictable way to protect your savings.
Certificate of Deposit (CDs) are among the best ways to save money today, often yielding some of the highest rates for savings accounts. Your investment is also federally insured, and your returns are guaranteed. For risk-averse investors, it’s the best of both worlds―maximum earnings with no principal risk.
A certificate of Deposit (CD) account allows you to save money for a specified amount of time while receiving a fixed rate of return. CDs are available for different durations otherwise known as “terms” and are fully FDIC insured.
You can only make deposits to a CD at the time when the account is opened or following CD maturity during a 10 day grace period.
Monthly withdrawals of earned interest are permitted, however any withdrawals of principal balances would only be allowed at the banks discretion and may incur early withdrawal fees.
At least 30 days prior to a CD maturing the bank will mail you a CD maturity notice. Once the CD matures there is a 10 day grace period where funds can be added or removed. If no specific customer action or notification is provided at the end of the grace period, the CD will renew into the same term at the offered rate.
Guaranteed returns for a secure future. It all starts with LendingClub.
Opening your CD is easy. Just fill out the online application, transfer your funds, and begin saving (a minimum of $2,500 is required)!
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