Business Banking

Credit Cards

Personal credit cards to fit your lifestyle.

We offer credit cards with essential features and valuable rewards that are tailored to your needs. No matter which card you select, you’ll receive a diverse range of benefits suited to your advantage – from EMV smart chip technology to mobile purchasing conveniences.

If you are looking for extended introductory rates or even bonus rewards, our cards have you covered. Competitive rates, low annual fees, more cash back, and flexible credit lines will all help you manage your expenses.

Pick the card that’s right for you!

Browse our selection of credit cards and choose the one that suits you best! Apply online and get your approval decision in minutes.

Browse and Apply

Accessing your credit card account

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request limit increases
  • View statements
  • Redeem rewards

For credit cards opened on or after October 1, 2015

Access Credit Card Account

For credit cards opened BEFORE October 1, 2015

Access Credit Card Account

1. The creditor and issuer of the credit cards offered through LendingClub Card is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express. 

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  1. Of all personal loans approved between 10/1/20 - 12/31/20, 69% were approved within 24 hours. Between October 2021 and December 2021, 50% of personal loans were funded within 24 hours after loan approval, on average. The time it takes for a loan to be funded is not guaranteed and individual results vary based on multiple factors, including but not limited to investor demand.
  2. On average, personal loans from LendingClub Bank are offered at an APR of 15.95% with an origination fee of 5.00% and a principal amount of $15,800 for loans with term lengths of 36 months, based on current credit criteria and an analysis of historical borrower data from 1/1/21 to 4/12/21. For credit card purchases made in March 2021, the average APR was 20.29%, according to publicly available information published by TheBalance.com. If you pay off a credit card balance of $15,010 with an APR of 15.95% over 36 equal monthly payments, you will pay $5,152 in total finance charges. If you obtain a loan with a term of 36 months and an amount financed of $15,010 (principal amount of $15,800 with an origination fee of $790) at 15.95% APR, you will pay $3,975 in total finance charges over the term of the loan, a savings of $1,177 as compared to the average credit card.

Unless otherwise specified, all loans and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment. ​Deposit accounts are subject to approval.  Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol, and “Radius” and the “R” symbol, are trademarks of LendingClub Bank.

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