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Personal Banking

Business Banking
Business is defined as small business clients who do not have ACH origination, a Desktop Check Scanner, and / or Positive Pay services. Also included in Business are Tailored Checking accounts opened after 11/16/2020.

Commercial Banking
Commercial is defined as our Commercial, Institutional, Municipality, API Banking, Escrow, and Cannabis Banking business clients.

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  1. This is one person’s experience. Individual results may vary. Based on reviews collected and authenticated by Bazaarvoice. All such reviews can be accessed at http://reviews.lendingclub.com.
  2. Between July 2022 and October 2022, Personal Loans issued by LendingClub Bank were funded within 42 hours after loan approval, on average. 37% of Personal Loans issued by LendingClub Bank during the same period were funded within 24 hours after loan approval. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors, including but not limited to investor demand.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. ​Deposit accounts are subject to approval. Only deposit products are FDIC insured.

“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

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