$22 Billion invested
through Lending Club
You can easily build a diversified portfolio that can offer these benefits
How it works for investors
- Potential borrowers submit loan applications through Lending Club and Lending Club begins the screening process.
- If approved, each loan is assigned a Grade between A and G based on borrower credit quality and underlying risk.
- As an investor, you can then select and invest in Notes which correspond to fractions of these loans. By investing in at least 100 different Notes of relatively equal size, you are able to diversify your portfolio.
- As borrowers repay their loans, funds are deposited into your account and can be withdrawn or reinvested.
See the process in more detail
Video: One Minute Overview
Lending Club offers both Investment and Retirement Accounts