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About LendingClub

Helping Americans meet their life goals

Since 2007, more than 4.8+ million members have joined the Club to help reach their financial goals. As the leading digital marketplace bank at scale, our members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving.

Our commitment

Reinvent banking

We’re the only full-spectrum fintech marketplace bank built on the belief that innovative, creative solutions deliver more value and a better experience.

Do what’s right

We're leading the governance of a new industry, developing ethical, responsible ways to bring greater value and better opportunities to customers.

Deliver world-class experiences

Accessing money should be seamless. We’re committed to making borrowing and saving simple and easy for everyone.

Level the playing field

Everyone deserves a better financial future if they strive for it. We’ve built a marketplace that keeps costs low and opportunity high.

Leadership

Our leaders share a vision of expanding financial opportunities for all Americans through responsible innovation.

What we’ve accomplished

What we’ve accomplished Transforming an industry requires new ways of thinking and doing. Throughout our first decade, we’ve been recognized for our ideas, innovative technology, and business success. We’re proud of what we’ve achieved so far, and there’s so much more ahead.
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Careers at LendingClub

We put our customers at the center of everything we do, empowering millions of people to meet their financial goals. Working in highly collaborative, agile teams, we’re defining a new industry. At LendingClub, you’ll have lots of opportunities to contribute, innovate, and advance.

Investor Relations

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Business Development


Interested in discussing a business opportunity? Let us know how you envision working with us.


Get in touch

Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,169 for a term of 36 months, with an interest rate of 10.49% and a 6.00% origination fee of $1,150 for an APR of 14.81%. In this example, the borrower will receive $18,019 and will make 36 monthly payments of $623. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 60 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 8.98% to 35.99% and origination fee ranges from 3.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of March 8, 2024 and are subject to change without notice.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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