Logo

Welcome to the
Help Center

We’re here to help you find a solution

Search for More Topics

Frequently Asked Questions

How do I manage my loan account?

You can view and change most of your account information right from your Member Center, including your password, phone number, physical address, and email address ...

    How do I make early or extra payments?

    You can make a one-time payment from your Member Center, by check, or over the phone ...

      How do I change my due date?

      You have options if you need to change your due date. As long as your account is current, you can make a one-time change to your next payment date...

        How do I get started with Online Banking?

        With Online Banking, you can get 24/7 access to your account. To enroll, click here. ...

          How do I link an external account?

          Depending on the linking option you have selected, it may be necessary for two (2) micro deposits to be made into the external account...

            How can I set up a direct deposit?

            Set up a direct deposit into your account, and you could be eligible to receive your money up to 2 days earlier.

              What is auto refinance?

              Looking for a lower monthly car loan payment? Refinancing your car loan with LendingClub could lower your monthly car payments...

                What are the rates and fees for auto refinance loans?

                Rates and fees for your auto refinance loan depend on several factors, like your credit history and income. ...

                  How do I refinance my car loan?

                  It’s fast and simple to refinance your car loan with LendingClub Bank. If your car loan’s remaining balance is between $5,000 and $55,000 ...

                    LendingClub Resources

                    Related Articles
                    Helping your money grow may feel like a daunting task, especially if you’re not used to keeping a close eye on your cash. However, making your money work for you doesn’t have to be complicated or time-consuming.
                    Dec 11, 2024
                    5 min read
                    seated smiling couple looking at their phone and tablet
                    We all experience costly, unplanned expenses from time to time—a broken appliance, an auto accident, a surprise medical bill, a loss of income. Having a dedicated emergency fund can not only provide the reassurance you’ll be able to meet unanticipated financial needs, it’s also one of the first essential steps you can take to start saving. Putting even a small amount aside for emergencies can help you recover more quickly and get back to meeting your financial goals that much faster.
                    Dec 7, 2024
                    7 min read
                    Blog EmergencyFund
                    Creating the discipline necessary for saving money on a regular basis is one of the keys to establishing a solid financial future. Whether that means not letting late fees eat away at your bank account, or methodically setting aside a certain amount of money for your next great adventure, saving takes patience and practice.
                    Dec 2, 2024
                    4 min read
                    Older couple sitting at counter reviewing finances together
                    Your spending habits play a big role in your overall financial well-being. How you spend (or don’t) can influence how much debt you carry, what your emergency fund looks like, and even play a part in how you feel emotionally about your financial picture.  
                    Nov 30, 2024
                    5 min read
                    5 proven ways to spring clean your spending
                    If you’re feeling a pinch in your wallet this year you’re not alone. With inflation, supply chain issues, high gas prices, and wage stagnation, many Americans are feeling anxious about their financial well-being heading into the holiday season.
                    Nov 24, 2024
                    5 min read
                    Best Ways to Reduce Spending and Save Money Over the Holidays
                    Related Impact
                    From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
                    Nov 13, 2022
                    2 min read
                    blog header stackit 765x430 v1-1
                    Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.
                    Oct 2, 2022
                    5 min read
                    LendingClub Rewards Checking Nationally Certified as Trusted, Afforda
                    Since 2007, LendingClub has been on a mission to deliver a world-class experience to all our members. This month we took a moment to reflect on the more than four million members who have chosen LendingClub as their partner to help them reach their financial goals.
                    Apr 19, 2022
                    2 min read
                    Illustration of large number 4 and letter M made up of colorful, tiny illustrations of ethnically diverse people
                    In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank. 
                    Mar 6, 2022
                    less than a minute read
                    Blog-post
                    LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.  
                    Jan 2, 2022
                    2 min read
                    Man in blue button up shirt and glasses smiling
                    Related Glossary
                    {noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
                    Sep 6, 2023
                    4 min read
                    {noun} The total annual cost to borrow money, including fees, expressed as a percentage.
                    Mar 21, 2023
                    3 min read
                    {noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
                    Mar 21, 2023
                    4 min read
                    A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
                    Feb 7, 2023
                    3 min read
                    {noun} An interest rate that remains the same for a set time, usually for the life of the loan.
                    Feb 4, 2023
                    3 min read

                    Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

                    LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

                    © 2024 LendingClub Bank. All rights reserved.