Where Can I Find Annual Investor Statements and Tax Documents in My LendingClub Account?

Last Updated June 8, 2023

LendingClub provides annual tax documents by January 31 for the previous calendar year. LendingClub also provides a year-end statement that summarizes your account activity.

You can find your 1099 consolidated tax statement in your Member Center under Statements. We won’t mail your statement unless you have opted out of electronic delivery of tax documents. To opt out of electronic delivery of tax documents, email tax@lendingclub.com.

We also provide a downloadable type: asset-hyperlink id: 3qvoScA6m5AgjXtqJMLU6r with information about the data reported on the 1099 consolidated tax statement, and we’ll email you after posting tax documents to your account.

Tax documents in your account

Depending on your financial situation and the activity in your account, the 1099 consolidated tax statement may include some or all of the following forms:

If you are an investor who

You'll receive this form

From description


Received $10 or more in net interest payments


Original Issue Discount


Received $600 or more in incentive, bonus, or other miscellaneous payments from LendingClub


Miscellaneous Income


Held Notes corresponding to loans that were charged off during the tax year or received recoveries and/or net proceeds on Notes which corresponded to charged-off loans or transfers

1099-B (Recoveries and Proceeds from Charged-off Loans)

Proceeds from Broker and Barter Exchange Transactions 


Sold Notes on the Note Trading Platform operated by Folio Investing

1099-B (Folio Investing Transactions)

Proceeds from Broker and Barter Exchange Transactions

Folio Investing 

Why don't I have a 1099 tax statement?

You won’t receive a 1099 consolidated tax statement from us if your account is:

  • Tax-deferred (for example, an IRA)

  • A registered C-corporation

  • A registered tax-exempt organization

  • Any other type of entity for which LendingClub is not required to provide tax information

Missing other tax forms or statements?

Tax errors and help

If you believe you received a tax form in error, or you didn’t receive a tax form and think you should have, please email tax@lendingclub.com.

Consult with your accountant or other tax advisors on how to properly handle taxes on your annual Notes activity, including whether you can claim losses from Notes tied to charged-off loans.

Foreign investors

If you’re a foreign investor, we send Form 1042-S, if applicable, which you can find in your Member Center under Statements.

LendingClub does not provide tax, financial, or legal advice, and this information is not intended to be tax, financial, or legal advice. LendingClub recommends that you consult your financial or tax advisor if you have questions.

LendingClub Resources

Related Resource Center
Want to consolidate high-interest debt, renovate your home, or manage an unexpected expense? A personal loan could help.
Sep 25, 2023
Top 4 Reasons to Get a Personal Loan
Find out how your savings stack up against other people your age—and what you can do to grow your savings at any stage of life.
Sep 18, 2023
gethelp couple
There are several reasons your credit score may have dropped. Here are six solid ways to focus your efforts and start rebuilding your score.
Sep 12, 2023
Having a money plan in place before you turn in your resignation can make the transition smoother. Learn ways to prepare your finances before you go.
Sep 4, 2023
Young man relaxing in an orange hammock by a misty lake holding a cup of coffee, looking at laptop on his lap.
Home repair costs have increased. Knowing upfront what you can expect to pay for certain types of improvements can help you prepare financially and save you a lot of stress.
Aug 28, 2023
knowing common home repair costs can help you prepare for the future
Related Impact
From groceries and diapers to Halloween costumes for pets, nearly 60% of American consumers prefer to shop online for everyday items that make life more convenient, comfortable, and enjoyable. And with rising prices showing no signs of stopping anytime soon, we’re pleased to introduce StackitTM from LendingClub Bank—a new browser extension that automatically finds and rewards eligible members with coupons and cash back for extra savings at more than 15,000 favorite online retailers.
Nov 13, 2022
blog header stackit 765x430 v1-1
Even in today’s low-yield, high-inflation environment, it’s essential to keep a certain amount of money in an easy-to-access checking or savings account for things like daily household and emergency expenses, or to meet short-term financial goals.
Oct 2, 2022
LendingClub Rewards Checking Nationally Certified as Trusted, Afforda
Since 2007, LendingClub has been on a mission to deliver a world-class experience to all our members. This month we took a moment to reflect on the more than four million members who have chosen LendingClub as their partner to help them reach their financial goals.
Apr 19, 2022
Illustration of large number 4 and letter M made up of colorful, tiny illustrations of ethnically diverse people
In March 2022, we hosted our first quarterly webinar where we celebrated our one-year anniversary as a digital marketplace bank. 
Mar 6, 2022
LendingClub completed the acquisition of Radius Bank in February 2021. At that time, in addition to the direct-to-consumer deposit business, we inherited a fintech partner program, and several lending businesses. As we reach the one-year anniversary of the acquisition, and in conjunction with the conclusion of a strategic review of our business operations, we have made the decision to discontinue certain businesses that don’t fit our mission.  
Jan 2, 2022
Man in blue button up shirt and glasses smiling
Related FAQ's
LendingClub provides a year-end statement that summarizes your account activity, including how much interest you’ve earned and information regarding Notes tied to loans that have been charged off.
Jun 7, 2023
If you need to import your LendingClub tax forms to TurboTax, simply follow this step-by-step guide.
Jun 7, 2023
Generally, interest and other payments received in a Notes account are taxable, but tax treatment and reporting depend on your account type.
Jun 7, 2023
You may not receive a 1099 consolidated tax statement for the previous tax year for a few reasons, depending on certain account activities or account types.
Jun 7, 2023
To find your monthly, year-end, and tax statements, if applicable...
Jun 7, 2023
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
Sep 6, 2023
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment. 
Mar 21, 2023
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
Mar 21, 2023
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
Feb 7, 2023
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
Feb 4, 2023

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

© 2023 LendingClub Bank. All rights reserved.