You can check your prequalified options within seconds. Complete the prequalification form and hit See Available Rates. If payment plans are available for you to select from, you can then review and select what works best within your budget.
How Long Does It Take to Receive a Response to My Application?
Last Updated June 8, 2023less than a minute read
Additional Application Process FAQ
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Related FAQ's
Personal Banking Customers: Our Elite and Reserve Tier customers can place a wire via Online banking or the LendingClub Mobile app. For all other customers, they can reach out to Customer Service at 800.242.0272 to initiate a wire.
To get 1% cash back on qualified purchases, follow these requirements
To open a savings or certificate of deposit account, you need to be 18 or older and a citizen or resident of the United States
Your initial deposit for opening your account will be held for 5 days in order to validate your account.
Yes! As part of the application you will have the opportunity to add a joint account owner after you submit your personal information and receive confirmation on the details of your newly approved LendingClub account.
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.
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