Why Wasn't My Loan Funded?

Last Updated June 8, 2023

While funding issues don’t happen often, it’s possible a loan may not get fully funded. This means there was an issue in the step between approval and issuance—the point where we get funds ready to send to you.

We understand that this isn’t an ideal outcome, but we’ll do our best to let you know as soon as possible so you can find other solutions for your situation.

We’ll also send you an invitation to reapply in the future, so watch for that.

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Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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