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Important Update: LendingClub Notes platform retired on December 31, 2020.Learn More

Individual Investors

Moving Forward Together

Thank You to Our Investors

People helping people is core to who we are as a company, and our Notes investors have helped millions of borrowers get on the path to financial health. Investors like you are the heartbeat of the LendingClub platform, and we appreciate each of our investors and value the trust you’ve placed with us over the years.

While we close one chapter, we’re opening another

Though Notes are no longer available for investment, we are pursuing new banking capabilities as part of our acquisition of Radius Bank that will enable us to offer even more to our investors in the future. We’re hard at work developing new products to help our members keep more of what they earn and earn more on what they keep. Our very first offering—a high yield savings account—is just for you, our valued Notes investors.

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An Exclusive High-Yield Savings Account for Our Founding Members

The Founder Savings account will pay a market-leading 4.80% APY1 and will only be offered to you, our Notes investors, as a sincere thank you for your dedication to the LendingClub platform. Deposits will be FDIC insured up to $250,000.

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Frequently Asked Questions

Unfortunately, Notes are no longer available for investment. Check back soon on new products LendingClub will offer to individual investors.

Your existing Notes are not impacted, and servicing of your investment account will continue per usual, until all Notes in your account fully mature.

No, the secondary market for trading (buying or selling) Notes is no longer available.

We’re here to help. You can visit our Help Center or contact us for more information at investing@lendingclub.com

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Financial well-being for everyone.

Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

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DEVELOPERS

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Accounts subject to approval which may include credit approval. Please see Product Terms & Conditions for additional product details. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our Help Center for additional information. The Founder Savings account and rates are only available to LendingClub Notes investors.

  1. Annual Percentage Yield (APY) as of 12/01/2023. APY is subject to change at any time. Rate tiers are as follows: 4.80% APY applies to the portion of balances from $0.00 to $19,999.99; 4.80% APY applies to the portion of balances from $20,000 to $49,999.99; and 4.80% APY applies to the portion of balances greater than $50,000.00. All deposit products are provided by LendingClub Bank, N.A., Member FDIC. Rates are only available to LendingClub Notes investors. Offer applies to personal accounts only and may be rescinded at any time without notice. Fees may reduce earnings on account.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

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