Get a personal loan. We reward your excellent credit with great rates starting at 7.89% Fixed APR. Apply Now. Start investing. Investors earn average net annualized returns of 9.67%. Notes offered by prospectus.
11/7/09 Average Net Annualized Returns

Borrowers Get Better Rates

Graph comparing Lending Club rates to banks.

Investors Get Better Returns

More Performance

  • Lending Club offers access to a new investment previously only available to banks that features high interest rates.
  • Our investors have earned average net annualized returns of over 9.5% since inception in June 2007.

More Control

  • It's easy to build a portfolio of hundreds of notes that represent loans made to creditworthy borrowers.