Investors earn better returns, borrowers pay lower rates.

Better Rates. Together.

Financial Innovation

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate at a lower cost than traditional bank loans and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

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Featured Borrower

"The application process was simple, and it was neat to watch the process as people invested in my loan."
A unique and creative way to get a loan that boasts lower interest rates than most banks and credit card companies.
See what others are saying

Invest and earn solid returns

Thousands of investors each month join Lending Club for solid returns.

See for yourself

Investments in Lending Club Notes can provide:

  • Low volatility
  • Monthly cash flow
  • Solid returns

Loans funded:

$4,034,212,750

Interest paid to Investors:

$379,133,060
* Statistics as of 03/31/14
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Watch video:
Introduction to investing at Lending Club

Financial Innovation

Companies like Lending Club are cutting out the middle man − banks − to offer consumers the opportunity to lend money directly to others and obtain a higher return.

Market Watch

Featured Borrower

Rebecca

"The application process was simple, and it was neat to watch the process as people invested in my loan."