We're not a bank. Instead, we connect borrowers with investors through our online marketplace.
In exchange for solid returns, investors purchase Notes, which correspond to fractions of loans.Learn About Investing
LendingClub screens borrowers, facilitates the transaction, and services the loans.
Loans are issued via WebBank, member FDIC
Borrowers use loans to consolidate debt, improve their homes, finance major purchases, and more.Learn About Loans
Our mission is to transform the banking system to make credit more affordable and investing more rewarding.
Since 2007, we've helped over 1.5 million people achieve greater financial wellness, and that number is growing. As the trailblazer in peer-to-peer lending, we've evolved into America's largest online marketplace that allows borrowers to apply for personal loans, auto refinancing, business loans, and elective medical procedures. Through our marketplace, we've given investors access to solid returns, low volatility, and monthly cash flow.*
Headquartered in San Francisco, we operate fully online without any branch locations, which allows us to keep operating costs low and focus more resources on our customers. We are transforming the banking system into a frictionless, transparent, and highly efficient digital experience, and we're here for you.