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Personal LoanWhat Our Members Say
We’re rewriting the rules of traditional banking, and we only win when our customers succeed. We’ve helped over 4 million members reach their goals, and we’re just getting started!
Get up to $40,000 in just a few clicks
With the ability to choose a loan amount of up to $40,000, LendingClub offers fixed rates and a monthly repayment plan to fit within your budget. We understand the importance of getting the money you need quickly and work to have funds disbursed to you quickly.*
Refinance and drive away with savings
Put more money back in your pocket by refinancing your car loan with LendingClub. There are no origination fees or prepayment penalties with LendingClub auto loan refinancing, and checking your rate will not impact your credit score.
Simple, everyday banking built around you
LendingClub offers a full suite of award-winning checking and saving products with benefits designed to meet your financial goals. Whether it's our cash-back Rewards Checking account or our High-Yield Savings and CD accounts with competitive rates, we have the right products to help you make the most of your money.
Bank Smarter with LendingClub
Make the most of your money with LendingClub, recently awarded for its Best Cash Back Checking Account on Newsweek's America's Best Banks list for 2022. Our superior products and services are built to help you reach financial wellness, including our award-winning checking account, Rewards Checking, offering 1% cash back, ATM rebates and more.
Lending Club is America’s largest lending marketplace, connecting borrowers with investors since 2007. Our LCTM Marketplace Platform has helped more than 4 million members get over $80 billion in personal loans so they can save money, pay down debt, and take control of their financial future. And because we don’t have any brick-and-mortar locations, we’re able to keep costs low and pass the savings back to you in the form of great interest rates. Learn more about our personal loan rates.
A personal loan is money lent through a financial institution like a bank or an online lending marketplace that can be used to pay down credit cards, consolidate debt, or cover a wide range of expenses. Personal loans come with fixed monthly payments over a set period of time.
Instead of credit limits, introductory rates, or revolving balances, personal loans come with a fixed rate and payment that you choose up front. No additional interest will be added to your loan once you lock in your rate, so nearly all of your monthly payment goes to quickly reducing your balance and paying down your debt. Learn more about personal loans vs. credit cards.
Checking your rate with LendingClub Bank has absolutely no impact to your credit score because we use a soft credit pull. A hard credit pull that could impact your score will only occur if you continue with your loan and your money is sent. The good news is that a personal loan could also positively impact your credit down the road by showing a history of on-time payments and reducing your total debt (as long as you don’t add new debt, like increased credit card balances). Learn more about soft vs. hard credit check.
Scammers often try to collect personal and/or financial information from consumers by posing as employees of philanthropic organizations or financial services companies. Be cautious about providing personal or financial information to anyone, even if they claim to be from a company you already do business with. Learn about the advance fee scam.