Investors earn better returns, borrowers pay lower rates.

Better Rates. Together.

Financial Innovation

Lending Club is America’s #1 credit marketplace, transforming banking to make it more efficient, transparent and consumer friendly. We operate at a lower cost than traditional bank loans and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.


Featured Borrower

"The application process was simple, and it was neat to watch the process as people invested in my loan."
A unique and creative way to get a loan that boasts lower interest rates than most banks and credit card companies.
See what others are saying

Invest and earn solid returns

Thousands of investors each month join Lending Club for solid returns.

See for yourself

Investments in Lending Club Notes can provide:

  • Low volatility
  • Monthly cash flow
  • Solid returns

Loans funded:


Interest paid to Investors:

* Statistics as of 03/31/14
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Watch video:
Introduction to investing at Lending Club

Financial Innovation

...earned its place on an income investor’s menu.

Wall Street Journal

Featured Borrower


"Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork."