Generally, if your loan request is at least 60% funded when your listing ends and the amount exceeds $1,000, it will issue unless you inform member support no later than the business day before the 14th day of your listing that you want to withdraw your loan request. If you are a resident of Massachusetts, however, the loan will issue only if (i) the annual percentage rate (APR) assigned to your loan is less than or equal to 12% or (ii) the amount funded exceeds $6,000, regardless of the APR. (See your Borrower Membership Agreement in your account.) Member Support can be reached at support@lendingclub.com.

If your loan request is less than 60% funded when your listing ends, you have two choices if you still wish to pursue funding. You can accept the partial funding amount that you have received toward the total you requested as long as it exceeds $1,000 and you do not live in Massachusetts. However, if you are a resident of Massachusetts, you can accept the partial funding amount only if (i) the APR assigned to your loan is less than or equal to 12% or (ii) the amount funded exceeds $6,000, regardless of APR. To accept the partial loan amount, go to your Account Summary and click on the “Take partial amount” button to initiate the process. You must approve the revised Truth in Lending Disclosure containing your new loan terms (the loan amount and monthly payment amounts will be different, but the interest rate and APR will remain the same). You will have four days to take the partial loan amount before the funds are returned to investors.

You may also relist your entire loan request for another 2 weeks or relist the difference (subject to the limitations on size and APR above). The loan amount and interest rate cannot be changed, but you will be able to modify your loan title and description. If you have any questions, please contact Member Support.