Lending Club

Borrow at a low, fixed rate.

Car & Vehicle Loans

Get rolling sooner.

There's a smart and convenient way to finance that car or vehicle you've had your eyes on. Lending Club rewards your good credit rating with a great rate on a personal loan.

Why Lending Club for a car & vehicle loan?

Convenient

Our online application process takes minutes to complete.

Low interest rates

We offer a fixed-rate loan with an interest rate that is typically lower than the unsecured interest rates offered by credit cards and traditional lenders, based on your good credit. Your interest rate never changes.

Flexible

Use a Lending Club loan to purchase a new or used vehicle, refinance an existing car loan, or even buy out your lease.

Smart

With cash in hand, you have the power to negotiate a better overall price, take advantage of cash rebates, or even get a better value for your trade-in.

Easy payment process

Fixed monthly payments can be automatically deducted from your bank account.

No pre-payment penalties

You can pay off your loan at any time with no penalty.

No hidden fees

Period.

Private and confidential

Your identity and personal information are protected and we don't share that information with investors.

* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

New York Times

See what others are saying about us »

Featured Borrower

Adrian
  • Adrian
  • Houston, TX
  • Debt Consolidation
  • $8,000 at 16.56% APR

"Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork."

Browse more personal loans »