Earn better returns.

Building a Portfolio

1. Fund your account.

Transfer money to your Lending Club account via a linked bank account, wire or check.

2. Select an option.

11.05% 14.05% 17.33%


Browse Notes and choose individually.

3. Build a diversified portfolio.

Example: Invest $5,000 and diversify across 200 Notes.
Learn more about diversification »

4. Receive payments automatically.

As you receive monthly payments, you can reinvest or withdraw these payments at any time.

Get started, choose the account that's right for you.

Whether you want to invest as an individual, an entity, for a minor, or with a joint or trust account, we have the right investment account for you. Learn more »

Combine the benefits of Lending Club returns with the tax advantages of an Individual Retirement Account. We offer Traditional IRA, Roth IRA, SEP IRA, or Simple IRA with easy rollovers from your current IRA or 401k. Learn more »

For financial advisors looking to help their clients earn better returns, Lending Club Notes enable greater diversification, reduce portfolio volatility, and help differentiate your practice.

Contact Investor Services for more information:
Toll free: (888) 596-3159 or investing@lendingclub.com

Get started right away Open an Account

Lending Club Notes are offered by prospectus filed with the SEC. Please consider the risks of investing.

Financial Innovation

The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

New York Times

Featured Borrower


"My loan was 100% funded within 12 hours, and I had funds in my account within 4 days. It was ridiculously fast..."