Lending Club

Earn better returns.

Building a Portfolio

1. Fund your account.

Transfer money to your Lending Club account via a linked bank account, wire, check, or paypal.

2. Select an option.

11.05% 14.05% 17.33%

or

Browse Notes and choose individually.

3. Build a diversified portfolio.

Example: Invest $5,000 and diversify across 200 Notes.
Learn more about diversification »

4. Receive payments automatically.

As you receive monthly payments, you can reinvest or withdraw these payments at any time.

Get started, choose the account that's right for you.

Whether you want to invest as an individual, an entity, for a minor, or with a joint or trust account, we have the right investment account for you. Learn more »

Combine the benefits of Lending Club returns with the tax advantages of an Individual Retirement Account. We offer Traditional IRA, Roth IRA, SEP IRA, or Simple IRA with easy rollovers from your current IRA or 401k. Learn more »

For financial advisors looking to help their clients earn better returns, Lending Club Notes enable greater diversification, reduce portfolio volatility, and help differentiate your practice.

Contact Investor Services for more information:
Toll free: (888) 596-3159 or investing@lendingclub.com

Get started right away Open an Account

Lending Club Notes are offered by prospectus filed with the SEC. Please consider the risks of investing.

Open an Account

It’s free and it takes just minutes

Sign Up Now

or Contact us »

PRIME Account

Looking to maximize your returns with minimal effort?

Consider opening a PRIME Account. Get greater access to our Investor Services team.

Learn more »

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.

NPR

See what others are saying about us »

Featured Borrower

Sarah
  • Sarah
  • Newfield, NJ
  • Pay off Credit Cards
  • $15,000 loan at 9.79% APR

"As an accountant, I am very conservative about money. My daughter's credit card jumped her interest rate... I found Lending Club and got a loan to pay off her credit card."

Browse more personal loans »