Lending Club

Borrow at a low, fixed rate.

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Yes, we do have lower rates

We reduce the cost and complexity of bank lending and pass the savings to you.

It's really fast and simple

Apply in minutes, get an instant rate quote, and get funded in a few days.

Your identity is protected

You're safe with us. Your identity and personal information are protected and we never share your information with investors.

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1 Rate based on A1 Loan Grade, subject to credit approval. All loans made by WebBank, a Utah-chartered Industrial Bank. Annual percentage rates for all loans range from 6.78% (A1) to 27.99% (G5).  Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.  

2 Average national and city base interest rates for unsecured personal loans between $5,000 and $10,000 as of November 26, 2011. APR may be higher due to any origination fees or other charges. Source: RateWatch.

If the financial markets were as open as Lending Club... the combined efforts and innovations of all investors would make the system as a whole more secure.

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Featured Borrower

Sarah
  • Sarah
  • Newfield, NJ
  • Pay off Credit Cards
  • $15,000 loan at 9.79% APR

"As an accountant, I am very conservative about money. My daughter's credit card jumped her interest rate... I found Lending Club and got a loan to pay off her credit card."

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