Borrow at a low, fixed rate.

Credit Card Payment

Pay 'em down for less.

Why pay exorbitant interest rates on your credit card debt? Lending Club rewards your good credit rating with a great rate on a personal loan, so you can pay down those credit cards - or pay them off - with fixed monthly payments. It's the smart and convenient way to consolidate your credit card debt.

Why Lending Club for credit card payments?


Our online application process takes minutes to complete.

Low interest rates

We offer a fixed-rate loan with an interest rate that is typically lower than the unsecured interest rates offered by credit cards and traditional lenders, based on your good credit. Your interest rate never changes.

Easy payment process

Fixed monthly payments can be automatically deducted from your bank account.

No pre-payment penalties

You can pay off your loan at any time with no penalty.

No hidden fees


Private and confidential

Your identity and personal information are protected and we don't share that information with investors.

Get started on your loan Check Your Rate
* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

Safe and Secure

Safe and Secure

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Call Toll Free: (888) 596-3157

6:00am – 5:00pm PT, Mon–Sat

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Financial Innovation

... lending money at a lower rate than most credit cards and returning more money to lenders...

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Featured Borrower


"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club."