Lending Club

Borrow at a low, fixed rate.

Credit Card Payment

Pay 'em down for less.

Why pay exorbitant interest rates on your credit card debt? Lending Club rewards your good credit rating with a great rate on a personal loan, so you can pay down those credit cards - or pay them off - with fixed monthly payments. It's the smart and convenient way to consolidate your credit card debt.

Why Lending Club for credit card payments?

Convenient

Our online application process takes minutes to complete.

Low interest rates

We offer a fixed-rate loan with an interest rate that is typically lower than the unsecured interest rates offered by credit cards and traditional lenders, based on your good credit. Your interest rate never changes.

Easy payment process

Fixed monthly payments can be automatically deducted from your bank account.

No pre-payment penalties

You can pay off your loan at any time with no penalty.

No hidden fees

Period.

Private and confidential

Your identity and personal information are protected and we don't share that information with investors.

Get started on your loan Check Your Rate
* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.

NPR

See what others are saying about us »

Featured Borrower

Dan
  • Dan
  • Jacksonville, FL
  • Major Purchase
  • $10,000 at 14.57% APR

"My loan was 100% funded within 12 hours, and I had funds in my account within 4 days. It was ridiculously fast..."

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