Want to pay off your credit card debt and reduce your monthly payments? With an unsecured personal loan via Lending Club you can pay off your high interest credit card debt and consolidate it into a single monthly payment with a fixed, low rate.
Better Rates: Lower your rate by an average of 30%1
Borrowers who used a personal loan* via Lending Club to pay off high interest credit cards or consolidate debt report in a survey that the interest rate on their loan was an average of 30% lower than they were paying on their outstanding debt or credit cards.
Circle the date your credit cards will be paid off
With fixed, low interest rates and monthly payments, the amount you pay will never increase, giving you a clear path to being debt free.
Estimate your monthly payment with our personal loan calculator.
The most convenient personal loan around
Get an instant rate quote and see the offers you qualify for, with no need to ever visit a branch. Loans are deposited directly into your bank account in as quickly as seven days.
Flexibility to save even more
You have the flexibility to pay off your loan whenever you want and get rid of future interest payments. No prepayment penalty.
Improve your credit score
Consolidating your debt and paying off your credit cards can improve your credit score. 75% of Lending Club customers experienced a FICO score increase three months after getting their personal loan; the average score increase was 20 points.2
Easy online loan application
Check your rate using our easy online loan application. It only takes a few minutes and there is no impact to your credit score.