Lending Club

Borrow at a low, fixed rate.

Credit Card Payment

Pay 'em down for less.

Why pay exorbitant interest rates on your credit card debt? Lending Club rewards your good credit rating with a great rate on a personal loan, so you can pay down those credit cards - or pay them off - with fixed monthly payments. It's the smart and convenient way to consolidate your credit card debt.

Why Lending Club for credit card payments?

Convenient

Our online application process takes minutes to complete.

Low interest rates

We offer a fixed-rate loan with an interest rate that is typically lower than the unsecured interest rates offered by credit cards and traditional lenders, based on your good credit. Your interest rate never changes.

Easy payment process

Fixed monthly payments can be automatically deducted from your bank account.

No pre-payment penalties

You can pay off your loan at any time with no penalty.

No hidden fees

Period.

Private and confidential

Your identity and personal information are protected and we don't share that information with investors.

Get started on your loan Check Your Rate
* All loans made by WebBank, a Utah-chartered Industrial Bank. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

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Featured Borrower

Nancy

Nancy

Florence, KY

$15,900 at 15.82%APR


Pay Off Credit Cards

"The process was as simple as 1, 2, 3. I love the idea of individuals lending to each other, unlike banks that make you feel like you're not worth a nickel of their time."

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The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

New York Times

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Featured Borrower

Sunny
  • Sunny
  • Mountain View, CA
  • Pay Off Credit Cards
  • $9,000 at 14.07% APR

"Lending Club gave me the ability to get a great loan at a great rate when other lenders would not."

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