Want to eliminate your debt and slash your monthly payments? With a personal loan via Lending Club you can pay off your high interest debt and consolidate it into a single monthly payment.
Circle the date you will be debt free
With fixed rates and monthly payments, the amount you pay will never increase, giving you a clear path to a achieve your financial goals.
Reduce your rate by an average of 32%1
Borrowers who used a personal loan* via Lending Club to consolidate debt or pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 7.0 percentage points lower than they were paying on their outstanding debt or credit cards.
Apply online, it's fast and easy
Our application takes minutes, with no impact to your credit score.
The most convenient personal loan around
Instantly review the offers you qualify for, with no need to ever visit a branch. Loans are deposited directly into your bank account in as quickly as a few days.
Prepay and save even more
You can pay off your loan at any time and get rid of future interest payments. No prepayment penalty.
Boost your credit score
Consolidating your debt can improve your credit score. 77% of Lending Club customers experienced a FICO score increase three months after obtaining their loan, with an average score increase of 22 points.2