Lending Club

Borrow at a low, fixed rate.

Debt Consolidation Loans

Get off the revolving credit treadmill.

Take advantage of a great rate based on your good credit rating to pay down your debts. With Lending Club, you can consolidate your debts and make one fixed monthly payment. It's the smart, convenient way to cut your payments.

Why Lending Club for debt consolidation?

Convenient

Our online application process takes minutes to complete.

Low interest rates

We offer a fixed-rate loan with an interest rate that is typically lower than the unsecured interest rates offered by credit cards and traditional lenders, based on your good credit. Your interest rate never changes.

Easy payment process

Fixed monthly payments can be automatically deducted from your bank account.

No pre-payment penalties

You can pay off your loan at any time with no penalty.

No hidden fees

Period.

Private and confidential

Your identity and personal information are protected and we don't share that information with investors.

Get started on your loan Check Your Rate
* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

New York Times

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Featured Borrower

Andy
  • Andy
  • Carrollton, TX
  • Debt Consolidation
  • $6,100 at 9.98% APR

"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."

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