Earn better returns.

Getting Started

  1. 2

    Quickly and easily
    build a portfolio

  2. 3

    Reinvest or withdraw monthly
    borrower repayment

1. Open an Account and Transfer Funds

Open a Retirement Account

You can chose between a Traditional IRA,
Roth IRA, or 401(k) rollover 1

Open an Investment Account

You'll be able to specify later whether you
want to invest as a corporation, for a minor,
or with a joint or trust account.


There are three easy ways to transfer funds into your account: ACH, Wire, or Check.

2. Quickly and easily build a portfolio

Lending Club offers 2 easy ways to build a portfolio: Manual Investing or Automated Investing

Manual Investing:

Browse the loans currently listed on the site
and build your portfolio one Note at a time.

Learn more about Manual Investing

Automated Investing:

You set your investment criteria and
orders are placed automatically.

Learn more about Automated Investing

3. Choose to reinvest or withdraw funds

It is easy to reinvest your cash using our Automated Investing service or by manually placing orders for new Notes on a regular basis.

You may withdraw your available cash at any time via your linked bank account.

Get started right away

Lending Club Notes are offered by prospectus filed with the SEC. Please consider the risks of investing.

1 Lending Club's preferred IRA custodian is Self Directed IRA Services, Inc. (SDIRA), a subsidiary of Horizon Bank.

Financial Innovation

...earned its place on an income investor’s menu.

Wall Street Journal

Featured Borrower

Andy

"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."