Borrow at a low, fixed rate.

Home improvement loans from $1,000 to $35,000

Home improvement loans from $1,000 to $35,000

Remodeling your bathroom? Installing new windows? With a personal loan via Lending Club, you can get the funds you need for your home improvement project in as quickly as a few days. Let's get started on your project!

Fast and easy application

Apply online in minutes and instantly review your offer, with no impact to your credit score.

Flexible loans

Unsecured loans based on your personal credit rating and not the equity of your home. Loans deposited directly to you. That means you decide which contractor to use. If you want to add a little extra landscaping and some outdoor furniture to your total budget, no problem.

Fixed and affordable rates

With monthly installment payments, the amount you pay will never increase.

Convenient

No need to go to a bank, have your home appraised, complete piles of forms or visit a notary. Get a home improvement loan without leaving your home.

Funds in a few days

Loans are directly deposited into your bank account in as quickly as a few days, a fraction of the time of a home equity loan.

Prepay and save even more

You can pay off your loan at any time and get rid of future interest payments. No prepayment penalty.

* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

1 Based upon 23,716 survey responses provided by borrowers from January 1 - September 30, 2014. Average reported interest rate on outstanding debt or credit cards was 21.6% and average interest rate on loans via Lending Club is 15.0%.

2 Average credit score change of all borrowers who took out a loan via Lending Club between January 1 and March 31, 2014 with a stated loan purpose of debt consolidation or pay off credit cards.

Accredited Business Rating

A+ rating with the Better Business Bureau

Hundreds of thousands of borrowers have received over $5 billion dollars in loans via the Lending Club platform.

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Financial Innovation

If Lending Club’s expansion succeeds, it’s more likely that it will be the company that hooks you up when it’s time to buy that new car, send the kid to college, or pay off that high-interest credit card. And those with money to save will be more likely to lend it out for vastly better interest than the near-zero rates that bank savings accounts offer today.

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Featured Borrower

Andy

"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."