Earn better returns.

Risks of Investing

Lending Club Notes are offered pursuant to a Prospectus filed with the Securities and Exchange Commission.

Investing in Lending Club Notes involves risks, including the risk borrowers will not repay their loans and the risk of Lending Club discontinuing the servicing of the loans. Lending Club's obligation to make any payment on a Note is wholly dependent upon a borrower paying Lending Club on the corresponding loan in which you invested.

The risks of investing mean that investors may lose all or most of their investment. Before purchasing any of our Notes, you should carefully read our Prospectus, particularly the "Risk Factors" section on pages 17-32, which provides detailed information about the risks of investing in our Notes. The Notes are not guaranteed or insured by any governmental agency or instrumentality or any third party.

The Notes are presently being offered and sold solely to residents of the states of California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New York, Rhode Island, South Dakota, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming, and are not presently being offered or sold to residents of any other state, the District of Columbia, any other territory or possession of the United States, or any foreign country.

The Note Trading Platform operated by FOLIOfn is currently available to residents of all U.S. States except District of Columbia, Kansas, Maryland, Ohio, Oregon, and Vermont.

We file annual, quarterly and current reports and other information with the SEC. You may read and copy the registration statement for the Notes and any other documents we have filed at the SEC's Public Reference Room at 100 F Street, N.E., Room 1580, Washington, D.C. 20549. Please call the SEC at 1-800-SEC-0330 for further information on the Public Reference Room. Our SEC filings are also available to the public at http://www.sec.gov.

View our SEC filings »

Financial Innovation

...earned its place on an income investor’s menu.

Wall Street Journal

Featured Borrower

Alex

"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club."