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Financial Innovation

…[Lending Club’s] rapid progress – loans have roughly doubled every year – has fuelled breathless talks of big banks and credit-card peddlers being 'disrupted' in the same way taxi companies have been by Uber, based just down the road in San Francisco.

The Economist

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Adrian

"Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork."