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For prospective borrowers, you can apply for a personal loan to get an instant rate quote.

For prospective investors, you can open an investment account instantly to get started building a portfolio that can earn more than other investments with comparable risk.


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Financial Innovation

Companies like Lending Club are cutting out the middle man − banks − to offer consumers the opportunity to lend money directly to others and obtain a higher return.

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Featured Borrower


"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."