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Dental Financing Through LendingClub Patient Solutions

Don’t let cost be a barrier to your dream smile. Discover an affordable way to pay for your dental care. 

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Why Choose LendingClub

We're experts in helping people afford the dental treatment they need, which is why thousands of providers put their trust in us. Within seconds of filling out our simple application, you'll see all the budget-friendly payment plans you pre-qualify for with NO impact to your credit score until you select a plan and move forward1. Plus, when you finance through us, we'll pay your provider directly, so you can focus on starting your treatment. Whether it's general dentistry, pediatric dentistry, cosmetic dentistry, restorative dentistry, orthodontics, periodontics, oral and maxillofacial surgery, or prosthodontics, we cover it all and more! Apply today, and upon approval you'll be on your way to your dream smile.

Common Procedures

implant

Dental Implants

Afford your dental treatment, whether it's for a single tooth or a full mouth of dental implants.
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veneers

Veneers

Discover a budget-friendly way to enhance your smile.
Braces

Braces

Align your teeth and restore your smile today with affordable financing.
dentures

Dentures

Get a flexible financing solution to improve your oral health and boost your confidence.
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Payment plans that fit your needs

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Loan amounts from $500 to $65,000 from 6 to 144 months
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Attractive APRs as low as 3.99% and up to 30.99% with 0% financing also available
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Prequalify with NO credit score impact until plan selected¹
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We pay your provider directly within 1-3 business days after receipt of signed agreement
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No prepayment penalties
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$0 down payments
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Patients Love Us

I needed a lot of dental work, well past any coverage I had. With the help of my dentist and LendingClub Patient Solutions, I had a financial solution within an hour that allowed me to get my teeth back to health. Thanks, LendingClub Patient Solutions.

—Larry L., New Hampshire 

PF review 1

Do you have more questions?

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  1. A soft inquiry which is used to check your eligbility will not affect your credit score. A hard credit inquiry, which may affect that person's credit score, only appears on the person's credit report if and when an installment loan is issued to the person, or if and when the person receives a final credit decision regarding a revolving line of credit from Comenity Capital Bank, Member FDIC.

A representative example of payment terms is as follows: a borrower receives a loan of $15,000 for a term of 60 months with an APR of 12.99%. In this example, the borrower will make 60 monthly payments of $343.05. Loan amounts range from $500 to $65,000, and loan term lengths range from 6 months to 144 months. Some amounts, rates, and term lengths may be unavailable in certain states or with certain goods or service providers.

For Installment Loans, APR ranges from 0% to 30.99%. APRs are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of December 15, 2025, and are subject to change without notice.

Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history, as well as the selected goods or service provider.

Installment loans are issued by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Revolving lines of credit are issued by Comenity Capital Bank, Member FDIC. Availability of credit products and credit issuers varies based on the selected goods or service provider.

Any reviews presented are individual experiences and results may vary.

"LendingClub" and the "LC" symbol, and "LendingClub Patient Solutions", are trademarks of LendingClub Bank 

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