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Financing Solutions

LendingClub Financing Solutions

Call us toll-free: 800-630-1663

Monday – Friday: 5am – 5pm PT

Saturday: 8am – 5pm PT

Fax: 508-281-8505

Email us at solutions@lendingclub.com



For billing questions:

Involving payments on your existing loan/credit account

Please find your servicing bank below and contact them directly: LendingClub Bank

Making Loan Payments Call us toll-free: 888-596-3157

Monday – Friday: 5am – 5pm PT

Saturday: 8am – 5pm PT

Pay by Check

  • For standard mail (USPS), send to: LendingClub Bank Lockbox Services - 134268 P.O. Box 884268 Los Angeles, CA 90088-4268

  • For FedEx/UPS (overnight, 2-day), send to: LendingClub Bank Lockbox Services - 134268 3440 Flair Dr. El Monte, CA 91731

If your check arrives by 7 pm Pacific Time, it will be processed the same day. Checks received after 7 pm will be processed the next business day.

Comenity Capital Bank

Website: https://d.comenity.net/lendingclubpatientsolutions/ Phone: (866) 954-9258 TDD/TTY: (888) 819-1918

  • Mailing address for credit account payments: Comenity – LendingClub Patient Solutions P.O. Box 650965 Dallas, TX 75265

NBT Bank

Website: https://www.nbtbank.com/LCPS Phone: 833-NBT-Lend (833-628-5363) Email: LCPSService@Nbtbank.com

  • Mailing address for loan payments: NBT Bank Loan Operations P.O. Box 149 Canajoharie, NY 13318

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,658 for a term of 36 months, with an interest rate of 13.24% and a 6.00% origination fee of $1,179 for an APR of 17.63%. In this example, the borrower will receive $18,479 and will make 36 monthly payments of $665. Loan amounts range from $1,000 to $60,000 and loan term lengths range from 24 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 6.53% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026, are subject to change without notice, and may not be available for all Personal Loan products.

© 2017-2026 and TM, NerdWallet, Inc. All Rights Reserved.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

LendingClub,” the “LC” symbol, “TopUp,” and “DebtIQ” are trademarks of LendingClub Bank.

© 2026 LendingClub Bank. All rights reserved.