After your account is closed, you can view past statements in the Statement Center in your Member Center.
Will I still be able to access my account information on lendingclub.com?
Additional Statements and Tax Information FAQ
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Your credit utilization rate measures the balances of your revolving accounts against your credit limits. Naturally, your ratio can influence your credit scores. A low utilization rate could improve your credit scores while a high utilization rate may hurt them.
Related FAQ's
Yes, you’ll receive a tax document for any reportable activity during the year.
LendingClub does not pull credit as part of our account opening process. However, we do obtain information from a credit bureau used to validate your personal information. The request for information does not affect your credit score.
To complete the account opening process, you may be required to deposit some money into your account depending on the savings product.
A focus on how to open a LevelUp Savings account and CDs.
To open a savings or certificate of deposit account, you need to be 18 or older and a citizen or resident of the United States
Related Glossary
{noun} A type of credit that allows the borrower to make charges and payments against a set borrowing limit, paying interest only on outstanding balances.
{noun} The amount of unpaid interest that has accumulated as of a specific date, either on a loan or an interest-bearing account or investment.
{noun} The total annual cost to borrow money, including fees, expressed as a percentage.
A debt that is written off as a loss because the financial institution or creditor believes it is no longer collectible due to a substantial period of nonpayment.
{noun} An interest rate that remains the same for a set time, usually for the life of the loan.