No Tax Withholding

The information that you provide when signing up for your Lending Club account will be used to prepare a W-9. All references to "form" below refer to this W-9.

Under penalties of perjury, I certify that:

  1. The Social Security number or Individual Tax Identification number on this form is my correct taxpayer identification number;
  2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding;
  3. I am a U.S. citizen or other U.S. person; and
  4. The FATCA code(s) on this form (if any) indicating that I am exempt from FATCA reporting are correct.*


*The IRS requires that this language be included, but this certification is not required if providing the form to a US payor. Lending Club is a US payor.

Financial Innovation

The company has shown fast, steady growth in its business for years, staying ahead of competitors and making old-school banks look increasingly like relics.

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Featured Borrower

Alex

"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club."