Patient Solutions Logo
patient iconAre you a provider?Learn More

Fertility Financing Through LendingClub Patient Solutions

Don’t let cost keep you from growing your family. Discover an affordable way to pay for fertility care. 

pf-calculatorCalculate Payments

Why Choose LendingClub

Fertility obstacles are stressful enough, and figuring out financing can make what you’re going through even more overwhelming. That’s why we’re here to help. Within seconds of filling out our simple application, you'll see all the budget-friendly payment plans you prequalify for with NO impact to your credit score until you select a plan and move forward1. Plus, when you finance through us, we'll pay your provider directly, so you can focus on starting your treatment. Finance up to four services in one loan, including IVF, medications, genetic testing, egg freezing, or donor services. Apply today and upon approval you can make your dream of growing your family a reality.

Common Procedures

IVF icon color

IVF

In vitro fertilization can be a long journey. Let us help make it a little easier with affordable financing.
Egg Freezing Icon Color

Egg Freezing

Looking to preserve eggs or embryos? Invest in your family’s future today with our budget-friendly solutions.
Donor Services Icon Color

Donor Services

When you’re searching for a donor, we can set you up with personalized payment options.
Get Started

Payment Plans That Fit Your Needs

Attractive APRs as low as 3.99% and up to 30.99%
Loan amounts from $1,000 to $50,000 from 24 to 84 months 
Prequalify with NO credit score impact until you select a plan1
No application or subscription fees
One comprehensive loan for up to four covered services
We pay your clinic directly within 1-3 business days after receipt of signed agreement 
Calculate Your Payments

Patients Love Us

...when I needed a loan for my treatment I was relieved when I found LendingClub Patient Solutions. The online application process was simple and LendingClub Patient Solutions delivered a seamless experience by submitting my funds directly to my doctor’s office. The customer service was professional and I was impressed by the rate I received. When I learned I needed a loan for an additional procedure, I called LendingClub Patient Solutions and was able to reach someone immediately and they took care of the additional funding right away. I’m grateful they were there every step of the way and would recommend LendingClub Patient Solutions to anyone who needs a medical loan. 

—Robin, San Francisco, California 

PF review 2

Do you have more questions?

Check out our FAQ center

LC logo

595 Market Street, Suite 200

San Francisco, California 94105

  1. Checking prequalified options through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when an installment loan is issued to the person, or when the person receives a final credit decision regarding a revolving line of credit from Comenity Capital Bank, Member FDIC. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history, as well as the selected service provider. 

A representative example of loan payment terms is as follows: you receive a loan of $15,000 for a term of 60 months with an APR of 12.99%. In this example, you will make 60 monthly payments of $343.05. Loan amounts range from $1,000 to $50,000, and loan term lengths range from 24 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states or through certain providers.   

For Installment Loans, APR ranges from 3.99% to 30.99%. APRs are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of June 14, 2023 and are subject to change without notice   

Installment loans are issued by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Revolving lines of credit are issued by Comenity Capital Bank, Member FDIC. Availability of credit products and credit issuers varies based on the selected service provider.  

Any reviews presented are individual experiences and results may vary.

"LendingClub" and the "LC" symbol, and "LendingClub Patient Solutions", are trademarks of LendingClub Bank 

© 2025 LendingClub Bank. All rights reserved.