Earn More Interest: 60-Month Notes

Why 60-Month Notes?

Earn from 1.63% to 5.21% more interest

By investing in 60-month Notes, you earn more interest while diversifying your investment portfolio beyond 36-month Notes. To enjoy the longer repayment term of 60 months, borrowers with the same credit profile and loan amount are modified by 5 or 6 grades. They pay a higher interest rate, so you earn from 1.63% to 5.21% more.
See how we set interest rates »

Lower impact of service fee

With 60-month Notes, you will experience even better net annualized returns after a lower impact of our service charge: 0.45% on a 60-month Note vs. 0.71% on a 36-month Note on average.

Cash out anytime on our Trading Platform

Turn your Notes into cash anytime: it takes less than 5 days to sell most Notes at par on the secondary market. Lending Club investors can sell both 36-month and 60-month Notes on our Trading Platform, operated by FolioFN.
About our Trading Platform »