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Advisors

Michael S. Barr

Former U.S. Treasury Assistant Secretary for Financial Institutions

Michael Barr is a law professor at the University of Michigan and a senior fellow at the Center for American Progress and at the Brookings Institution. From 2009 - 2010 Michael served as the U.S. Department of the Treasury’s assistant secretary for financial institutions, where he was a key architect of the Dodd-Frank Act. He previously served as Treasury Secretary Robert E. Rubin’s special assistant, as deputy assistant secretary of the Treasury, as special advisor to President William J. Clinton, as special advisor and counselor on the policy planning staff at the State Department, and as a law clerk to U.S. Supreme Court Justice David H. Souter and Judge Pierre N. Leval of the Southern District of New York. Michael received his J.D. from Yale Law School, an M. Phil in international relations from Magdalen College, Oxford University, as a Rhodes Scholar, and his B.A., summa cum laude, from Yale University.

Jeff Huber

Senior Vice President, Google

Jeff Huber is a Senior Vice President at Google. He is currently at Google X, which develops projects pertaining to future technologies. His tenure at Google has included leading Maps, Payments and Travel (2011-2013), engineering and development for the company’s advertising products (2003-2011), and for Google Apps (2005-2010). Prior to joining Google, Jeff was vice president of architecture and systems development at eBay and senior vice president of engineering at Excite@Home, where he led consumer product and infrastructure development. Jeff holds a bachelor’s degree in computer engineering from the University of Illinois and a master’s degree from Harvard University. He is a board member of Electronic Arts and The Exploratorium.

Alex W. "Pete" Hart

Former CEO, Mastercard

Pete Hart is currently Chairman of the Board of the Silicon Valley Bank, and is a director of Fair Isaac Corporation, Global Payments, Inc., VeriFone Holdings, Inc. and eHarmony.com. Until 1997, Pete Hart served as Chief Executive Officer of Advanta Corporation, a diversified financial services company. From 1988 to 1994, Pete was President and Chief Executive Officer of MasterCard International, the worldwide payment service provider. Concurrently he also served as Chairman of the Board of Maestro International, the global debit system, and was a member of the board of directors of Europay International.

Gary Briggs

Chief Marketing Officer, Facebook

Gary Briggs was named Facebook's first Chief Marketing Officer in August, 2013. At Facebook, he leads branding and marketing efforts for all Facebook constituencies of users, developers and potential consumers of new products. Prior to joining Facebook, Gary served in several roles at Google, including Vice President of Consumer Marketing and Chief Marketer at Motorola Mobility. Previously, he served as Senior Vice President and Chief Marketing Officer at eBay, where he was responsible for eBay's branding and marketing activities in North America, including advertising, Internet marketing, direct marketing, onsite merchandising, partner relationships, and core category initiatives. Gary holds an A.B. in Political Science and American Civilization from Brown University and an M.B.A. from Kellogg Graduate School of Management at Northwestern University.

Christopher D Thom

Former Chief Risk Officer, MasterCard

Chris Thom retired from MasterCard in 2006 where he was Chief Risk Officer, Senior Executive Vice President of the Global Development Group and a member of the Executive Management Group. Prior to joining MasterCard in 1995, Mr. Thom served in a variety of positions at HSBC Group in the United Kingdom, including as general manager, Strategic Development and general manager, Retail. In the latter position, Mr. Thom was responsible for the core banking services and products delivered through HSBC's branch network, as well as HSBC's card service, private banking and other businesses.

Brian M. Barefoot

Former CEO PaineWebber International
President Emeritus, Babson College

Brian M. Barefoot is President Emeritus of Babson College where he served as president from 2001 until 2008, and served as Chair of the Board of Trustees from 1996 to 2001. Prior to this, Mr. Barefoot’s career in financial services has spanned more than three decades. At PaineWebber, Inc. he served as Executive Vice President and Director of Investment Banking, a member of its Board of Directors, and President and Chief Executive Officer of its subsidiary, PaineWebber International. During twenty-five years at Merrill Lynch & Co., he held various senior management positions, retiring as Senior Vice President and Managing Director. He has also held senior management, director and trustee positions at Blue Cross Blue Shield of Massachusetts, the Kent Place School and other leading companies.

John Furjanic

Former EVP, North American Consumer Risk, Citigroup

John Furjanic is the Founder and CEO of ROI Solutions. Prior to founding ROI Solutions John had a 20-year career at Citigroup where during his tenure he held numerous senior executive positions in risk management and served as a Senior Credit Officer and Global Credit Director for Citigroup's Global Consumer Bank. Serving as Citigroup's Senior Vice President of North American Consumer Risk Management, John lead a team responsible for credit policy and risk management for Diner's Club North America. In this role, he reduced bankruptcies by more than 25% by significantly advancing the usage of third party data resources and increased collection recovery rates on small business card portfolios by more than 500%.

Dr. Walter Kuemmerle

President, Kuemmerle Research Group

Walter Kuemmerle is a leading academic expert on entrepreneurship, international strategy and the management of fast-growing firms. He is the founder and president of Kuemmerle Research Group, a firm that specializes in top-level executive education and strategic advisory services. He was a professor at Harvard Business School for over ten years, with a joint appointment in the Entrepreneurial Management and Technology & Operations Management faculty groups. His research has been published in leading academic journals. He is also active as an early-stage investor.

Soul Htite

CEO, Sino Lending

Soul Htite is the CEO of Sino Lending, a peer to peer lending company based in Mainland China.

Soul was a Co-Founder and Vice President of Engineering at Lending Club until late 2010. During his tenure at Lending Club, Soul led technical development and operations, ensuring that our online capabilities were both state of the art and fully secure.

Soul has spent most of his professional career building enterprise-level software with Oracle Corporation. He has focused on real-time online services and system design for high availability. Soul held a senior product development position in the Oracle core server technologies team, and lead research projects focusing on diagnosability and online system management services. Soul also led a global early product adoption initiative for Oracle's real-time collaboration products.

Soul received both his Bachelors and Masters Degrees in Computer Networking and Software Engineering from the University of Montreal.

Advisors do not participate in the Company’s day to day management or operations, bear no fiduciary duties to the Company and no liability for the acts or omissions of the Company or its employees or agents.

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