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Borrower Stories

Chanda Took Advantage of Her Strong Credit

Paying off my credit cards was a great feeling and now I’m on my way to being debt free!
A picture of borrower Rebecca

Alex wanted to start his new life debt-free.

"Getting engaged forced me to make some important financial decisions, so I consolidated several sources of debt with a single loan from Lending Club. Lending Club offered the best rate and I was even able to repay early without penalty. My wife and I are very thankful to Lending Club and its members for providing a great loan and we are happily credit card debt free!"  

Dan Needed Help to Start a Family

It was easy, straight forward, simple, quick, and the money was deposited right into our bank account.
A picture of borrower Rebecca

Rebecca simplified her finances.

"I'd accumulated some debt across a few credit cards, and wanted to simplify my finances by paying them down with one payment a month instead of several smaller checks. I looked into credit card transfers and bank loans, but then found Lending Club. The testimonials convinced me—people had really positive experiences, and I liked that people were helping each other out. The application process was simple, and it was neat to watch the process as people invested in my loan. My loan was funded in less than two weeks."  

James Wanted to Pay Off His Debts

It was really quick to sign up with Lending Club and get approved for a loan, and get the money I needed when I needed it.
A picture of borrower Adrian

Adrian reduced his debt.

"Lending Club has made it possible for me to achieve my financial goal of consolidating all my credit card debt into a single, low monthly payment. A bank had offered me a personal loan but their interest rate was so high, it made the choice to go with Lending Club a no brainer. Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork. My loan was fully funded within two days, which was amazing."  

These borrower stories are provided with the permission of our members. Your results may vary from those experienced by them. The views expressed in these stories are not the views of Lending Club, its employees, officers, directors or partners.

Financial Innovation

The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

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Featured Borrower


"The application process was simple, and it was neat to watch the process as people invested in my loan."