Borrow at a low, fixed rate.

Repayment is a simple and straightforward process

  • Make
    automatic
    monthly
    payments
  • Prepay
    anytime
    without
    penalty

  • Automatic withdrawal.

    Your loan payments can be automatically withdrawn from an account you specify when you register with Lending Club.

    We'll send you a reminder a few days before your payment is due, so just make sure there are sufficient funds in your account to avoid an unsuccessful payment fee.

  • No prepayment penalties.

    You can pay off your loan any time with no penalty. Just contact us at least 10 calendar days before the due date of your next loan payment and we'll guide you through the process.

  • Don't fall behind.

    If you miss a payment, make sure you get current within 15 days of your payment date to avoid late fees.

* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

Safe and Secure

Safe and Secure

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Call Toll Free: (888) 596-3157

6:00am – 5:00pm PT, Mon–Sat

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Financial Innovation

Companies like Lending Club are cutting out the middle man − banks − to offer consumers the opportunity to lend money directly to others and obtain a higher return.

Market Watch

Featured Borrower

Adrian

"Not only was my interest rate much lower, the process was so easy– all online with no need to physically go to the bank to fill out even more paperwork."