Borrow at a low, fixed rate.

Repayment is a simple and straightforward process

  • Make
  • Prepay

  • Automatic withdrawal.

    Your loan payments can be automatically withdrawn from an account you specify when you register with Lending Club.

    We'll send you a reminder a few days before your payment is due, so just make sure there are sufficient funds in your account to avoid an unsuccessful payment fee.

  • No prepayment penalties.

    You can pay off your loan any time with no penalty. Just contact us at least 10 calendar days before the due date of your next loan payment and we'll guide you through the process.

  • Don't fall behind.

    If you miss a payment, make sure you get current within 15 days of your payment date to avoid late fees.

* All loans made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.

Safe and Secure

Safe and Secure

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Call Toll Free: (888) 596-3157

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Financial Innovation

If the financial markets were as open as Lending Club... the combined efforts and innovations of all investors would make the system as a whole more secure.


Featured Borrower


"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."